Raiffeisen Bank BH digital banking review

Updated October 12, 2026 · VaultCue Editorial Team

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Our verdict

Raiffeisen Bank BH digital banking differs from traditional routines by offering structured fixed account handling through digital channels. It is a digital banking service for people who prefer defined term access with email, phone and help centre support options available.

Key facts

Best for
People seeking fixed account management through digital channels
Monthly fee
BAM 0↗
Transfer fee
10 domestic payments per month free up to a cumulative 10,000 KM; above that per the tariff↗
Legal entity
Raiffeisen BANK dd Bosna i Hercegovina↗
Headquarters
Bosnia and Herzegovina↗
Founded
1992↗
Support channels
Email, Phone, Help-centre↗
Audience
Teens
Pricing model
No monthly fee
Official website
raiffeisenbank.ba

Savings

Rate type
Fixed↗
Term
from 13 months↗
Minimum deposit
BAM 500↗
Access terms
Funds available only when the agreed term expires; interest income can be withdrawn monthly↗
Account kind
Fixed↗

Money transfer

Delivery time
Loan approval in 3 to 8 minutes↗
Fee to send 1,000
BAM 0↗

Facts checked September 26, 2026, 6 sources

Apps and profiles

Pros

Pros

  • Fixed account structure with defined access at end of agreed term
  • Support available through email, phone and help centre guidance
  • Term based availability that releases funds when agreed period ends
Raiffeisen Bank BH digital banking

Ready to try Raiffeisen Bank BH digital banking?

Who it suits

  • People who prefer fixed term account access
  • People who value digital management with guided support

Where Raiffeisen Bank BH digital banking is available

Available
Bosnia and Herzegovina

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What does Raiffeisen Bank BH digital banking provide?+

It provides a fixed account with access governed by an agreed term arrangement. People reviewing options can note how term based access aligns with plans. Clarity on personal needs helps guide further consideration.

Who might use this fixed account approach?+

People who prefer defined term structures may find this approach relevant. It invites careful thought about timelines and access preferences. Matching those points to personal habits supports a considered decision.

What should people review before choosing fixed term access?+

People benefit from reviewing eligibility, access conditions and daily fit before proceeding. Written details deserve close attention alongside support availability. A careful calm review ensures expectations align with intended use.

Does Raiffeisen Bank BH digital banking charge a monthly fee?+

The monthly fee at Raiffeisen Bank BH digital banking is BAM 0. (Source, checked September 26, 2026)

Which company operates Raiffeisen Bank BH digital banking?+

Raiffeisen Bank BH digital banking is operated by Raiffeisen BANK dd Bosna i Hercegovina. (Source, checked September 26, 2026)

Where is Raiffeisen Bank BH digital banking based?+

Raiffeisen Bank BH digital banking is based in Bosnia and Herzegovina. (Source, checked September 26, 2026)

When was Raiffeisen Bank BH digital banking founded?+

Raiffeisen Bank BH digital banking was founded in 1992. (Source, checked September 26, 2026)

How can I contact Raiffeisen Bank BH digital banking support?+

Raiffeisen Bank BH digital banking offers support through Email, Phone, Help-centre. (Source, checked September 26, 2026)

Sources

Compiled from 6 source pages, checked October 13, 2026. We did not open an account.

Not confirmed yet: Licence type, Deposit protection, Currency conversion fee, Currencies.

Raiffeisen Bank BH digital banking

Raiffeisen Bank BH digital banking

People seeking fixed account management through digital channels

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