OMT Visa Card review
Updated September 28, 2026 · VaultCue Editorial Team · Facts checked September 26, 2026
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Our verdict
OMT Visa Card suits students in Lebanon who want a digital card for moving money rather than a full bank account. It covers 2 currencies and runs as a digital only product, so it serves a single market well but not a multi-currency household.
Key facts
- Best for
- A digital Visa card for students who mostly need to receive and send money.
- Currency conversion fee
- 4%↗
- Currencies
- 2↗
- Transfer fee
- Free (card to card)↗
- Legal entity
- Online Money Transfer S.A.L.↗
- Headquarters
- Lebanon↗
- Support channels
- Email, Phone, Help-centre↗
- Audience
- Students
- Features
- Digital-only
- Official website
- omt.com.lb
Money transfer
- Delivery time
- Real-time, same day (T+0), next day (T+1) or 2 days (T+2)↗
- Payout methods
- Bank, Cash-pickup, Wallet↗
- Fee to send 1,000
- $8↗
Facts checked September 26, 2026, 6 sources
Apps and profiles
- Get the app
- Google Play
- Elsewhere
- LinkedInfacebook.com
Pros and cons
Pros
- Delivery can be real time on the same day: Real-time, same day (T+0), next day (T+1) or 2 days (T+2).
- Support runs by email, phone and a help centre: email, phone and help centre.
- Payouts reach bank accounts, cash pickup points and wallets, so the recipient chooses: bank, cash pickup and wallet.
Cons
- Currency conversion runs at 4%, above the 0.5% median across the site.
- Currencies number 2, below the 5 median in the multi-currency listing.
- It ranks 299 of 312 on currency conversion, near the back of the field.
Who it suits
- Students in Lebanon who need a Visa card and can hold a balance in a single currency.
- Senders whose recipient has no local bank account, since cash pickup and wallet payouts are available: bank, cash pickup and wallet.
- People who want a card tied to a transfer service rather than to a current account.
Who should look elsewhere
- Skrill, if conversion is the main job rather than transfers: Skrill charges 3.99% against 4% here.
- eToro, whose conversion fee of 0% leaves more room if you move money often.
- PayPal Colombia, for routine online shopping payments, where conversion runs 3% to 4%.
Who runs it
OMT Visa Card is issued by Online Money Transfer S.A.L., and the operation is based in Lebanon. Support runs through email, phone and help centre, so a transfer, a payout or a card block can be raised in writing, by phone or through the help centre. The firm is set up for money arriving from elsewhere and being spent or collected locally, which is why a card sits at the centre of the product.
How OMT Visa Card compares
8.4 vs 8.7
8.4 vs 8.6
8.4 vs 8.0
8.4 vs 8.9Conversion costs 0% against 4% here, which matters if you convert rather than transfer.
8.4 vs 9.1
8.4 vs 9.2
8.4 vs 8.7
8.4 vs 8.7
8.4 vs 8.7
8.4 vs 9.0An e-money balance with a conversion fee of 3.99%, a little under the 4% charged here.
8.4 vs 8.7
8.4 vs 9.5
8.4 vs 9.4
8.4 vs 9.3
8.4 vs 9.2
8.4 vs 9.2
8.4 vs 9.2
8.4 vs 9.2
8.4 vs 9.2
8.4 vs 9.2
8.4 vs 9.1
8.4 vs 9.0
8.4 vs 9.0
8.4 vs 8.9
8.4 vs 8.9- 8.4 vs 8.9
8.4 vs 8.7
8.4 vs 8.5
8.4 vs 8.5
8.4 vs 8.5
8.4 vs 8.4
8.4 vs 8.3
8.4 vs 8.2
8.4 vs 8.1- 8.4 vs 8.1
8.4 vs 8.0
8.4 vs 8.0
8.4 vs 8.0
8.4 vs 9.1
Where OMT Visa Card is available
- Available
- Lebanon
- Licence in Lebanon
- Banque du Liban (Central Bank of Lebanon), checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What does it cost to use the OMT Visa Card?+
Card to card transfers are Free (card to card), and the local money transfer service charges $8. Converting between the 2 currencies on offer costs 4%, which is the figure to watch if you receive money in a currency other than the one you spend in.
Who runs the card and where is it based?+
The card is issued by Online Money Transfer S.A.L., and the operation is based in Lebanon. The account is digital only, so it is set up and used online rather than on paper, and the same firm runs the money transfer service behind the card.
Who supervises the service?+
The service sits under Banque du Liban (Central Bank of Lebanon) in Lebanon. The card is a payment tool from Online Money Transfer S.A.L., so money left on it is held by that firm, and it is worth asking what safeguards apply before you leave a large balance there.
How fast does the money arrive?+
Delivery depends on the route: Real-time, same day (T+0), next day (T+1) or 2 days (T+2). Anything collected as cash or paid into a wallet follows the same stated range, so if you need cash in hand at short notice, check the payout option before committing to a transfer.
How do payouts work?+
Money can go out to bank, cash pickup and wallet. A bank payout needs the recipient's own account, cash pickup suits someone with no bank account nearby, and a wallet payout suits a recipient who already holds a balance there. Delivery follows the stated range: Real-time, same day (T+0), next day (T+1) or 2 days (T+2).
Who is the card aimed at?+
The card is positioned for students: student. It suits someone who needs a Visa card for everyday spending and regular transfers from family, and who can keep the balance in a single currency. Anyone wanting several currency balances at once stays with the 2 on offer.
How does the conversion fee compare with other providers?+
Conversion here runs at 4%, against 3% to 4% at PayPal Colombia and 3.99% at Skrill. eToro charges 0%, so if you convert often that single figure decides between these providers.
How do I get help?+
Support runs through email, phone and help centre, so email, phone and a help centre cover questions about a transfer, a payout or a blocked card. Because the service is digital only, the help centre is where the self-serve answers sit.
Sources
- omt.com.lb checked September 26, 2026
Backs: Audience, Headquarters, Legal entity
“Exclusive offer for University Students on OMT Visa Card”
- omt.com.lb/en/faq checked September 26, 2026
Backs: Delivery time, Support channels
“Speed of delivery can be: Real-time (RT), Same Day (T+0), Next Day (T+1) and 2 days (T+2). 106 countries out of 138 have real-time delivery.”
- omt.com.lb/en/omt-visa-card checked September 26, 2026
Backs: Currencies, Features
“OMT offers you a prepaid and reloadable dual-currency (USD and LBP) card powered by Visa”
- omt.com.lb/en/services/money-transfer/omt-intra-local-mon... checked September 26, 2026
Backs: Fee to send 1,000
“OMT Intra Local Money Transfer Price List, Valid starting November 1, 2025: Amount (USD) 501 To 1,000 - Fee (USD) 8”
- omt.com.lb/en/services/money-transfer/other-services/pric... checked September 26, 2026
Backs: Currency conversion fee, Transfer fee, Licences
“Foreign Exchange Markup 4%”
- omt.com.lb/en/services/money-transfer/western-union-inter... checked September 26, 2026
Backs: Payout methods
“Your loved ones can choose to receive funds in cash at any Western Union location or directly in their bank account or mobile wallet”
Compiled from 6 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Monthly fee, Licence type, Deposit protection.
Related by the facts
OMT Visa Card
A digital Visa card for students who mostly need to receive and send money.