TotalMoney.sk review

The everyday account charges a monthly fee of €0 and runs on a no monthly fee model. That places it at the cheap end of the everyday account ranking on this site, where the median monthly fee is €0 and the highest is €348.65.

Deposits sit under the EU deposit guarantee scheme: EU DGS up to EUR 100,000. The account is provided by TotalMoney s.r.o., which is based in Slovakia and licensed by Narodna banka Slovenska under licence 127292. That regulator is the Slovak authority behind the permission.

Narodna banka Slovenska is the regulator, and it is the authority in SK where this account is based. The licence number is 127292, published for the account provider TotalMoney s.r.o.. A Slovak licence is what places the account inside the domestic banking system.

The account is provided by TotalMoney s.r.o., a company based in Slovakia and trading since 2009. A business of that age has an established record, which matters for an everyday account that holds salary payments and monthly bills rather than a term deposit. Contact details and support sit with the same company.

Support runs on email and phone, so you can reach the team by email or by phone, with no chat channel. For everyday needs such as fees, the account itself and deposits, both email and phone cover the question. A licence number is also published, so a formal complaint has a named authority behind it.

TotalMoney.sk is a Slovak account, based in Slovakia, and its fees are quoted in euros at €0. It is a single market offer: a euro current account for people whose income and bills sit in Slovakia or the euro area, rather than a multi currency platform for many markets.

On fees the three alternatives are level: Starling Personal Account Debit Card charges a monthly fee of £0, Varo Visa® Debit Card a monthly fee of $0, and Wise a monthly fee of £0, against €0 here. The difference is currency and market, not the price of holding the account.