Khalti review
Updated October 13, 2026 · VaultCue Editorial Team
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Our verdict
Khalti spans bill payments, QR payments, fund transfers, travel booking, entertainment and financial services within one app for everyday use. It works as a unified payment platform in Nepal for people who want many daily money and lifestyle tasks in a single place.
Key facts
- Best for
- Covers everyday payments, transfers, travel and lifestyle together
- Currency conversion fee
- 5%↗
- Transfer fee
- NPR 10 per P2P transaction beyond 3 per day and 30 per month; free below NPR 100 and up to 3 per day / 30 per month above↗
- Legal entity
- IME Khalti Ltd.↗
- Headquarters
- Nepal↗
- Founded
- 2017↗
- Support channels
- Email, Phone, Chat, Help-centre↗
- Audience
- Business, Travelers
- Official website
- khalti.com
Money transfer
Facts checked September 26, 2026, 4 sources
Apps and profiles
- Get the app
- App StoreGoogle Play
- Elsewhere
- LinkedInXgithub.com
Pros and cons
Pros
- Covers bills, QR payments, transfers, travel, entertainment and financial services together.
- Includes business tools such as QR acceptance, gateway integration and enterprise solutions.
- Connects banks, remittance, wallets and merchant networks within one platform.
- Offers flights, hotels, travel packages, movies, events and subscriptions in one lifestyle section.
Cons
- Focuses on Nepal and holds limited relevance for people outside the country.
- Combines many service areas, which can feel broad for simple payment needs.
Who it suits
- People in Nepal who want everyday payments and transfers together
- Travellers and entertainment users who want booking and tickets in one app
Who should look elsewhere
- People outside Nepal seeking a local everyday account
Safety and regulation
Khalti operates as a unified payment platform in Nepal with licensed payment operations under NRB. The platform centres on bill settlement and QR payments and extends to transfers that link banks, remittance channels and wallets. Merchant and enterprise tools use QR acceptance and gateway integration within the same managed system. Industry attention follows the unified structure, including placement on a Systematically Important watchlist that highlights its scale in national digital finance.
How Khalti compares
Where Khalti is available
- Available
- Nepal
- Licence in Nepal
- Nepal Rastra Bank (NRB), checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What does Khalti cover for everyday use?+
Khalti covers bill payments, QR payments and fund transfers alongside shopping and financial services in one app. The platform also includes travel booking, movie tickets, events and subscriptions for daily lifestyle needs. Business tools support merchant acceptance and enterprise payment operations.
Where does Khalti operate?+
Khalti serves users across Nepal through a unified app designed for national payments, transfers and lifestyle services. Its travel network focuses on flights, hotels and packages within Nepal. Remittance capability connects senders from around the world to recipients in the country.
What financial services are available through Khalti?+
The platform provides access to savings, insurance and investment services in a dedicated financial section. Transfers link banks, remittance channels and wallets for moving funds between services. Payments remain central, with bills and QR transactions handled quickly and effortlessly.
Who is Khalti suited to?+
Khalti suits people in Nepal who manage frequent bills, transfers and QR payments alongside travel and entertainment. It also suits merchants, vendors and large institutions that accept digital payments or integrate gateway solutions. Users who prefer separate single purpose apps may find the broad scope less appealing.
What currency conversion fee does Khalti charge?+
The currency conversion fee at Khalti is 5%. (Source, checked September 26, 2026)
Where is Khalti based?+
Khalti is based in Nepal. (Source, checked September 26, 2026)
When was Khalti founded?+
Khalti was founded in 2017. (Source, checked September 26, 2026)
How can I contact Khalti support?+
Khalti offers support through Email, Phone, Chat, Help-centre. (Source, checked September 26, 2026)
Sources
- khalti.com checked September 26, 2026
Backs: Audience, Legal entity, Support channels, Licences
“Khalti For Business: Powerful tools and solutions to help your business accept payments, grow, and scale”
- khalti.com/about checked September 26, 2026
Backs: Founded, Headquarters
“Khalti was officially launched at CAN infotech on 26th January, 2017”
- khalti.com/bank-transfer checked September 26, 2026
Backs: Delivery time, Payout methods, Fee to send 1,000
“Your funds will be transferred within seconds to the bank.”
- khalti.com/info/charges checked September 26, 2026
Backs: Currency conversion fee, Transfer fee
“Load From VISA/Master Card - International Card: Charge 5% flat per transaction amount to customer”
Compiled from 4 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: Monthly fee, Licence type, Deposit protection, Currencies.