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Tiime review

Updated September 28, 2026 · VaultCue Editorial Team · Facts checked September 26, 2026

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Our verdict

Tiime is a digital-only business account for sole traders and freelancers who want euro banking without visiting a branch, with deposits in the EU guarantee scheme. The trade-off is the monthly charge of €17.99, well above the €0 most accounts on the site charge.

Key facts

Best for
A euro business account for freelancers who want one flat subscription and free SEPA transfers.
Monthly fee
€17.99↗
Deposit protection
EU DGS up to EUR 100,000↗
Local account details
IBAN↗
Free ATM withdrawals
€2,000↗
Transfer fee
Free for unlimited SEPA transfers, no additional fee↗
Legal entity
Tiime (SAS, RCS Paris 831 280 680)↗
Headquarters
France↗
Support channels
Email, Chat, Phone, Help-centre↗
Audience
Business, Freelancers
Features
Digital-only
Official website
tiime.fr

Facts checked September 26, 2026, 4 sources

Apps and profiles

Get the app
App StoreGoogle Play
Elsewhere
WikidataLinkedInXfacebook.com

Pros and cons

Pros

  • SEPA transfers are free and unlimited, with no additional fee on top.
  • Spending and cash withdrawals come with a free allowance of €2,000.
  • Deposit protection runs through the EU deposit guarantee scheme at EU DGS up to EUR 100,000.
  • Support runs on email, chat and phone, so a phone or chat answer is close by.

Cons

  • The business account costs €17.99 a month, while PayPal Colombia and Skrill are free.
  • The account is digital only, so there is no branch or paper banking to visit.
  • Tiime works as a payment services agent of the e-money institution Treezor under ACPR supervision, so the account runs through an agent model rather than a bank.
Tiime

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Scored 8.7 / 10 by VaultCue.

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Who it suits

  • Freelancers and small companies invoicing in euros, since the audience is business and freelancer.
  • Anyone who wants euro payments with a local IBAN, which the account provides (iban).
  • Owners who would rather pick up the phone than email, since support runs on email, chat and phone.

Who should look elsewhere

  • Plazo ES or Skrill users who want no monthly charge, since both are free.
  • Anyone who needs branch, paper or in person cash services, because the account is digital only.
  • PayPal Colombia users who want a fee free account, since its monthly fee is free.

Fees and FX

The business account charges €17.99 every month, and that fixed cost is the main thing to weigh. Day to day euro movement is not charged: Free for unlimited SEPA transfers, no additional fee. So you pay for the account itself rather than per transfer, which suits a business or freelancer whose invoices and payments all run in euros.

How Tiime compares

Where Tiime is available

Available
France
Licence in France
ACPR (Autorite de controle prudentiel et de resolution) - payment services agent of the e-money institution Treezor (73517), checked September 26, 2026
Licence in France
DGFiP (Plateforme de dematerialisation partenaire for electronic invoicing), checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

How much is the Tiime business account each month?+

The business account has a monthly fee of €17.99. It is a fixed subscription for the account itself rather than a charge per payment. Compared with the €0 that is the most common monthly fee across the accounts listed here, Tiime sits well above the norm.

Are SEPA transfers charged on Tiime?+

SEPA transfers are free and unlimited on the account. Free for unlimited SEPA transfers, no additional fee means the monthly cost is not eaten by per transfer pricing, which matters for a business that pays suppliers and wages in euros regularly.

Is my money protected if Tiime fails?+

Yes, deposit protection applies through the EU deposit guarantee scheme. The stated cover is EU DGS up to EUR 100,000, and the account is issued in France, so euro balances sit inside that scheme rather than outside it.

Who regulates Tiime?+

Tiime is a French provider (FR) and works as a payment services agent of the e money institution Treezor, supervised by the ACPR. Its registration number is 73517. It also partners with DGFiP for electronic invoicing.

Who is the account designed for?+

The account is aimed at business and freelancer. It suits a freelancer or small company that sends and receives euro payments by SEPA, and a flat subscription is easier to budget than per payment pricing.

Can I visit a branch or get cash?+

No, the account is digital only, so there is no branch network or paper banking. Cash needs run through card and ATM, with a free allowance of €2,000 covering withdrawals for day to day needs.

How do I get help from Tiime?+

Support runs on email, chat and phone, so you can reach the team by phone, by chat, by email or through the help centre. For a business account that is more than a contact form, though it is not a branch network.

Will I get local account details?+

Yes, the account comes with a French IBAN, listed under iban. That means euro payments and incoming invoices use a familiar local format rather than an overseas one, which suits a business billing in euros from France.

Sources

Compiled from 4 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Licence type, Currency conversion fee, Currencies.

Tiime

Tiime

A euro business account for freelancers who want one flat subscription and free SEPA transfers.

8.7/10See alternatives