MakerDAO / Sky review

The account pays a variable rate of 3.6%. The rate type is variable, so it can rise or fall with the protocol rather than being locked in. The legal entity behind the account is Skybase International.

The monthly fee is $0 and the model is no monthly fee. The cost part of the score is 5.3, so fees are the softer side of the offer next to the access terms.

Yes. The access terms describe a non-custodial account with no lockup or maturity date, and you withdraw sUSDS to USDS at any time. The account kind is listed as easy access, so the balance stays reachable throughout.

The access terms describe the holding as non-custodial, so the tokens sit with the holder rather than with a third party. The provider behind the account is Skybase International, and the position is a stablecoin that tracks digital dollars.

Support runs on email only, so a phone line and live chat are not among the listed channels. Questions arrive in writing, which suits people comfortable with email and less so those who prefer to talk.

The provider has traded since 2017 under the name Skybase International. That length of trading matters if you weigh the counterparty behind the yield against newer entrants, and it pairs with a variable rate of 3.6%.

The account kind is easy access, and the access terms set no lockup or maturity date. It is a savings balance that pays 3.6% on a variable basis rather than a fixed contract.

The site median for headline rate is 3%, so 3.6% sits above the middle of the field. Sky ranks 179 out of 473 brands on that measure, with the account kind listed as easy access.

Sky scores 5.5 overall, with a cost part of 5.3 and an offer part of 5.9. The offer part sits slightly higher, which fits an account that is easy to reach but pays a variable rate of 3.6%.