Superbank review

Updated October 13, 2026 · VaultCue Editorial Team

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Our verdict

Superbank focuses on easy access savings pockets, fixed deposits and adjustable loans through one app. It suits savers who want automatic organisation and flexible everyday money management in a digital only setting without branch visits and clear control over personal goals.

Key facts

Best for
Everyday savers who like organised digital pockets
Monthly fee
IDR 0↗
Transfer fee
Free RTOL and BI-FAST transfers up to 200x per month; after the free quota, Rp6,500 per RTOL transfer and Rp2,500 per BI-Fast transfer (includes Rp19 Bank Indonesia fee, VAT excluded); SKNBI Rp2,900↗
Legal entity
PT Super Bank Indonesia Tbk↗
Headquarters
Indonesia↗
Founded
1993↗
Support channels
Chat, Phone, Email, Help-centre↗
Audience
Business
Pricing model
No monthly fee
Features
Digital-only, No credit check
Official website
superbank.id

Savings

Headline rate
5%↗
Rate type
Variable↗
Minimum deposit
IDR 0↗
Access terms
Easy access, Tabungan Utama account opened automatically on registration through the Superbank app, no initial deposit and no minimum balance↗
Account kind
Easy access↗

Facts checked September 26, 2026, 5 sources

Apps and profiles

Get the app
App Store

Pros and cons

Pros

  • Main savings account opens automatically during registration using the Superbank app.
  • Creative named pockets help organise everyday savings goals in one place.
  • Automatic coin savings and fixed deposits support steady everyday saving habits.

Cons

  • Adjustable loan product remains limited to selected customers only.
Superbank

Ready to try Superbank?

Who it suits

  • Savers who organise money in named pockets
  • App users who want automatic everyday saving

Who should look elsewhere

  • People who prefer in person branch banking

Where Superbank is available

Available
Indonesia
Licence in Indonesia
Otoritas Jasa Keuangan (OJK) / Financial Services Authority, checked September 26, 2026
Licence in Indonesia
Bank Indonesia (BI), checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What products does Superbank offer for everyday money?+

Superbank provides an easy access primary account alongside named pockets and automatic coin savings. It also provides deposits and loans with customer controlled settings. The range keeps everyday saving and borrowing together inside one app.

How does opening the main savings account work?+

The main savings account opens automatically when registration completes inside the Superbank app. Customers do not follow a separate branch process and manage the account digitally from the start. The setup links everyday saving features together conveniently.

How do the named savings pockets work in plain terms?+

Customers create savings pockets with creative names to separate different everyday goals. Change moves automatically into dedicated savings to build balances gradually over time. Pockets keep organised savings visible and manageable within the main account easily.

Who can use the adjustable loan product?+

The adjustable loan product serves selected customers who need flexible borrowing with customer controlled settings. Applicants arrange disbursement and payment structures to match personal needs. The application follows practical steps without complicated procedures inside the app.

What kind of provider is Superbank for everyday customers?+

Superbank operates as a digital provider of everyday accounts for customers using its app. It focuses on savings organisation and borrowing tools rather than branch services. The service keeps everyday money management centralised for people who prefer app based banking.

Sources

  • play.google.com/store/apps/details checked September 26, 2026

    Backs: Pricing model, Support channels

    “Hassle-free account opening with no monthly admin fees and no minimum balance required.”

  • ojk.go.id/id/Default.aspx checked September 26, 2026

    Backs: Licences

  • superbank.id checked September 26, 2026

    Backs: Legal entity

    “PT Super Bank Indonesia Tbk”

  • superbank.id/biaya-limit checked September 26, 2026

    Backs: Headline rate, Rate type, Transfer fee

    “Suku Bunga Tabungan, Saku, Celengan, dan OVO Nabung - Tabungan Utama 5%* p.a.; berlaku sejak 6 Januari 2025 (Tabungan Utama savings interest 5% per annum, effective since 6 January 2025)”

  • superbank.id/produk-layanan/tabungan/tabungan checked September 26, 2026

    Backs: Access terms, Account kind, Features, Minimum deposit, Monthly fee

    “Bebas biaya admin, tanpa setoran awal dan saldo minimum (free of admin fees, without initial deposit and minimum balance)”

  • superbank.id/tentang-kami/sejarah-kami checked September 26, 2026

    Backs: Audience, Founded, Headquarters

Compiled from 7 source pages, checked October 13, 2026. We did not open an account.

Not confirmed yet: Licence type, Deposit protection, Currency conversion fee, Currencies.

Superbank

Superbank

Everyday savers who like organised digital pockets

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