TBC Bank Uzbekistan review
Updated October 12, 2026 · VaultCue Editorial Team
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Our verdict
TBC Bank Uzbekistan centres everyday accounts, cards, transfers and credit in one app for iOS and Android. It operates as the first digital bank in Uzbekistan without paperwork or queues and serves people in Tashkent and across the country who prefer online management.
Key facts
- Best for
- People wanting everyday banking managed entirely in a mobile app
- Monthly fee
- UZS 0↗
- Free ATM withdrawals
- UZS 0↗
- Transfer fee
- 0 UZS in-app transfers to other banks' cards↗
- Legal entity
- ATB "TBC BANK"↗
- Headquarters
- Uzbekistan↗
- Support channels
- Phone, Help-centre, Community↗
- Audience
- Business, Freelancers
- Pricing model
- No monthly fee
- Features
- Free ATM withdrawals, Digital-only
- Official website
- tbcbank.uz
Savings
- Headline rate
- 16% to 18%↗
- Rate type
- Fixed↗
- Term
- 3 to 24 months↗
- Minimum deposit
- UZS 100,000↗
- Access terms
- Opened and managed in the TBC Bank Uzbekistan app; terms of 3, 6, 13 or 24 months; interest credited monthly on the deposit opening day; auto-renewal available; early closure recalculates interest at a lower rate↗
- Account kind
- Fixed↗
Money transfer
Facts checked September 26, 2026, 6 sources
Pros and cons
Pros
- First digital bank in Uzbekistan with no paperwork, no queues and no waiting
- Everyday accounts, cards, transfers and credit are managed in one mobile app
- App is offered for iOS and Android for use across Uzbekistan
- Cards are offered for different purposes alongside financial management tools
Cons
- Online only banking means no branch visits for account tasks or advice
- Service area remains centred on Tashkent and Uzbekistan
- Credit decision time varies with customer history and may take longer
Who it suits
- People who want everyday banking inside one mobile app
- Card users who want options for different everyday purposes
- Residents in Tashkent and across Uzbekistan who prefer online banking
Who should look elsewhere
- People who want branch based account service
- People living outside Uzbekistan
How TBC Bank Uzbekistan compares
Where TBC Bank Uzbekistan is available
- Available
- Uzbekistan
- Licence in Uzbekistan
- Central Bank of Uzbekistan (86), checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
How does the app handle everyday banking?+
The app is offered for iOS and Android and covers financial management, transfers and credit. Accounts and cards are opened and managed inside the app with no branch visits. Responses arrive without long waits, which keeps everyday tasks self directed.
Where does TBC Bank Uzbekistan serve customers?+
The bank presents itself as a convenient online bank for Tashkent and the whole of Uzbekistan. Everyday accounts, cards and transfers are managed digitally within the country. Customers outside Uzbekistan are not part of that stated service area.
What products does TBC Bank Uzbekistan cover?+
The range includes everyday accounts and cards for different purposes, plus transfers and credit. Fixed term savings are also available alongside financial management tools in the app. Currency information and helpful money articles support everyday decisions.
Which card options are available for everyday use?+
Cards are offered for different everyday purposes and are managed inside the mobile app. Transfers and account management sit in the same place for iOS and Android users. The setup keeps card use linked to everyday financial management.
Does TBC Bank Uzbekistan charge a monthly fee?+
The monthly fee at TBC Bank Uzbekistan is UZS 0. (Source, checked September 26, 2026)
Which company operates TBC Bank Uzbekistan?+
TBC Bank Uzbekistan is operated by ATB "TBC BANK". (Source, checked September 26, 2026)
Where is TBC Bank Uzbekistan based?+
TBC Bank Uzbekistan is based in Uzbekistan. (Source, checked September 26, 2026)
How can I contact TBC Bank Uzbekistan support?+
TBC Bank Uzbekistan offers support through Phone, Help-centre, Community. (Source, checked September 26, 2026)
Sources
- tbcbank.uz checked September 26, 2026
Backs: Audience, Headquarters, Legal entity, Support channels, Fee to send 1,000, Licences
“TBC Kredit - 100 mln so'mgacha onlayn kredit ... Biznesingiz uchun onlayn yechim”
- tbcbank.uz/product/debit-card checked September 26, 2026
Backs: Features
“TBC Salom - bu onlayn va oflayn to'lovlar, kunlik bonuslar va keshbekni o'zida jamlagan qulay universal karta ... 'Online karta buyurtma bering'”
- tbcbank.uz/product/debit-card/tariffs checked September 26, 2026
Backs: Free ATM withdrawals, Pricing model, Monthly fee, Transfer fee
“Istalgan bankomatdan naqd pul yechish - Keyingi oyda 10 mln so'mgacha yechilgan summa uchun komissiyani qaytaramiz”
- tbcbank.uz/product/depozity/term-deposit checked September 26, 2026
Backs: Access terms, Account kind, Term
“TBC Bank muddatli omonatlar ... Omonat muddati 3 oydan 24 oygacha”
- tbcbank.uz/product/depozity/term-deposit/term-deposit-tar... checked September 26, 2026
Backs: Headline rate, Minimum deposit, Rate type
“So'mdagi muddatli omonat ... Muddatlari va stavkalari 24 oy - 16% 13 oy - 17% 6 oy - 18% 3 oy - 18%”
- tbcbank.uz/uz/faq/category/56/xalqaro-o'tkazmalar checked September 26, 2026
Backs: Payout methods
“Because TBC is a digital bank, transfers can only be received electronically. Funds are credited to the card you choose”
- tbcbank.uz/uz/product/mezhdunarodnye-perevody checked September 26, 2026
Backs: Delivery time
“Receive transfers sent from abroad to your card instantly in the TBC UZ app”
Compiled from 7 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: Licence type, Deposit protection, Currency conversion fee, Currencies.