National Bank of Vanuatu review

Updated September 28, 2026 · VaultCue Editorial Team · Facts checked September 26, 2026

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Our verdict

National Bank of Vanuatu is a straightforward bank for businesses running everyday accounts in Vanuatu, with a monthly fee of VUV 0 and 13 currencies exchangeable in house. It suits readers who want a bank account rather than a prepaid wallet, and less suited to anyone needing one app for spending abroad.

Key facts

Best for
Businesses in Vanuatu wanting a free-fees bank account with on-hand currency exchange
Monthly fee
VUV 0↗
Currencies
13↗
Legal entity
National Bank of Vanuatu Ltd.↗
Headquarters
Vanuatu↗
Support channels
Phone, Email, Help-centre↗
Audience
Business
Pricing model
No monthly fee
Official website
nbv.vu

Savings

Account kind
Easy access↗

Facts checked September 26, 2026, 6 sources

Apps and profiles

Get the app
Google Play
Elsewhere
facebook.com

Pros and cons

Pros

  • Monthly fee of VUV 0 on the chequing account, with no monthly fee
  • 13 currencies available through the bank's own exchange rates
  • Support runs on phone, email and help centre, with phone and email both listed
  • An easy access savings option sits alongside the transaction account

Cons

  • Help is limited to phone, email and help centre, so there is no live chat listed
  • Currencies count of 13 sits below the multi-currency group median of 5
  • Accounts are built for business, not for travellers or expats, since the audience listed is business

Ready to try National Bank of Vanuatu?

Who it suits

  • Businesses in Vanuatu that pay staff and suppliers from a local account
  • Traders who need to convert incoming payments into local currency
  • Anyone holding a mix of currencies who wants a bank counter for exchange

Who should look elsewhere

  • PayPal Colombia, if you need spending and transfers without a local branch relationship
  • Skrill, if you want a wallet that handles many more currencies than 13
  • Plazo ES, if you prefer an online savings pot over a business current account

Who runs it

National Bank of Vanuatu Ltd. is the legal entity, with its headquarters in Vanuatu. The bank is built around business customers rather than travellers or expatriates, and its savings and chequing products sit within the same institution. Anyone weighing a bank account for a company in Vanuatu is dealing with a locally registered bank. Help runs on phone, email and help centre, so questions reach a person by phone, by email or through the online help centre.

Where National Bank of Vanuatu is available

Available
Vanuatu

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What does it cost to keep an account open?+

The chequing account carries a monthly fee of VUV 0, so running the account costs nothing each month. That sits with the €0 shown for the everyday accounts group. The no monthly fee listing confirms the account sits in the no monthly fee bracket.

How many currencies can I hold or exchange?+

The bank quotes exchange rates across 13 currencies. That is a narrower range than the multi-currency group, where the median brand handles 5. Exchange runs through the bank's own rates rather than a separate provider.

What kind of savings account is there?+

The savings side is an easy access account, meaning money stays reachable rather than being locked away. That suits a business holding a buffer it may need without notice. Most accounts in the everyday accounts group use the same easy-access structure, at 79.3%.

Who is this bank built for?+

The listed audience is business, and the product set follows that: a chequing account for payments and an easy access savings account alongside it. The group share of brands aimed at business accounts is 56.5%, the largest of the audience splits. Personal travel banking is not the focus.

How do I get help with my account?+

Support runs on phone, email and help centre, covering phone, email and a help centre. Phone and email are both in the list, so questions can go to a person directly. There is no live chat among the listed channels.

What is the legal entity behind the account?+

The account is held with National Bank of Vanuatu Ltd., headquartered in Vanuatu. It is a bank rather than a prepaid wallet or e-money account, so the money sits with a deposit-taking institution. The bank's own pages set out its chequing and savings products.

Sources

  • en.wikipedia.org/wiki/National_Bank_of_Vanuatu checked September 26, 2026

    Backs: Headquarters

    “Headquarters Port Vila, Vanuatu”

  • nbv.vu checked September 26, 2026

    Backs: Legal entity

    “Copyright (c) 2026 National Bank of Vanuatu Ltd.”

  • nbv.vu/chequing-accounts.html checked September 26, 2026

    Backs: Pricing model, Monthly fee

    “Chequing accounts: Business - No monthly account keeping fees”

  • nbv.vu/currency-exchange-rates.html checked September 26, 2026

    Backs: Currencies

    “Buying/Selling table lists CCY AUD, CNY, EUR, FJD, GBP, HKD, JPY, NZD, PGK, SBD, SGD, USD, XPF”

  • nbv.vu/frequently-asked-questions.html checked September 26, 2026

    Backs: Support channels

    “Who do I contact for IsiNet assistance? Phone: 22201 ext 501 Email: info@nbv.vu”

  • nbv.vu/retail-banking.html checked September 26, 2026

    Backs: Audience

    “At the NBV we also deliver a range of retail banking services for personal accounts and small business customers”

  • nbv.vu/retail-savings-accounts.html checked September 26, 2026

    Backs: Account kind

    “We help you manage your account on a day to day basis by creating a simple financial plan for you and your family.”

Compiled from 7 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Licence type, Deposit protection, Currency conversion fee.

National Bank of Vanuatu

Businesses in Vanuatu wanting a free-fees bank account with on-hand currency exchange

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