moey! review
Updated October 12, 2026 · VaultCue Editorial Team
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Our verdict
moey! in Portugal operates as a fully digital account that organises balances, movements and linked accounts inside one app with visual stories and modules. It suits people who manage everyday money on mobile and want category insights, spending limits and aggregated views in one place.
Key facts
Savings
- Headline rate
- 0%↗
- Rate type
- Variable↗
- Access terms
- Instant access in the Moey app; top up by salary, MB WAY, IBAN transfer or request for money; no cash or cheque deposits↗
- Account kind
- Cash management↗
Facts checked September 26, 2026, 6 sources
Apps and profiles
- Get the app
- App StoreGoogle Play
- Elsewhere
- LinkedInXappgallery.huawei.com
Pros and cons
Pros
- Organises recent movements in a feed with stories and modules for instant detail
- Groups transactions by category and supports budgets with defined spending limits
- Shows linked external accounts together for a single aggregated balance view
- Integrates mobile payment flows and national network access directly inside the app
Cons
- Operates as an online only account without service in physical locations
- Centres on one national market with local account details
- Keeps the focus on spending tools rather than a wide shelf
Who it suits
- Mobile led users who want visual spending control
- People who keep several accounts and want one view
Who should look elsewhere
- People who prefer face to face service
- People who avoid app only management
How moey! compares
Where moey! is available
- Available
- Portugal
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What is moey! and what does it offer?+
moey! is a fully digital account for saving, making payments and splitting expenses through an app. It organises recent movements in a feed and deeper detail in dedicated modules. The service targets people who prefer mobile led control of everyday balances.
Where does moey! operate?+
moey! serves people managing everyday money around a national account identifier and a national payment network. The app presents information in Portuguese and reflects local spending categories and transfers. It supports residents who operate mainly through mobile channels.
How does the app organise account information?+
The app organises account information through dynamic banners with images and video in story format. Recent movements appear in a feed while older movements sit in a dedicated section. Modules give instant access to details and keep important activity first.
Which tools help users control spending?+
Stats group transactions from linked accounts by category and allow changes to categories. Users can create a budget, define spending limits and track aggregate outgoings across accounts. Goals set money aside gradually while a single view shows balances together.
Does moey! charge a monthly fee?+
The monthly fee at moey! is €0. (Source, checked September 26, 2026)
Where is moey! based?+
moey! is based in Portugal. (Source, checked September 26, 2026)
How can I contact moey! support?+
moey! offers support through Email, Chat, Help-centre. (Source, checked September 26, 2026)
Sources
- moey.pt checked September 26, 2026
Backs: Account kind, Local account details
“Poupa, faz pagamentos e divide as tuas despesas.”
- moey.pt/legal checked September 26, 2026
Backs: Legal entity
- moey.pt/sobre-a-moey checked September 26, 2026
Backs: Features, Headquarters, Pricing model
“1a solucao bancaria digital, mobile-only e totalmente portuguesa”
- support.moey.pt/hc/pt-pt checked September 26, 2026
Backs: Monthly fee, Support channels
“Falar no WhatsApp ... Consultar as FAQ; feedback@moey.pt”
- support.moey.pt/hc/pt-pt/search checked September 26, 2026
Backs: Access terms
- support.moey.pt/hc/pt-pt/search checked September 26, 2026
Backs: Headline rate, Rate type
Compiled from 6 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: Licence type, Deposit protection, Currency conversion fee, Currencies.