Phongsavanh Bank review
Updated October 12, 2026 · VaultCue Editorial Team
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Our verdict
Phongsavanh Bank builds everyday banking around a fixed account shape paired with direct personal phone and help centre guidance. It serves planners who value calm steady structure and immediate simple access for managing daily spending with clear steps to review before choosing.
Key facts
- Best for
- Steady daily banking with clear human support
- Currencies
- 3↗
- Transfer fee
- 0.02% per transaction (min 10,000 LAK, max 1,000,000 LAK)↗
- Legal entity
- Phongsavanh Bank Co., Ltd.↗
- Headquarters
- Laos↗
- Founded
- 2007↗
- Support channels
- Phone, Help-centre↗
- Audience
- Business
- Pricing model
- Fixed rate
- Official website
- phongsavanhbank.com
Money transfer
Facts checked September 26, 2026, 4 sources
Apps and profiles
- Elsewhere
- LinkedInfacebook.com
Pros
Pros
- Offers a fixed everyday account that handles activity across multiple currencies
- Gives immediate access supported through phone and help centre contact
- Uses a fixed rate structure that keeps everyday planning straightforward
Who it suits
- Planners who like fixed daily structure
- Callers who value spoken guidance
How Phongsavanh Bank compares
Where Phongsavanh Bank is available
- Available
- Laos
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What kind of everyday account does Phongsavanh Bank offer?+
Phongsavanh Bank provides a fixed everyday account shaped for organised daily use. The fixed rate structure keeps planning predictable while phone and help centre support offer guidance. Check that this structured style matches the way you handle daily spending.
How does day to day access work with this account?+
Access begins immediately and remains open through day and night for everyday tasks. You can act promptly when daily needs arise and turn to phone or help centre resources for direction. Consider whether round the clock reach fits your routine.
Who finds this everyday account most useful?+
This account appeals to planners who prefer a fixed shape and steady steps. It also appeals to callers who appreciate voice contact backed by help centre material. Reflect on whether that blend of structure plus human reassurance supports your daily habits.
Which company operates Phongsavanh Bank?+
Phongsavanh Bank is operated by Phongsavanh Bank Co., Ltd.. (Source, checked September 26, 2026)
Where is Phongsavanh Bank based?+
Phongsavanh Bank is based in Laos. (Source, checked September 26, 2026)
When was Phongsavanh Bank founded?+
Phongsavanh Bank was founded in 2007. (Source, checked September 26, 2026)
How can I contact Phongsavanh Bank support?+
Phongsavanh Bank offers support through Phone, Help-centre. (Source, checked September 26, 2026)
Sources
- phongsavanhbank.com checked September 26, 2026
Backs: Headquarters
“The first and leading private bank in Laos providing a comprehensive range of financial services through an extensive network of branches and ATM's”
- phongsavanhbank.com/psv/index.php checked September 26, 2026
Backs: Account kind, Audience, Headline rate, Minimum deposit, Pricing model, Rate type, Support channels
“Fixed deposit interest rate: LAK 2.50%, THB 1.50%, USD 1.50%”
- phongsavanhbank.com/psv/modules.php checked September 26, 2026
Backs: Founded, Legal entity
“The bank was established on 29 March 2007”
- phongsavanhbank.com/psv/modules.php checked September 26, 2026
Backs: Currencies, Delivery time, Payout methods, Transfer fee
“Transfer fees are charged in kip, baht and dollar, each 0.02% per transaction”
Compiled from 4 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: Monthly fee, Licence type, Deposit protection, Currency conversion fee.