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KB PRASAC Bank review

Updated September 28, 2026 · VaultCue Editorial Team · Facts checked September 26, 2026

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Our verdict

KB PRASAC Bank is a Cambodian bank holding an NBC licence, built for expats and teenagers who want a branch-backed account rather than an app-only wallet. Its monthly fee of KHR 2,000 and 2 currencies make it a poor fit for heavy multi-currency spenders.

Key facts

Best for
An easy access savings account in Cambodia with branch and ATM access, interest credited monthly, built for expats and teen.
Monthly fee
KHR 2,000↗
Currency conversion fee
1% to 2%↗
Currencies
2↗
Transfer fee
Interbank transfer via Bakong free of service charge up to KHR 200,000,000 and USD 5 per day; other-bank ATM withdrawal USD 4 per transaction↗
Legal entity
KB PRASAC Bank Plc.↗
Headquarters
Cambodia↗
Founded
1995↗
Support channels
Email, Phone↗
Audience
Expats, Teens
Pricing model
No monthly fee
Features
Free ATM withdrawals, Joint account
Official website
kbprasacbank.com.kh

Savings

Headline rate
1.5%↗
Rate type
Variable↗
Minimum deposit
KHR 0↗
Access terms
On demand via KB PRASAC ATM 24/7, branch offices, cash deposit machines and KB PRASAC Mobile; interest credited monthly↗
Account kind
Easy access↗

Money transfer

Delivery time
Within one day↗
Payout methods
Bank, Cash-pickup, Wallet↗
Fee to send 1,000
$5↗

Facts checked September 26, 2026, 10 sources

Apps and profiles

Get the app
App StoreGoogle Play
Elsewhere
LinkedInXyoutube.com

Pros and cons

Pros

  • Cash handling is broad: KB PRASAC ATMs, branch offices, cash deposit machines and KB PRASAC Mobile, with interest credited monthly.
  • Payouts reach bank, cash pickup and wallet, and interbank transfers through Bakong carry no service charge within a daily cap.
  • The account sits with KB PRASAC Bank Plc., a licensed Cambodian bank that has operated since 1995.
  • Standard transfer delivery is Within one day.

Cons

  • A monthly fee of KHR 2,000 is listed, while the site median is €0.
  • Currency conversion fees run 1% to 2% against a site median of 0.5%.
  • Support runs on email and phone only, and the account covers just 2 currencies.
KB PRASAC Bank

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Scored 8.9 / 10 by VaultCue.

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Who it suits

  • Expats and teenagers, the expats and teen this account is aimed at, who bank at a counter as well as by phone.
  • Anyone who wants payouts to bank, cash pickup and wallet recipients and cheap local transfers through Bakong.
  • Customers happy to pay KHR 2,000 a month for a physical branch, cash deposit machines and an ATM network.

Who should look elsewhere

  • PayPal Colombia, which charges a monthly fee of $0 and needs no bank branch.
  • Skrill, with a monthly fee of €0, when you want a wallet rather than a Cambodian deposit account.
  • eToro, whose monthly fee is £0, for anyone after a trading platform rather than savings.

How KB PRASAC Bank compares

Where KB PRASAC Bank is available

Available
Cambodia
Licence in Cambodia
National Bank of Cambodia (NBC), checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What does KB PRASAC Bank charge each month?+

A monthly fee of KHR 2,000 is listed, and the account is also flagged as no monthly fee. The site median for a monthly fee is €0, so this one sits above the typical figure. Check which lines apply to the account you actually open.

Is my money safe at KB PRASAC Bank?+

KB PRASAC Bank Plc. is licensed and supervised by the National Bank of Cambodia, and the bank has operated since 1995. Deposits sit with a licensed bank rather than with a wallet provider, which is the main difference on safety from the alternatives listed here.

What interest rate does the savings account pay?+

The savings account pays a headline rate of 1.5% on a variable basis, and interest is credited monthly rather than at maturity. Access is on demand, so the money stays withdrawable through ATMs, branches, cash deposit machines and KB PRASAC Mobile. The site median headline rate is 3%.

How many currencies can I hold and what does conversion cost?+

The account covers 2 currencies, and conversion fees run 1% to 2%. The site median conversion fee is 0.5%, and the median number of currencies held is 5, so treat this as a single market account rather than a multi-currency one.

How do I deposit and withdraw money?+

Deposits and withdrawals run through branch offices, cash deposit machines and the KB PRASAC Mobile app. Features include free atm and joint account. Interbank transfers through Bakong carry no service charge within a daily cap, and payouts are available to bank, cash pickup and wallet recipients.

What does it cost to send money out?+

An international transfer costs $5, and standard delivery is Within one day. Interbank transfers through Bakong carry no service charge within a daily cap, so local payments are the cheap route. Card spending abroad adds a conversion fee of 1% to 2%.

Who is this account for?+

The bank positions the account for expats and teen, so expats living in Cambodia and teenagers opening a first account are the natural fit. Someone who wants a branch counter, cash deposit machines and an ATM network will find all three here. Someone wanting a global wallet with many currencies should look elsewhere.

Do I need to put money in to open the account?+

The minimum deposit is KHR 0, so the account can be opened without tying up a balance. The savings account runs on easy access terms, meaning money can be withdrawn at any time through ATMs, branches or the mobile app. Interest is credited monthly, so a part withdrawal does not stop the accrual.

Sources

Compiled from 10 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Licence type, Deposit protection.

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An easy access savings account in Cambodia with branch and ATM access, interest credited monthly, built for expats and teen.

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