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Postbank review

Updated September 28, 2026 · VaultCue Editorial Team · Facts checked September 26, 2026

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.

Our verdict

Postbank is a Bulgarian bank for business customers, and the draw is an everyday payment account with a monthly fee of €0. It suits firms billing in euro that want a fixed deposit alongside it, and a business that keeps everyday costs low will find little to argue with.

Key facts

Best for
Business customers who want low running costs, euro transfers and a fixed deposit together.
Monthly fee
€0↗
Currencies
2↗
Free ATM withdrawals
€10↗
Transfer fee
Free: up to 3 outgoing transfers in EUR on the payment account for basic operations↗
Legal entity
Eurobank Bulgaria AD (Юробанк България АД)↗
Headquarters
Bulgaria↗
Founded
1991↗
Support channels
Email, Phone, Chat↗
Audience
Business
Pricing model
No monthly fee
Features
Free ATM withdrawals
Official website
postbank.bg

Savings

Headline rate
0.9% to 1.2%↗
Rate type
Fixed↗
Term
12 months↗
Minimum deposit
€5,000↗
Access terms
No top-ups or withdrawals during the 12-month term; early termination possible but no interest paid for elapsed days↗
Account kind
Fixed↗

Money transfer

Delivery time
up to 2 business days↗
Payout methods
Bank, Cash-pickup↗

Facts checked September 26, 2026, 7 sources

Apps and profiles

Get the app
App Store
Elsewhere
WikidataWikipediaLinkedInXonelink.to

Pros and cons

Pros

  • A monthly fee of €0 on the payment account for basic operations
  • Cash withdrawals carry a free allowance of €10
  • Help is available by email, phone and chat
  • Payouts cover bank and cash pickup, so recipients without a bank nearby can still be paid

Cons

  • The fixed deposit takes a €5,000 minimum and holds the balance for the full 12 term, so the cash is committed once it goes in
  • Currencies covered amount to 2, so firms invoicing in several currencies need another account
  • Transfers settle in up to 2 business days, so urgent payments need planning
Postbank

Ready to try Postbank?

Scored 9.2 / 10 by VaultCue.

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Who it suits

  • Business customers billing in euro who want everyday running costs kept low
  • Firms that want a fixed term deposit alongside a payment account for basic operations
  • Businesses that pay recipients in cash, since payouts reach a cash pickup point as well as a bank account

Who should look elsewhere

  • Anyone holding many currencies, where Skrill covers 47
  • Businesses that need a wider currency spread for invoicing, where Paysera covers 30
  • Anyone after a wallet rather than a bank account, where PayPal Colombia runs on a monthly fee of $0

Rates and terms

The term deposit pays a fixed rate of 0.9% to 1.2% for a term of 12. The rate type is listed as fixed, so the return is set when the deposit opens and does not move with market rates across the term. The range covers the outcomes available on this product, and the money stays put for the full term at the rate you are given.

Where it sits among rivals

On monthly fee, Postbank ranks at 1 out of 500 brands compared, which is as strong as this ranking gets. On currencies covered it sits far lower, at 274 of 379, so cheap running costs and thin currency reach define where it stands.

How Postbank compares

Where Postbank is available

Available
Bulgaria

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

How much does a Postbank account cost to run?+

The payment account for basic operations has a monthly fee of €0, and the account is set up on a no monthly fee basis. Outgoing euro transfers on that account carry no charge for a set number of payments, so everyday euro payments do not add a separate cost.

Can I take out cash without paying for it?+

Cash withdrawals come with a free allowance of €10, listed among the account features. For a business that pays out in cash regularly, that allowance covers routine needs, and the rest of the account runs on a no monthly fee model.

What does the fixed deposit pay and how long is the money tied up?+

The term deposit pays a fixed rate of 0.9% to 1.2% over 12, with a minimum deposit of €5,000. No top-ups or withdrawals are possible during the term, and terminating early pays no interest for the days elapsed.

How many currencies can I hold?+

Currencies covered run to 2, so this is an account built around the domestic market rather than a multi-currency one. A business invoicing in several currencies would find a wider base elsewhere, with 47 currencies at Skrill.

How quickly do transfers go out?+

Delivery on transfers runs up to 2 business days. Payouts can go to a bank account or a cash pickup point, so recipients who cannot open a bank account nearby still have a route to the money.

How do I get hold of support?+

Help runs on email, phone and chat, so a call, an email or a live chat are all open routes. For a bank aimed at business customers, that mix covers both quick questions on a payment and longer ones about a deposit.

What kinds of account does Postbank offer?+

Two products matter: a payment account for basic operations, and a term deposit whose account kind is listed as fixed. The payment account carries the running costs and transfers, while the deposit locks a minimum of €5,000 at a fixed rate.

Sources

Compiled from 7 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Licence type, Deposit protection, Currency conversion fee.

Postbank

Postbank

Business customers who want low running costs, euro transfers and a fixed deposit together.

9.2/10See alternatives