Notbank review
Updated September 28, 2026 · VaultCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Notbank suits businesses paying abroad who want a low conversion charge and a simple bank payout across from 50 currencies. The currency conversion fee of 0.59% sits below the 1% seen on business accounts, and delivery is Real-time / instant on transfers to a bank account.
Key facts
- Best for
- Businesses sending international payments that want a light conversion fee and quick bank payouts.
- Currency conversion fee
- 0.59%↗
- Currencies
- from 50↗
- Transfer fee
- Fees applied automatically on cash-in and cash-out, varying by country and by the local banking or financial institution↗
- Legal entity
- Dysopsis Limited↗
- Headquarters
- Ireland↗
- Support channels
- Chat, Help-centre, Community↗
- Audience
- Business
- Official website
- notbank.com
Money transfer
Facts checked September 26, 2026, 6 sources
Apps and profiles
- Elsewhere
- LinkedIndiscord.gginstagram.com
Pros and cons
Pros
- The exchange rate markup is 0%, so the quoted rate carries no second layer of loading.
- Delivery is Real-time / instant, which suits supplier runs and urgent invoices.
- It appears on the CNV (Comision Nacional de Valores) registry of virtual asset service providers in Argentina, recorded as 43.
Cons
- Payouts run to a bank only, per bank, so there is no card or wallet withdrawal.
- Cash-in and cash-out fees apply automatically and change by country and by the local banking or financial institution, so the true cost depends on the corridor.
- Support runs on chat, help centre and community only.
Who it suits
- Businesses paying suppliers and staff abroad that can handle help through chat, help centre and community.
- Firms that want delivery Real-time / instant into an existing bank account.
- Companies trading across from 50 currencies under one regulated operator.
Who should look elsewhere
- Travellers and expats, since business is business, so a personal or local service such as PayPal Colombia is the closer fit.
- Businesses that need one predictable cost, because cash-in and cash-out fees change by country and by the local banking or financial institution, while Skrill lists a single conversion fee of 3.99%.
Fees and currency costs
The currency conversion fee is 0.59%. Fees also apply automatically on cash-in and cash-out, and they vary by country and by the local banking or financial institution involved, so the cost of a payment depends on where the money moves. Comparing Notbank against PayPal Colombia at 3% to 4% and Skrill at 3.99% shows how wide the spread on conversion charges can be.
Who runs it
Notbank is operated by Dysopsis Limited, based in Ireland. It appears on the CNV (Comision Nacional de Valores) registry of virtual asset service providers in Argentina, with the entry recorded as 43. It is built for a business audience, per business, and support runs through chat, help centre and community.
How Notbank compares
9.2 vs 8.7
9.2 vs 8.6
9.2 vs 8.0
9.2 vs 8.9
9.2 vs 9.1
9.2 vs 9.2
9.2 vs 8.7
9.2 vs 8.7
9.2 vs 8.7
9.2 vs 9.0Skrill lists a conversion fee of 3.99%, so Notbank costs less to convert a business payment.
9.2 vs 8.7
9.2 vs 9.5
9.2 vs 9.4
9.2 vs 9.3
9.2 vs 9.2
9.2 vs 9.2
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9.2 vs 9.1
9.2 vs 9.0
9.2 vs 9.0
9.2 vs 8.9
9.2 vs 8.9- 9.2 vs 8.9
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Where Notbank is available
- Available
- Argentina, Bolivia, Brazil, Chile, Colombia, Mexico, Peru
- Licence in Argentina
- CNV (Comision Nacional de Valores) - Registry of Virtual Asset Service Providers (43), checked September 26, 2026
- Licence in Argentina
- UIF (Unidad de Informacion Financiera) - Reporting Entity, checked September 26, 2026
- Licence in Chile
- CMF (Comision para el Mercado Financiero), Ley No. 21.521 - Dysopsis Limited Agencia en Chile, registration in progress, checked September 26, 2026
- Licence in Chile
- UAF (Unidad de Analisis Financiero) - CryptoMKT SpA, checked September 26, 2026
- Licence in Brazil
- COAF (Conselho de Controle de Atividades Financieras) - CryptoMKT Servicos Digitais LTDA, checked September 26, 2026
- Licence in Colombia
- UIAF (Unidad de Informacion Financiera) - CryptoMKT Colombia S.A.S., checked September 26, 2026
- Licence in Peru
- UIF-Peru - CryptoMKT Peru S.A.C., checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What does Notbank charge to convert currency?+
The currency conversion fee is 0.59%, which sits below the 1% typical of the business accounts here. The exchange rate markup is 0%, so the quoted rate is not padded twice. If you convert money most weeks, this charge is the figure to watch.
