Macquarie Bank review
Updated October 13, 2026 · VaultCue Editorial Team
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Our verdict
Macquarie Bank centres its everyday offer around transaction accounts supported by savings accounts and business banking through online banking. It is an Australian bank for people managing spending and saving digitally with personalised tools from Macquarie Intelligence within one connected group.
Key facts
- Best for
- People wanting digital everyday banking in one place
- Legal entity
- Macquarie Bank Limited↗
- Headquarters
- Australia↗
- Founded
- 1969↗
- Official website
- macquarie.com.au
Facts checked September 26, 2026, 1 source
Apps and profiles
- Get the app
- App Store
Pros and cons
Pros
- Transaction accounts sit alongside savings accounts and business banking under one name
- Online banking supported by Macquarie Intelligence for intuitive personalised organisation
- Help covers hardship support, complaints handling and scam awareness resources
Cons
- Australian licences and industry code frame operation around domestic regulatory standards
Who it suits
- People managing transaction and savings activity online
- Business customers keeping commercial banking in the same group
- People organising spending and saving through digital tools
Who should look elsewhere
- People seeking branch led banking outside Australia
Who runs it
Macquarie Bank Limited is the legal entity behind Macquarie Bank. The company runs transaction accounts and savings accounts for everyday needs. The company also runs credit cards and home loans alongside business banking. Online banking supports management of accounts across the range. Macquarie Intelligence supports the digital banking experience with more personalised organisation of everyday finances. The structure keeps spending, saving and commercial activity under one Australian banking name with connected account tools.
Safety and regulation
Macquarie Bank Limited holds an AFSL and Australian Credit Licence 237502. The bank subscribes to the Banking Code of Practice developed by the Australian Banking Association. The code sets standards of good conduct for the bank, its staff and its representatives. Support is available for people experiencing hardship after difficult life events and for concerns about financial abuse. Complaints can be raised directly with the bank for review. Information on scams and fraud trends helps people recognise suspicious activity and report it through appropriate channels.
How Macquarie Bank compares
Where Macquarie Bank is available
- Available
- Australia
- Licence in Australia
- Australian Prudential Regulation Authority (APRA), checked September 26, 2026
- Licence in Australia
- Australian Securities and Investments Commission (ASIC), checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What everyday products does Macquarie Bank cover?+
Macquarie Bank covers transaction accounts and savings accounts alongside business banking. Online banking supports management of accounts across the range. Macquarie Intelligence adds personalised organisation for daily spending and saving within one group.
Which company is behind Macquarie Bank?+
Macquarie Bank Limited is the legal entity behind Macquarie Bank. The company runs transaction accounts and savings accounts with business banking for everyday needs. Online banking and Macquarie Intelligence support organisation of accounts within the connected group.
How does Macquarie Intelligence support banking?+
Macquarie Intelligence supports the digital banking experience with more intuitive and personalised organisation. It combines banking expertise with technology for everyday account management. Customers use online banking tools to follow spending and saving activity.
What standards govern Macquarie Bank?+
Macquarie Bank Limited holds an AFSL and Australian Credit Licence 237502. The bank subscribes to the Banking Code of Practice from the Australian Banking Association. The code sets standards of good conduct for the bank, its staff and its representatives.
Where is Macquarie Bank based?+
Macquarie Bank is based in Australia. (Source, checked September 26, 2026)
When was Macquarie Bank founded?+
Macquarie Bank was founded in 1969. (Source, checked September 26, 2026)
Sources
- en.wikipedia.org/wiki/Macquarie_Group checked September 26, 2026
Backs: Founded, Headquarters, Legal entity, Licences
“Macquarie was founded on 10 December 1969 as Hill Samuel Australia Limited (HSA), a subsidiary of the UK's Hill Samuel & Co. Limited.”
Compiled from 1 source page, checked October 13, 2026. We did not open an account.
Not confirmed yet: Monthly fee, Licence type, Deposit protection, Currency conversion fee, Currencies.