Mope by Hakrinbank review
Updated September 28, 2026 · VaultCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Mope is Hakrinbank N.V.'s account for students and teens, regulated by the Centrale Bank van Suriname, and it charges a monthly fee of SRD 0. It suits young savers in Suriname who want no cost to keep the account, though its 3 currencies sit below the 9 shown in the everyday-accounts ranking.
Key facts
Money transfer
Facts checked September 26, 2026, 5 sources
Pros and cons
Pros
- The Mope account charges a monthly fee of SRD 0, so holding it costs nothing.
- Backed by Hakrinbank N.V., a bank trading since 1936.
- Aimed at student and teen, which gives the account a clear target.
- Support runs through phone, email and help centre.
Cons
- Currency coverage is thin at 3, and the currencies table puts the brand 227 of 379.
- Payouts reach bank accounts only, so there is no cash or wallet way to take money out.
- Overseas payments land in Up to 2 business days, so urgent transfers need planning.
Ready to try Mope by Hakrinbank?
Scored 9.4 / 10 by VaultCue.
Who it suits
- Students and teens in Suriname who want an account with no monthly cost.
- Savers who mostly deal at home and can plan around a delivery window of Up to 2 business days.
- Anyone who prefers reaching support by phone, email and help centre.
Who should look elsewhere
- Skrill, also at €0 a month, if 3 currencies is too narrow for your plans.
- eToro, at £0 a month, if you would rather hold a balance tied to a different market.
- PayPal Colombia, also at $0 a month, if your money mostly moves outside Suriname.
How Mope by Hakrinbank compares
9.4 vs 8.7
9.4 vs 8.6
9.4 vs 8.0
9.4 vs 8.9Its monthly fee is £0, level with Mope's, so the choice rests on where you want the balance held.
9.4 vs 9.1
9.4 vs 9.2
9.4 vs 8.7
9.4 vs 8.7
9.4 vs 8.7
9.4 vs 9.0Its monthly fee is €0, so nothing is cheaper there, and Mope's 3 currencies is the weaker point.
9.4 vs 8.7
9.4 vs 9.5
9.4 vs 9.4
9.4 vs 9.3
9.4 vs 9.2
9.4 vs 9.2
9.4 vs 9.2
9.4 vs 9.2
9.4 vs 9.2
9.4 vs 9.2
9.4 vs 9.1
9.4 vs 9.0
9.4 vs 9.0
9.4 vs 8.9
9.4 vs 8.9- 9.4 vs 8.9
9.4 vs 8.7
9.4 vs 8.5
9.4 vs 8.5
9.4 vs 8.5
9.4 vs 8.4
9.4 vs 8.3
9.4 vs 8.2
9.4 vs 8.1- 9.4 vs 8.1
9.4 vs 8.0
9.4 vs 8.0
9.4 vs 8.0
9.4 vs 9.1
Where Mope by Hakrinbank is available
- Available
- Suriname
- Licence in Suriname
- Centrale Bank van Suriname (CBvS), checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What does Mope cost to keep each month?+
The monthly fee on the Mope account is SRD 0, so there is no cost to holding it. That matches the median monthly fee across the site, €0, and the same level in the everyday-accounts ranking, €0.
Who runs and regulates Mope?+
Mope is issued by Hakrinbank N.V., which is based in Suriname, and the regulator on record is the Centrale Bank van Suriname. The bank has been trading since 1936, so the provider behind the account is well established.
How many currencies does Mope support?+
The account supports 3 currencies, which is a narrow range for anyone holding or paying in several. On the currencies table the brand sits 227 of 379, so the ranking puts it near the back of the field.
How long do overseas payments take?+
Transfers abroad arrive in Up to 2 business days. That is the window to plan around if you are moving money between Suriname and elsewhere, and it is worth setting it in advance rather than treating the transfer as instant.
Who is the account designed for?+
The listing names student and teen as the target audience, so the account is built around students and teens rather than around general banking. Support runs through phone, email and help centre, which gives a younger account holder more than one route to help.
How do I get money out of Mope?+
Payouts run to bank accounts, so a withdrawal lands in a bank account rather than in cash or a wallet. The Up to 2 business days window on transfers is the other thing to plan around if the money is needed quickly.
How does the monthly cost compare with the alternatives?+
PayPal Colombia charges $0 a month, Skrill charges €0 and eToro charges £0, against Mope's SRD 0. On cost the four are level, so currency range, delivery speed and where the money is held should decide it.
Sources
- hakrinbank.com/contact checked September 26, 2026
Backs: Support channels, Licences
“Hoofdkantoor ... Telefoon: 477722 ... E-mail: clientenservice@hakrinbank.com”
- hakrinbank.com/klantenservice/veelgestelde-vragen/betalen... checked September 26, 2026
Backs: Delivery time, Payout methods
- hakrinbank.com/klantenservice/veelgestelde-vragen/klant-w... checked September 26, 2026
Backs: Audience, Monthly fee
- hakrinbank.com/over-hakrinbank checked September 26, 2026
Backs: Founded, Headquarters, Legal entity
- hakrinbank.com/particulier/sparen-beleggen/spaarrekeningen checked September 26, 2026
Backs: Currencies
Compiled from 5 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Licence type, Deposit protection, Currency conversion fee.
Related by the facts
Mope by Hakrinbank
A cost-free first account for students and teens in Suriname.