Switchr.lu review
Updated September 28, 2026 · VaultCue Editorial Team · Facts checked September 26, 2026
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.
Our verdict
Switchr.lu suits anyone who wants to weigh current accounts side by side without paying for the comparison itself. It is a comparison service rather than a bank, and the accounts it lists charge a monthly fee of €0 with deposit protection of EU DGS up to EUR 100,000 on eligible deposits.
Key facts
- Best for
- Comparing bank fees, licence type and deposit protection before choosing where to hold money.
- Monthly fee
- €0↗
- Deposit protection
- EU DGS up to EUR 100,000↗
- Legal entity
- WeSave SAS↗
- Headquarters
- France↗
- Founded
- 2022↗
- Support channels
- Email↗
- Audience
- Expats, Business, Freelancers, Students, Teens
- Pricing model
- No monthly fee
- Official website
- switchr.lu
Savings
- Access terms
- Open access, no account or registration needed; free comparison service for users↗
Facts checked September 26, 2026, 3 sources
Apps and profiles
- Elsewhere
- youtube.com
Pros and cons
Pros
- Open access, with no account or registration needed to compare
- Free to use, with a monthly fee of €0 at the accounts it covers
- Deposit protection of EU DGS up to EUR 100,000 on eligible deposits at the accounts listed
- Registered with Orias in France, licence number 26004449
Cons
- Support runs on email only, and a chat or a phone line is a common expectation
- Few partner banks: 29 partners against 929 brands tracked
Who it suits
- Readers who want EU deposit protection confirmed on a shortlist
- Anyone weighing fees first, since the comparison shows a spread of monthly fees rather than one plan
- Expats, business owners, freelancers, students and teens, the groups it lists under expats, business and freelancer
Who should look elsewhere
- Anyone who wants an account rather than a comparison, since PayPal Colombia gives an account of its own at a monthly fee of $0
- Readers who want a paid tier with extras, since Vivid Plus charges €6.90 a month
- Those who want phone or live chat help, since support is email only
Safety of your money
Switchr.lu is a comparison service rather than a deposit taker, so the money sits with the banks it lists. Those accounts carry EU deposit guarantee schemes with protection of EU DGS up to EUR 100,000 on eligible deposits. The service itself is registered with Orias under number 26004449, so its regulatory status is on record.
Who runs it
Switchr.lu is operated by WeSave SAS, based in France and founded in 2022. It holds a registration with Orias under number 26004449, which is the French register for this kind of intermediary. Contact runs on email, so questions go by written message rather than a phone call or live chat.
How Switchr.lu compares
8.5 vs 8.7
8.5 vs 8.6
8.5 vs 8.0
8.5 vs 8.9
8.5 vs 9.1
8.5 vs 9.2
8.5 vs 8.7
8.5 vs 8.7
8.5 vs 8.7
8.5 vs 9.0
8.5 vs 8.7
8.5 vs 9.5
8.5 vs 9.4
8.5 vs 9.3
8.5 vs 9.2
8.5 vs 9.2
8.5 vs 9.2
8.5 vs 9.2
8.5 vs 9.2
8.5 vs 9.2
8.5 vs 9.1
8.5 vs 9.0
8.5 vs 9.0
8.5 vs 8.9
8.5 vs 8.9- 8.5 vs 8.9
8.5 vs 8.7
8.5 vs 8.5
8.5 vs 8.5
8.5 vs 8.5
8.5 vs 8.4
8.5 vs 8.3
8.5 vs 8.2
8.5 vs 8.1- 8.5 vs 8.1
8.5 vs 8.0
8.5 vs 8.0
8.5 vs 8.0
8.5 vs 9.1
Where Switchr.lu is available
- Available
- France, Luxembourg
- Licence in France
- ORIAS (26004449), checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
Is Switchr.lu free to use?+
Yes. The service is free, with no account or registration needed, so nothing is charged to compare accounts. The banks it lists start at a monthly fee of €0, which is a separate cost paid at the bank itself.
Do I need to open an account with Switchr.lu?+
No account is needed. Access is open and free, so a reader can look at the comparison without handing over details or registering. Applying for any bank account then happens with the bank, not with Switchr.lu.
Is my money protected when I use the banks listed?+
Protection sits with the bank, not with the comparison. The accounts listed carry EU deposit guarantee schemes, with protection of EU DGS up to EUR 100,000 on eligible deposits. Check that limit against the balance you plan to hold.
Who runs Switchr.lu and where is it based?+
The service is run by WeSave SAS, founded in 2022 and based in France. It is registered with Orias in France under number 26004449, which is the register for French intermediaries.
How do I get help from Switchr.lu?+
Support runs on email only, so questions and any account opening queries go in writing rather than a call. Keep a record of anything you send, since written replies are the trail.
How many banks does Switchr.lu compare?+
The service works with 29 partners while tracking 929 brands, of which 635 are licensed. That makes it a curated shortlist rather than a full market list, so results depend on which banks matter to a reader.
Who is Switchr.lu built for?+
It lists expats, business and freelancer as its audience, covering expats, business, freelancers, students and teens. Since the comparison is free and open, it suits readers who want to check the fee and the protection on an account before applying.
Which details does the comparison show?+
It is organised around the details readers weigh first: a monthly fee, a licence type, deposit protection, a currency conversion fee and the number of currencies offered. The figures come from the banks, for example a monthly fee of €0 and protection of EU DGS up to EUR 100,000 on eligible deposits at the accounts listed.
Sources
- switchr.lu checked September 26, 2026
Backs: Founded, Pricing model
- switchr.lu/banque checked September 26, 2026
Backs: Audience
- switchr.lu/mentions-legales checked September 26, 2026
Backs: Access terms, Deposit protection, Headquarters, Legal entity, Monthly fee, Licences
“The site does not act as intermediary, broker or agent. It is an information service.”
- switchr.lu/nous-contacter checked September 26, 2026
Backs: Support channels
Compiled from 4 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Licence type, Currency conversion fee, Currencies.
Related by the facts
Guides
Switchr.lu
Comparing bank fees, licence type and deposit protection before choosing where to hold money.