Are there fees on top of the conversion charge?+
Yes. Fees apply automatically when you add money to the account and when you take it out, and the amount varies by country and by the local banking or financial institution handling it. The same transfer can therefore cost differently in each corridor, so ask for the local figure before committing. The exchange rate markup is 0% on top.
How quickly do international transfers arrive?+
Delivery is Real-time / instant, which suits businesses that need money to move without a long wait. Payouts go to a bank account, per bank, so the receiving bank decides when the funds finally post rather than the app. Keep that in mind when a supplier cuts off payment the same day.
How many currencies can I hold and convert?+
The service covers from 50 currencies, a wide list for a business wallet. Conversion is charged at 0.59%, and the exchange rate markup is 0%. For a firm that quotes in several markets, that spread of currencies keeps most payments inside the account.
How do I get money out of Notbank?+
Payouts run to a bank account, per bank, and delivery on them is Real-time / instant. There is no card or wallet payout listed, so plan around a bank transfer. Fees on cash-out change by country and by the local banking or financial institution involved.
Who operates Notbank?+
The service runs through Dysopsis Limited, listed as Dysopsis Limited, with its headquarters country given as IE. A single named operator means contracts, fee pages and support all sit with one entity, which is worth checking against your own paperwork before you start a regular payment run.
Which regulators is Notbank registered with?+
It appears on the CNV (Comision Nacional de Valores) registry of virtual asset service providers in Argentina, with the entry recorded as 43. Further registrations sit with the financial intelligence units in Chile, Brazil, Colombia and Peru, so the position differs by market.
Who is Notbank built for?+
The stated audience is business, so the service is aimed at companies rather than personal accounts. The support mix of chat, help centre and community suits a team that works online, and currency reach of from 50 covers firms paying several markets from one balance.
Sources
- notbank.com/en checked September 26, 2026
Backs: Audience, Headquarters, Support channels
“Notbank is an enterprise-grade financial infrastructure platform that lets fintechs, exchanges, banks, custodians, and investment funds operate with digital assets securely and in compliance with...”
- notbank.com/en/buy-sell-cryptocurrencies checked September 26, 2026
Backs: Currencies
“At notbank.com you can buy, sell and convert over 50 cryptocurrencies simply, securely and efficiently, using local currency”
- notbank.com/en/fees checked September 26, 2026
Backs: Currency conversion fee
“Spot transaction fees ... Crypto-Fiat, 30-day trading volume $0 - $10.000 USD: Market Maker 0.28%, Market Taker 0.59%”
- notbank.com/en/legal checked September 26, 2026
Backs: Legal entity, Transfer fee, Licences
“NotBank is a legal entity constituted and in force in accordance with the laws of Ireland, registered under number 686847.”
- notbank.com/en/international-transfers checked September 26, 2026
Backs: Delivery time, Exchange rate markup
“Real-time / instant”
- notbank.com/en/legal checked September 26, 2026
Backs: Payout methods
“Provider for the dispersal and collection of payments in Peruvian soles, allowing transfers between NotBank Wallets and bank accounts (CCI).”
Compiled from 6 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Monthly fee, Licence type, Deposit protection.
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Guides
Notbank
Businesses sending international payments that want a light conversion fee and quick bank payouts.