SCB PLANET prepaid Visa review
Updated September 28, 2026 · VaultCue Editorial Team · Facts checked September 26, 2026
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.
Our verdict
The SCB PLANET prepaid Visa sits with the no monthly fee accounts, charging THB 0 a year and holding 14 currencies with a 0% exchange rate markup. It suits travellers and expatriates in Thailand who want a card that costs nothing to hold.
Key facts
- Best for
- A prepaid multi currency card for spending abroad from a Thai account, at no holding cost.
- Monthly fee
- THB 0↗
- Currencies
- 14↗
- Transfer fee
- THB 100 per overseas ATM cash withdrawal; no annual fee↗
- Legal entity
- Siam Commercial Bank PCL↗
- Headquarters
- Thailand↗
- Founded
- 1906↗
- Support channels
- Help-centre↗
- Pricing model
- No monthly fee
- Official website
- scb.co.th
Money transfer
Pros and cons
Pros
- No monthly charge, so the card costs nothing to keep: THB 0 and the no monthly fee model
- Currency conversion carries a 0% markup, at the low end of the comparison
- Holds 14 currencies, more than most cards in the group
- Sits with Siam Commercial Bank PCL, a bank founded in 1906
Cons
- Overseas ATM withdrawals cost THB 100 per overseas ATM cash withdrawal; no annual fee
- Support runs on help centre only
- ATM withdrawals are overseas only, with none available in Thailand
Who it suits
- Travellers spending in several currencies from a Thai bank account
- Expatriates and long stay visitors who top up through the SCB EASY App
- Anyone who wants a second card for cash and spending without a monthly fee
Who should look elsewhere
- People who need to withdraw cash in Thailand, as ATM withdrawals are overseas only
- Anyone who wants phone or chat support, since help centre is the listed channel
- Those who want a savings product, as this is a prepaid card rather than an interest account
How SCB PLANET prepaid Visa compares
9.4 vs 8.7
9.4 vs 8.6
9.4 vs 8.0
9.4 vs 8.9
9.4 vs 9.1
9.4 vs 9.2
9.4 vs 8.7
9.4 vs 8.7
9.4 vs 8.7
9.4 vs 9.0
9.4 vs 8.7
9.4 vs 9.5
9.4 vs 9.4
9.4 vs 9.3
9.4 vs 9.2
9.4 vs 9.2
9.4 vs 9.2
9.4 vs 9.2
9.4 vs 9.2
9.4 vs 9.2
9.4 vs 9.1
9.4 vs 9.0
9.4 vs 9.0
9.4 vs 8.9
9.4 vs 8.9- 9.4 vs 8.9
9.4 vs 8.7
9.4 vs 8.5
9.4 vs 8.5
9.4 vs 8.5
9.4 vs 8.4
9.4 vs 8.3
9.4 vs 8.2
9.4 vs 8.1- 9.4 vs 8.1
9.4 vs 8.0
9.4 vs 8.0
9.4 vs 8.0
9.4 vs 9.1
Where SCB PLANET prepaid Visa is available
- Available
- Thailand
Countries from the brand (Source, checked September 29, 2026)
Frequently asked questions
How much does the SCB PLANET prepaid Visa cost to hold?+
There is a monthly fee of THB 0, so the card sits with accounts that charge nothing for holding it. Overseas ATM cash withdrawals cost THB 100 per overseas ATM cash withdrawal; no annual fee. Spend on the card itself adds no separate fee in the published terms.
What currencies can the card hold and what does conversion cost?+
The card covers 14 currencies, with conversion carried at a 0% exchange rate markup. The markup is priced at the low end of the group, where the higher cards charge a wider spread on the same conversion.
Can I withdraw cash with this card while I am in Thailand?+
No. Cash withdrawals are overseas only, so the card works as a spending and cash alternative abroad rather than for local withdrawals in Thailand. Each overseas ATM cash withdrawal costs THB 100 per overseas ATM cash withdrawal; no annual fee.
How do I add money to the card?+
Top up through the SCB EASY App, which is also where the card is managed. The card is a prepaid Visa, so it works as a cash alternative rather than a bank account you hold a balance in.
What licence type is the card under?+
The card is issued by Siam Commercial Bank PCL, a bank entity based in Thailand, and it is listed as an easy access account type. A bank issuer places the money inside the bank rather than under an e money or payment institution arrangement.
How do I get the card if I do not live near a branch?+
The card arrives by post within a set delivery window, so it is available without a branch visit. It can also be issued on the spot at designated SCB branches if you want to hold it the same day.
Who is this card aimed at?+
It is built for people spending across currencies rather than saving. Travellers and expatriates in Thailand are the clearest fit, and it also works for anyone who wants a spare card for spending and cash without a standing charge.
What support can I get if the card is lost or blocked?+
Support runs on help centre, so questions are handled through the help centre rather than a phone line or live chat. Card problems are handled through the same SCB channels that issue the card.
Sources
- scb.co.th checked September 26, 2026
Backs: Headquarters, Legal entity, Support channels
- scb.co.th/en/about-us checked September 26, 2026
Backs: Founded
“Siam Commercial Bank was established by royal charter on January 30, 1906 as the first Thai bank.”
- scb.co.th/en/personal-banking/cards/prepaid-cards/planet-... checked September 26, 2026
Backs: Access terms, Account kind, Currencies, Pricing model, Monthly fee, Payout methods, Transfer fee
“SCB PLANET is a prepaid card that can be used as a cash alternative. It supports 14 currencies (including Thai Baht)”
- scb.co.th/en/personal-banking/faq/card-faq.html checked September 26, 2026
Backs: Delivery time, Exchange rate markup
“Within 7 business days, delivered to your registered address.”
Compiled from 4 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Licence type, Deposit protection, Currency conversion fee.
Other rankings
SCB PLANET prepaid Visa
A prepaid multi currency card for spending abroad from a Thai account, at no holding cost.