Kaspi.kz review
Updated October 13, 2026 · VaultCue Editorial Team
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Our verdict
Kaspi.kz stands apart from counter based everyday accounts by centring everyday money around a mobile app with QR transfers. It is an easy-access account option for people who want phone based management and straightforward person to person payments for daily use.
Key facts
- Best for
- People managing everyday money by mobile app
- Monthly fee
- KZT 0↗
- Transfer fee
- Free to other Kaspi clients↗
- Legal entity
- Kaspi Bank JSC↗
- Headquarters
- Kazakhstan↗
- Founded
- 2002↗
- Support channels
- Phone, Chat, Help-centre↗
- Audience
- Teens, Business
- Pricing model
- No monthly fee
- Features
- Free ATM withdrawals, Digital-only
- Official website
- kaspi.kz
Savings
Money transfer
- Delivery time
- Instant for P2P transfers via the mobile app and QR↗
- Payout methods
- Bank, Card, Wallet↗
- Fee to send 1,000
- KZT 0↗
Facts checked September 26, 2026, 5 sources
Apps and profiles
- Get the app
- App Store
Pros
Pros
- Easy-access structure that keeps everyday money ready for daily spending needs
- Mobile app centred access with QR route for person to person transfers
- Instant handling of person to person transfers for everyday payment moments
Who it suits
- People who prefer app based account management
- People who make frequent person to person payments
How Kaspi.kz compares
Where Kaspi.kz is available
- Available
- Kazakhstan
- Licence in Kazakhstan
- Agency for Regulation and Development of the Financial Market of the Republic of Kazakhstan (1.1.722.131), checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What kind of account does Kaspi.kz provide?+
Kaspi.kz provides an easy-access everyday account that you manage through a mobile app. You can use it for daily money and person to person transfers with a QR option. Check how access and daily use fit your routine before you choose.
Who might consider this account?+
People who like managing money by phone may consider this option. It suits daily spending and sending money to other people through the app. Consider whether app based management matches how you handle money each day.
What should you check before choosing it?+
You should check how you will top up the account and withdraw money. Review how QR and person to person transfers work in daily life. Confirm that app based management supports the way you want to use an everyday account.
Does Kaspi.kz charge a monthly fee?+
The monthly fee at Kaspi.kz is KZT 0. (Source, checked September 26, 2026)
Which company operates Kaspi.kz?+
Kaspi.kz is operated by Kaspi Bank JSC. (Source, checked September 26, 2026)
Where is Kaspi.kz based?+
Kaspi.kz is based in Kazakhstan. (Source, checked September 26, 2026)
When was Kaspi.kz founded?+
Kaspi.kz was founded in 2002. (Source, checked September 26, 2026)
How can I contact Kaspi.kz support?+
Kaspi.kz offers support through Phone, Chat, Help-centre. (Source, checked September 26, 2026)
Sources
- en.wikipedia.org/wiki/Kaspi.kz checked September 26, 2026
Backs: Delivery time, Founded
“a network was launched for end-to-end payments, enabling the sending and receiving of instant P2P transfers between consumers and merchants via a mobile app and QR technology”
- kaspi.kz checked September 26, 2026
Backs: Audience, Headquarters, Legal entity, Support channels, Licences
“© 2012-2026, АО «Kaspi Bank»”
- kaspi.kz/deposit checked September 26, 2026
Backs: Access terms, Account kind, Headline rate, Minimum deposit, Monthly fee, Rate type
“Kaspi Deposit: partial withdrawal at any time without loss of interest”
- kaspi.kz/gold checked September 26, 2026
Backs: Features, Pricing model, Transfer fee, Fee to send 1,000
- kaspi.kz/transfers checked September 26, 2026
Backs: Payout methods
Compiled from 5 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: Licence type, Deposit protection, Currency conversion fee, Currencies.