OCB review
Updated October 12, 2026 · VaultCue Editorial Team
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Our verdict
OCB focuses on fixed savings that hold funds aside for an agreed period with ATM access included. It gives structure to savers who like planned holdings plus phone and help centre assistance while they reflect on access needs and support expectations.
Key facts
- Best for
- Planned saving with fixed terms and cash access
- Monthly fee
- ₫0↗
- Transfer fee
- Free for transfers made in the OCB OMNI app↗
- Legal entity
- Orient Commercial Joint Stock Bank (Ngân hàng TMCP Phương Đông)↗
- Headquarters
- Vietnam↗
- Founded
- 1996↗
- Support channels
- Phone, Help-centre↗
- Audience
- Business, Students, Travelers
- Pricing model
- No monthly fee
- Features
- Free ATM withdrawals
- Official website
- ocb.com.vn
Savings
- Headline rate
- 6.7%↗
- Rate type
- Fixed↗
- Term
- 12 months↗
- Minimum deposit
- ₫100,000↗
- Access terms
- Term 1 week to 36 months (VND), 1 to 12 months (USD); interest paid at maturity, monthly, quarterly, 6-monthly or in advance; full early withdrawal allowed on at least 1 day notice, then paid at the no-term rate↗
- Account kind
- Fixed↗
Facts checked September 26, 2026, 6 sources
Apps and profiles
- Get the app
- App Store
Pros
Pros
- Fixed holdings that keep funds parked for an agreed period with defined access
- ATM access connected to account holdings for everyday cash handling
- Phone and help centre assistance supporting account questions through the term
Who it suits
- Savers who prefer defined holding periods
- People who value phone based assistance
How OCB compares
Where OCB is available
- Available
- Vietnam
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What does OCB offer for planned saving?+
OCB offers fixed holdings that keep funds aside for an agreed period with ATM access alongside. Phone assistance and a help centre answer account questions during the term. Consider access needs and assistance expectations before making a decision.
Which products does OCB cover for everyday cash needs?+
OCB covers fixed products that hold balances in place while supporting everyday cash handling through ATM access. The structure suits planned goals with defined holding arrangements. Review term structure and cash handling needs before making a decision.
Who can consider OCB fixed holdings?+
OCB fixed holdings appeal to savers who prefer funds parked for an agreed period. ATM access plus phone and help centre assistance supports the holding period. Reflect on planned goals and desired assistance before making a decision.
Does OCB charge a monthly fee?+
The monthly fee at OCB is ₫0. (Source, checked September 26, 2026)
Which company operates OCB?+
OCB is operated by Orient Commercial Joint Stock Bank (Ngân hàng TMCP Phương Đông). (Source, checked September 26, 2026)
Where is OCB based?+
OCB is based in Vietnam. (Source, checked September 26, 2026)
When was OCB founded?+
OCB was founded in 1996. (Source, checked September 26, 2026)
How can I contact OCB support?+
OCB offers support through Phone, Help-centre. (Source, checked September 26, 2026)
Sources
- ocb.com.vn/vi/ca-nhan/chuyen-tien-quoc-te/san-pham-dich-vu checked September 26, 2026
Backs: Audience, Transfer fee
“Phí chuyển tiền: Miễn phí chuyển tiền trên ứng dụng ngân hàng số OCB OMNI”
- ocb.com.vn/vi/ca-nhan/tai-khoan/tai-khoan-thanh-toan checked September 26, 2026
Backs: Features, Pricing model, Monthly fee
“Thẻ OCB Natural Debit: Miễn phí rút tiền mặt tại ATM/CDM trên toàn quốc”
- ocb.com.vn/vi/cong-cu/bieu-phi checked September 26, 2026
Backs: Support channels
“Dịch vụ CSKH 24/7 ... Hỗ trợ khách hàng 19001846”
- ocb.com.vn/vi/TOOLS_SLUG/lai-suat checked September 26, 2026
Backs: Account kind, Headline rate, Term
“PERIOD ... 12 Thang 6.7 (REGULAR_SAVING)”
- ocb.com.vn/vi/ve-ocb/gioi-thieu checked September 26, 2026
Backs: Founded, Headquarters, Legal entity
“Ngân hàng TMCP Phương Đông (OCB), được thành lập từ năm 1996”
- ocb.com.vn/vi/ca-nhan/tiet-kiem/tiet-kiem-thong-thuong checked September 26, 2026
Backs: Access terms, Minimum deposit, Rate type
“So tien gui toi thieu 100.000VND/50 USD”
Compiled from 6 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: Licence type, Deposit protection, Currency conversion fee, Currencies.