Kapitalbank review
Updated October 12, 2026 · VaultCue Editorial Team
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Our verdict
Kapitalbank offers a fixed account where receipt goes to a demand or card account opened with the bank, which creates commitment alongside defined access. It suits planners who want early replenishment and early closing availability with phone, email and help centre support.
Key facts
- Best for
- Fixed placement with card payout and early access
- Currencies
- 1↗
- Transfer fee
- Western Union urgent tariff: 1.7% of amount for 200.01-2000 USD, 1.3% for 2000.01-3000 USD, 1.0% for 3000.01 USD and more (USD 3 up to 200 USD); cash payout no charge↗
- Legal entity
- Joint Stock Commercial Bank Kapitalbank↗
- Headquarters
- Uzbekistan↗
- Founded
- 2001↗
- Support channels
- Phone, Email, Help-centre↗
- Audience
- Business
- Pricing model
- Fixed rate
- Official website
- kapitalbank.uz
Savings
- Headline rate
- 16%↗
- Rate type
- Fixed↗
- Term
- 25 months↗
- Minimum deposit
- UZS 100,000↗
- Access terms
- Interest credited to a demand deposit account or bank card account (Uzcard, HUMO, VISA UZS, MasterCard UZS) opened with JSCB Kapitalbank; replenishment allowed for the first 6 months; early closing allowed with interest recalculated at 10% per annum↗
- Account kind
- Fixed↗
Money transfer
Facts checked September 26, 2026, 5 sources
Apps and profiles
- Get the app
- App Store
Pros
Pros
- Provides a fixed account that pays into a demand or card account
- Allows replenishment during the early phase and permits early closing
- Supports customers by phone and email alongside a help centre
Who it suits
- Planners seeking fixed placement with card receipt
- People wanting phone, email and help centre support
How Kapitalbank compares
Where Kapitalbank is available
- Available
- Uzbekistan
Countries from its affiliate programme (Source)
Frequently asked questions
What kind of placement does Kapitalbank provide?+
Kapitalbank provides a fixed account with fixed rate pricing for planners seeking a defined placement. Receipt goes to a demand deposit account or a card account opened with the bank. Support is available by phone, email and help centre.
Can funds be added after opening?+
Replenishment is allowed during the early phase of the term under the access terms. This structure lets holders add funds after opening while keeping the fixed design. Early closing is also allowed under the same terms.
Is early closure available on this account?+
The access terms allow the fixed account to be closed before the end of the term. Closure follows the conditions set for early access on this product. Planners should review those conditions before choosing a defined placement.
Which company operates Kapitalbank?+
Kapitalbank is operated by Joint Stock Commercial Bank Kapitalbank. (Source, checked September 26, 2026)
Where is Kapitalbank based?+
Kapitalbank is based in Uzbekistan. (Source, checked September 26, 2026)
When was Kapitalbank founded?+
Kapitalbank was founded in 2001. (Source, checked September 26, 2026)
How can I contact Kapitalbank support?+
Kapitalbank offers support through Phone, Email, Help-centre. (Source, checked September 26, 2026)
Sources
- kapitalbank.uz/en checked September 26, 2026
Backs: Legal entity
“Join stock commercial Bank «Kapitalbank»”
- kapitalbank.uz/en/press_center/news/kapitalbank-has-launc... checked September 26, 2026
Backs: Audience
“Kapitalbank has launched an affiliate program for legal entities”
- kapital24.uz/en/deposit/kapital-ziynat-16 checked September 26, 2026
Backs: Access terms, Account kind, Headline rate, Minimum deposit, Pricing model, Rate type, Term
“The principal amount is credited to a demand deposit account or a bank card account (Uzcard, HUMO, VISA UZS, MasterCard UZS) opened with JSCB Kapitalbank”
- kapital24.uz/en/money-transfer/western-union checked September 26, 2026
Backs: Currencies, Delivery time, Payout methods, Transfer fee
“Western Union transfers are made in US dollars (USD)”
- kapitalbank.uz/en/about checked September 26, 2026
Backs: Support channels
“Contact center (+998 78) 148-40-11; e-mail; Virtual Reception”
- kapitalbank.uz/en/about/history checked September 26, 2026
Backs: Founded, Headquarters
“has launched its operations based on the License of the Central Bank of Uzbekistan since April, 2001”
Compiled from 6 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: Monthly fee, Licence type, Deposit protection, Currency conversion fee.