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SEB Lietuva review

Updated September 28, 2026 · VaultCue Editorial Team · Facts checked September 26, 2026

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Our verdict

SEB Lietuva suits expats and teens who want a local IBAN, easy access savings and deposit protection of EU DGS up to EUR 100,000. The offer is broad for a regional bank: 28 currencies, a free ATM allowance and phone and chat support, with the monthly charge and currency conversion as the price.

Key facts

Best for
A local IBAN, reachable savings and deposit protection for expats and teens in Lithuania.
Monthly fee
€1↗
Deposit protection
EU DGS up to EUR 100,000↗
Currency conversion fee
2.65%↗
Currencies
28↗
Local account details
IBAN↗
Free ATM withdrawals
€600↗
Transfer fee
0.33 EUR per online transfer within the bank and for SEPA instant/SEPA payments; 24 EUR for a standard international transfer online (OUR)↗
Legal entity
AB SEB bankas↗
Headquarters
Lithuania↗
Support channels
Chat, Email, Phone, Help-centre↗
Audience
Expats, Teens
Pricing model
No monthly fee
Features
Free ATM withdrawals
Official website
seb.lt

Savings

Headline rate
1.5%↗
Rate type
Variable↗
Minimum deposit
€1↗
Access terms
No fixed term; unlimited transfers in and out, top up or move money to your payment account at any time↗
Account kind
Easy access↗

Money transfer

Exchange rate markup
2.65%↗
Delivery time
2 bank working days (standard), next bank working day (express), same bank working day (very express)↗
Payout methods
Bank↗
Fee to send 1,000
€13↗

Facts checked September 26, 2026, 8 sources

Apps and profiles

Get the app
Google Play
Elsewhere
WikidataWikipediaLinkedInfacebook.comyoutube.com

Pros and cons

Pros

  • Deposit protection of EU DGS up to EUR 100,000 on money held in the account.
  • No fixed term and unlimited transfers in and out, so savings stay reachable.
  • A local IBAN through iban and 28 currencies on one account.
  • Support runs on chat, email and phone, with phone and chat for quick questions.

Cons

  • Currency conversion costs 2.65%, against a site median of 0.5%.
  • A monthly fee of €1 where the site median is €0.
  • The rate type is variable, so the 1.5% headline can fall as well as rise.
SEB Lietuva

Ready to try SEB Lietuva?

Scored 8.9 / 10 by VaultCue.

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Who it suits

  • Expats in Lithuania who want a local IBAN and 28 currencies on one account.
  • Teen accounts, with free ATM use up to €600.
  • Savers who want easy access and no fixed term rather than a locked deposit.

Who should look elsewhere

  • PayPal Colombia, whose monthly fee is $0, if the monthly charge is what decides it.
  • Skrill, with a monthly fee of €0, for anyone who does not need a local IBAN or the deposit protection on offer here.

Fees and currency costs

The monthly fee is €1 for the everyday account, and converting currency costs 2.65%. Online transfers within the bank and SEPA instant or SEPA payments carry a modest fixed charge each, while a standard international transfer sent online costs a good deal more. Both figures sit above the middle of the range across the accounts compared here.

Who runs it

The account is run by AB SEB bankas, headquartered in Lithuania. Customer help runs on chat, email and phone: a phone line, live chat, email and a help centre, so a question can reach a person rather than sitting in a form. Deposits are held by the same legal entity that operates the savings product.

How SEB Lietuva compares

Where SEB Lietuva is available

Available
Lithuania

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What is the monthly fee?+

The everyday account carries a monthly fee of €1. The median monthly fee across the accounts compared here is €0, so SEB Lietuva sits above the middle on this charge. Free ATM withdrawals up to €600 soften it for anyone who takes cash out often.

What does it cost to convert currency?+

Currency conversion costs 2.65%, against a site median of 0.5%. The rank on that charge is 254 out of 312. Anyone paid in another currency, or sending money home, will notice it early.

Is my money protected?+

Savings balances sit under the deposit guarantee scheme at EU DGS up to EUR 100,000. The account and the savings deposit are operated by the same legal entity, AB SEB bankas, based in Lithuania, so savings and day to day money stay in one place.

What does the savings deposit pay and can I reach the money?+

The headline rate is 1.5% and the rate type is variable, so the return follows rates the bank sets. There is no fixed term, transfers in and out are unlimited and the minimum deposit is €1, so it is an easy access account. Money can move to your payment account at any time.

How long do international transfers take?+

Transfers to other banks run at standard, express or very express speed: standard takes a few bank working days, express lands the next bank working day, and very express the same bank working day. Payouts run over bank transfers, so the money lands with the receiving bank.

How many currencies can I hold?+

The account covers 28 currencies, and payments come in through local details that include iban, so an incoming transfer needs no third party reference. That count ranks 41 out of 379 brands compared on the same measure.

Who is the account for?+

The audiences it is built for are expats and teens, and it is based in Lithuania. Free ATM use up to €600 shapes the running cost for a younger balance, and the savings deposit takes €1 as a minimum, so starting small is possible.

How do I get help?+

Support runs on chat, email and phone, so a phone line, live chat, email and a help centre are all available. Contact details resolve to AB SEB bankas in Lithuania, one named entity behind the everyday account and the savings deposit.

Sources

Compiled from 8 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Licence type.

Related by the facts

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