M-PAiSA review
Updated October 13, 2026 · VaultCue Editorial Team
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Our verdict
M-PAiSA is known for QR payments at selected merchants for everyday in person spending managed through a mobile phone. It is an everyday payment choice for people who want to pay in person by phone at participating outlets rather than using cash.
Key facts
- Best for
- Everyday phone payments at participating outlets
- Monthly fee
- FJD 0↗
- Transfer fee
- FJD 0.50 per registered money transfer, 3 free transfers per day↗
- Legal entity
- Vodafone Fiji Pte Limited↗
- Headquarters
- Fiji↗
- Founded
- 1994↗
- Support channels
- Phone, Help-centre↗
- Audience
- Business
- Pricing model
- No monthly fee
- Official website
- vodafone.com.fj
Money transfer
Facts checked September 26, 2026, 4 sources
Apps and profiles
- Get the app
- Google Play
Pros and cons
Pros
- Provides QR payment for everyday in person purchases at selected merchants
- Connects mobile phone use with paying directly at participating outlets
- Offers a phonecentred alternative to cash for daily transactions in Fiji
Cons
- Acceptance rests on selected merchants, which narrows where it works
- Centres on QR payment, so choice beyond that use stays limited
Ready to try M-PAiSA?
Who it suits
- People in Fiji paying in person by phone
- Mobile users preferring till payment for daily needs
Who should look elsewhere
- People regularly paying outside Fiji
How M-PAiSA compares
Where M-PAiSA is available
- Available
- Fiji
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What is M-PAiSA?+
M-PAiSA is a payment option that supports M-PAiSA QR for day to day spending. It is used face to face at selected merchants that accept this method. The focus remains on phone led payment for routine purchases.
Where can M-PAiSA be used?+
M-PAiSA is accepted at selected merchants that take M-PAiSA QR. Coverage follows merchant participation rather than broad high street acceptance. People can look for participating outlets that offer this way to pay.
Who is M-PAiSA suited to?+
M-PAiSA appeals to people who settle routine purchases by phone. It also appeals to mobile users who prefer QR payment at the till. People wanting other types of financial products would look elsewhere.
How does M-PAiSA work in plain terms?+
M-PAiSA involves choosing M-PAiSA QR when paying face to face. The transaction is completed through the phone at a participating outlet. The process keeps everyday payment tied to mobile use.
Which spending does M-PAiSA cover?+
M-PAiSA covers everyday in person spending through participating outlets in Fiji. It relates to routine purchases rather than savings or borrowing products. The range stays centred on till payment by phone.
Sources
- vodafone.com.fj/about/about-us checked September 26, 2026
Backs: Founded, Headquarters, Legal entity, Support channels
“Since 1994, Vodafone Fiji has evolved from a mobile provider into a premier quad-play operator”
- vodafone.com.fj/help checked September 26, 2026
Backs: Payout methods
“MPAiSA to Bank Transfer ... MPAiSA Agent near you ... Sign up for Mastercard”
- vodafone.com.fj/mpaisa-homepage/mpaisa/mpaisa/frequently-... checked September 26, 2026
Backs: Audience, Pricing model, Monthly fee
“Make business payments like Fiji Airways, Central Finance etc.”
- vodafone.com.fj/personal/m-paisa/tariffs checked September 26, 2026
Backs: Transfer fee, Fee to send 1,000
“Money Transfer(Registered) $1 - $2000 $0.50; You get 3 free transfers per day.”
Compiled from 4 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: Licence type, Deposit protection, Currency conversion fee, Currencies.
Related by the facts
Guides
M-PAiSA
Everyday phone payments at participating outlets