Lao Viet Bank LVB DigiBank review
Updated September 28, 2026 · VaultCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Lao Viet Bank LVB DigiBank suits businesses in Laos that want to hold and move money from a digital-only account. The monthly fee is LAK 0, easy-access savings pay a variable 1.5%, the account holds 12 currencies, and domestic transfers inside the bank carry no charge.
Key facts
- Best for
- Businesses in Laos wanting a fee-free digital account with easy-access savings.
- Monthly fee
- LAK 0↗
- Currencies
- 12↗
- Transfer fee
- None for domestic transfer within the LaoVietBank network; internal fund transfer 10,000 LAK / 1 USD / 40 THB per transaction; international transfer 10-25 USD (USD), 200-500 THB, 200,000-400,000 VND by amount↗
- Legal entity
- Lao - Viet Bank Co., Ltd↗
- Headquarters
- Laos↗
- Support channels
- Phone, Community↗
- Audience
- Business
- Pricing model
- No monthly fee
- Features
- Digital-only
- Official website
- laovietbank.com.la
Savings
Money transfer
Facts checked September 26, 2026, 5 sources
Apps and profiles
- Get the app
- Google Play
- Elsewhere
- youtube.com
Pros and cons
Pros
- Free to keep, with a monthly fee of LAK 0
- Savings pay a variable 1.5%, credited daily on the average balance, and you can withdraw at any time
- Transfers to an account within the bank are Immediate for transfers to an account within the bank
- Payouts reach bank and cash pickup
Cons
- The account is digital only, so there is no branch counter and in-person banking is not part of the service
- Support runs on phone and community, so email and chat are not among the channels you can reach
- International transfers are charged in bands by the amount sent, so cross-border payouts cost more than moving money in the network
Who it suits
- Businesses based in Laos that bill and pay in local currency
- Business accounts that want savings interest without a fixed term
- Anyone sending money to another account inside the bank, where transfers are Immediate for transfers to an account within the bank
Who should look elsewhere
- People who mainly pay online rather than hold a savings balance, who will find PayPal Colombia a closer fit
- Readers looking for an account in euros, for whom Plazo ES is the closer fit
- Anyone who wants to spend straight from the balance as well as save, who should compare Skrill
Fees and currency costs
The standard account carries a monthly fee of LAK 0, so keeping it open costs nothing to run. Transfer pricing depends on the route: domestic transfers within the LaoVietBank network are free, internal fund transfers between your own accounts draw a small per-transaction charge in local or listed foreign currency, and international transfers are banded by the amount sent, so larger payments cost more.
Who runs it
The account is run by Lao - Viet Bank Co., Ltd, headquartered in Laos. Support reaches you through phone and community, so a phone call or the community is the main way to get help. That suits customers who are comfortable handling day to day banking from a phone or computer rather than visiting a counter during office hours.
How Lao Viet Bank LVB DigiBank compares
Skrill has a monthly fee of €0 and suits anyone who wants to spend from the balance as well as save.
Where Lao Viet Bank LVB DigiBank is available
- Available
- Laos
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
How much does the account cost to keep open?+
The monthly fee is LAK 0, so the account costs nothing to maintain while it stays open. Moving money is a separate matter: domestic transfers within the LaoVietBank network are free, internal fund transfers between your own accounts carry a small per-transaction charge, and international transfers are priced in bands by the amount sent.
What interest do the savings pay?+
Easy-access savings pay a variable 1.5%. There is no term to lock into, so you can withdraw at any time, and interest is credited daily against the average daily balance, then paid out mid-year and again at year end. A variable rate can move, so check the published rate before parking a large sum.
How fast do transfers inside the bank arrive?+
Transfers to an account within the bank are Immediate for transfers to an account within the bank, so money sent to another account held at the bank lands straight away. Payouts reach a bank account or a cash pickup point, which matters when the person receiving the money has no account and needs to collect it in person.
Is there a branch to visit?+
The account is digital only, so there is no branch counter and everyday banking runs from a phone or computer. Support comes through phone and community. If you would rather hand paperwork to someone in person, an account with a branch network will suit you better.
What is the minimum deposit and can I withdraw freely?+
The minimum deposit is LAK 50,000, and the savings balance is easy access, so you can withdraw at any time without giving notice. Interest is credited daily on the average daily balance, which means your working balance keeps earning rather than sitting idle between payouts.
Who runs the account and who is it for?+
It is operated by Lao - Viet Bank Co., Ltd, headquartered in Laos, and lists business as its audience. Support comes through phone and community, so a phone call or the community is the route for questions about how the account works.
Sources
- laovietbank.com.la/en_US checked September 26, 2026
Backs: Audience, Currencies, Features, Legal entity, Support channels
“Corporate Customers: Enterprise payment account, Saving deposits, Loan Products, International payments”
- laovietbank.com.la/en_US/tariff/lvb-digibank-fees.html checked September 26, 2026
Backs: Headquarters, Pricing model, Monthly fee, Transfer fee
“Copyright (c) Lao - Viet Bank Co., Ltd Tel: (856-21) 251-418/ 216-316/ 214-377/ 244-229”
- laovietbank.com.la/la/category/money-transfer-service.html checked September 26, 2026
Backs: Delivery time, Payout methods
“Domestic Funds Transfer: for a transfer to an account within the bank, after the transfer is completed the recipient can receive the money immediately”
- laovietbank.com.la/la/category/non-term-savings-deposit-s... checked September 26, 2026
Backs: Access terms, Account kind, Minimum deposit, Rate type
“Customers can withdraw funds at any time; interest credited daily on the average balance, payment dates are 30/06 and 31/12 of each year”
- laovietbank.com.la/la/exchange/interest-rate.html checked September 26, 2026
Backs: Headline rate
“Savings deposit (non-term), individual customers, kip 1.5%, effective from 17/08/2026”
Compiled from 5 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Licence type, Deposit protection, Currency conversion fee.
Related by the facts
Guides
Lao Viet Bank LVB DigiBank
Businesses in Laos wanting a fee-free digital account with easy-access savings.