MBank review

Updated October 13, 2026 · VaultCue Editorial Team

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Our verdict

For customers who prefer planned saving alongside daily money, MBank provides everyday accounts with a fixed deposit choice. The fixed structure gives saving a clear shape for customers and invites careful thought about commitment and access needs before choosing an account.

Key facts

Best for
Planned saving alongside everyday money management
Monthly fee
KGS 0↗
Transfer fee
From $1.5 per transfer↗
Legal entity
OJSC MBANK↗
Headquarters
Kyrgyzstan↗
Founded
1990↗
Support channels
Phone, Chat↗
Audience
Travelers, Business
Pricing model
No monthly fee
Official website
mbank.kg

Savings

Headline rate
13.86%↗
Rate type
Fixed↗
Term
3 to 36 months↗
Minimum deposit
KGS 1,000↗
Access terms
Interest paid monthly; no top-up; no partial withdrawal; early termination at client's initiative cancels all accrued interest↗
Account kind
Fixed↗

Money transfer

Delivery time
Instant send, credited within a few minutes depending on the recipient's bank↗
Payout methods
Bank, Cash-pickup, Wallet, Card↗

Facts checked September 26, 2026, 7 sources

Apps and profiles

Get the app
App Store

Pros

Pros

  • Includes fixed saving selection within everyday banking for structured saving intentions
  • Places fixed saving close to daily money management habits
MBank

Ready to try MBank?

Who it suits

  • Customers seeking defined saving arrangements
  • Customers who value clear account structure

Where MBank is available

Available
Kyrgyzstan
Licence in Kyrgyzstan
National Bank of the Kyrgyz Republic (NBKR) (014), checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What type of account does MBank offer?+

MBank provides everyday accounts that include fixed deposits for customers. A fixed account follows an agreed structure for holding savings. Customers who prefer defined arrangements can consider how this shape fits personal plans.

Who might consider MBank?+

MBank may appeal to customers who like defined saving beside regular money management. The everyday account setting keeps this saving option near familiar habits. Customers can weigh structure and commitment before choosing this direction.

What should customers check before choosing this account?+

Customers often weigh saving intention against everyday money needs before deciding. Keeping defined saving separate from daily spending helps maintain clarity. Personal plans and comfort with commitment guide whether this direction remains appropriate.

Does MBank charge a monthly fee?+

The monthly fee at MBank is KGS 0. (Source, checked September 26, 2026)

Which company operates MBank?+

MBank is operated by OJSC MBANK. (Source, checked September 26, 2026)

Where is MBank based?+

MBank is based in Kyrgyzstan. (Source, checked September 26, 2026)

When was MBank founded?+

MBank was founded in 1990. (Source, checked September 26, 2026)

How can I contact MBank support?+

MBank offers support through Phone, Chat. (Source, checked September 26, 2026)

Sources

  • mbank.kg/en checked September 26, 2026

    Backs: Audience, Headquarters, Support channels

    “Instant transfers to 160+ countries! Send money worldwide online with the MBANK app; MBusiness; Legal entities - Deposits, Loans, Salary projects, Bank guarantee, MKassa”

  • mbank.kg/en/about checked September 26, 2026

    Backs: Founded, Legal entity, Licences

    “on the basis of which the Bank was established on November 06, 1990, registered with the Ministry of Justice of the Kyrgyz Republic as JSCB "Kyrgyzstan"”

  • mbank.kg/en/deposits checked September 26, 2026

    Backs: Account kind, Rate type, Term

    “Term Deposit ... Term 3-36 months”

  • mbank.kg/en/deposits/srochnyj-fiz checked September 26, 2026

    Backs: Access terms, Headline rate, Minimum deposit

    “Interest paid monthly ... If the deposit is closed early at the client's initiative, all accrued interest is canceled and not paid”

  • mbank.kg/en/junior/welcome-bonus checked September 26, 2026

    Backs: Pricing model, Monthly fee

    “Opening an MJunior card is free of charge.”

  • mbank.kg/en/thunes checked September 26, 2026

    Backs: Transfer fee

    “Competitive fees From $1.5 per transfer.”

  • mbank.kg/thunes checked September 26, 2026

    Backs: Delivery time, Payout methods

Compiled from 7 source pages, checked October 13, 2026. We did not open an account.

Not confirmed yet: Licence type, Deposit protection, Currency conversion fee, Currencies.

MBank

MBank

Planned saving alongside everyday money management

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