Mashreq Bank Pakistan review

Updated October 13, 2026 · VaultCue Editorial Team

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Our verdict

Mashreq Bank Pakistan offers everyday accounts with an easy access savings option rather than a branch based routine. It suits people who want to handle daily money through digital channels and who want savings kept within reach for regular use.

Key facts

Best for
Everyday digital banking with easy access savings
Monthly fee
PKR 0↗
Free ATM withdrawals
PKR 0↗
Transfer fee
Free for fund transfers, bill payments and credit card payments↗
Legal entity
Mashreq Bank Pakistan Limited↗
Headquarters
Pakistan↗
Founded
1967↗
Support channels
Chat, Phone, Help-centre↗
Audience
Business
Pricing model
No monthly fee
Features
Free ATM withdrawals, Digital-only
Official website
mashreq.com

Savings

Headline rate
10% to 11.5%↗
Rate type
Variable↗
Minimum deposit
PKR 0↗
Access terms
Withdraw funds anytime, no withdrawal penalties, all ATM withdrawals free; profit paid monthly within the first 5 working days of the subsequent month↗
Account kind
Easy access↗

Money transfer

Payout methods
Bank, Card↗
Fee to send 1,000
PKR 0↗

Facts checked September 26, 2026, 5 sources

Pros

Pros

  • Provides easy access savings designed for everyday account needs
  • Organises everyday money through digital channels you use daily
  • Keeps everyday accounts and savings connected in one digital place
Mashreq Bank Pakistan

Ready to try Mashreq Bank Pakistan?

Who it suits

  • People who handle daily money through digital channels
  • People who want savings kept close to everyday spending

Where Mashreq Bank Pakistan is available

Available
Pakistan
Licence in Pakistan
State Bank of Pakistan, checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What type of account does Mashreq Bank Pakistan offer?+

Mashreq Bank Pakistan covers everyday accounts with an easy access savings option. That structure keeps daily money and savings near each other. Check how access fits your routine before you choose.

Who might find this everyday account approach helpful?+

The approach suits people who manage daily spending through digital channels. Easy access can help when you want savings kept close. Consider whether digital management matches how you handle money.

How does easy access work in plain terms?+

Easy access means savings remain available alongside everyday account use. You keep daily spending and saved money in view. Review how the structure supports your habits before you decide.

Does Mashreq Bank Pakistan charge a monthly fee?+

The monthly fee at Mashreq Bank Pakistan is PKR 0. (Source, checked September 26, 2026)

Which company operates Mashreq Bank Pakistan?+

Mashreq Bank Pakistan is operated by Mashreq Bank Pakistan Limited. (Source, checked September 26, 2026)

Where is Mashreq Bank Pakistan based?+

Mashreq Bank Pakistan is based in Pakistan. (Source, checked September 26, 2026)

When was Mashreq Bank Pakistan founded?+

Mashreq Bank Pakistan was founded in 1967. (Source, checked September 26, 2026)

How can I contact Mashreq Bank Pakistan support?+

Mashreq Bank Pakistan offers support through Chat, Phone, Help-centre. (Source, checked September 26, 2026)

Sources

  • mashreq.com/en/pk/about-us checked September 26, 2026

    Backs: Headquarters, Legal entity, Licences

    “Registered Office / Head Office Address Plot # 22C, Lane 8th, Khayaban-e-Ittehad, DHA Phase 6, Karachi”

  • mashreq.com/en/pk/home checked September 26, 2026

    Backs: Audience, Founded

    “Mashreq NEO BIZ is Pakistan's first digital banking solution for entrepreneurs and business owners.”

  • mashreq.com/en/pk/neo checked September 26, 2026

    Backs: Free ATM withdrawals, Features, Minimum deposit, Pricing model, Monthly fee, Support channels, Transfer fee, Fee to send 1,000

    “All ATM withdrawals across Pakistan are free of charge.”

  • mashreq.com/en/pk/neo/accounts/neo-islamic-savings checked September 26, 2026

    Backs: Access terms, Account kind, Headline rate, Rate type

    “Yes, you can withdraw funds anytime ... No, there are no penalties on withdrawals. Additionally, all ATM withdrawals are free.”

  • mashreq.com/en/pk/neo/transfers/funds-payments checked September 26, 2026

    Backs: Payout methods

    “you can send money to any bank account in Pakistan through IBAN, bank account number or RAAST ID”

Compiled from 5 source pages, checked October 13, 2026. We did not open an account.

Not confirmed yet: Licence type, Deposit protection, Currency conversion fee, Currencies.

Mashreq Bank Pakistan

Mashreq Bank Pakistan

Everyday digital banking with easy access savings

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