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UWallet review

Updated September 28, 2026 · VaultCue Editorial Team · Facts checked September 26, 2026

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Our verdict

UWallet is built for businesses in Jordan that hold and pay from a phone, with payouts to a bank, cash point, wallet or card. It is regulated by the Central Bank of Jordan and transfers arrive Instant, while currency conversion is the charge that adds up for a business paying abroad.

Key facts

Best for
A Jordanian business that pays staff and suppliers from the phone and keeps its balance at home.
Monthly fee
JOD 0↗
Currency conversion fee
2.5%↗
Free ATM withdrawals
JOD 0↗
Transfer fee
0 JOD UWallet to UWallet up to 1000; 0.15 JID-free tiers: 0.15 JOD up to 50, 0.25 JOD up to 200, 0.35 JOD up to 1000 to non-UWallet↗
Legal entity
Mobile Payment Financial Solutions Company↗
Headquarters
Jordan↗
Founded
2014↗
Support channels
Email, Phone, Help-centre↗
Audience
Business
Pricing model
No monthly fee
Features
Digital-only
Official website
uwallet.jo

Money transfer

Exchange rate markup
2.5%↗
Delivery time
Instant↗
Payout methods
Bank, Cash-pickup, Wallet, Card↗
Fee to send 1,000
JOD 0.35↗

Facts checked September 26, 2026, 4 sources

Apps and profiles

Elsewhere
Xapps.apple.com

Pros and cons

Pros

  • Sends between UWallet accounts are free, and charges to accounts outside the network rise with the size of the payment.
  • Transfers arrive Instant, and payouts cover bank, cash pickup and wallet.
  • Help is offered by email, phone and help centre, so phone and email are both open.
  • Built for business users, with the operator Mobile Payment Financial Solutions Company founded 2014.

Cons

  • Currency conversion costs 2.5%, which ranks 241 of 312 brands.
  • The account is digital only (digital only), so there is no branch counter for cash business.
  • Cash machine use carries a charge, with the free allowance at JOD 0.

Ready to try UWallet?

Scored 8.7 / 10 by VaultCue.

See alternatives

Who it suits

  • Businesses in Jordan that pay staff and suppliers from the phone and take money into a bank, wallet or card.
  • Readers who send and receive in the same currency, since conversion at 2.5% is the charge that bites.

Who should look elsewhere

  • Skrill users who convert money often, since Skrill also charges no monthly fee (€0) and the 2.5% conversion cost has to earn its place.
  • Plazo ES users, whose monthly fee of €0 matches UWallet, so a switch saves nothing and adds a 2.5% conversion charge.
  • Anyone who wants to handle cash in person, since the account is digital only (digital only) and the free cash machine allowance is JOD 0.

Fees and currency costs

The account carries no monthly charge, with the fee set at JOD 0. Sends between UWallet accounts cost nothing, while transfers to accounts outside the network charge a rising amount as the payment grows, so small supplier payments stay cheap. Currency conversion is the expensive part: a fee of 2.5% sits on top of the rate.

How UWallet compares

Where UWallet is available

Available
Jordan
Licence in Jordan
Central Bank of Jordan, checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

Does UWallet charge a monthly fee?+

No. The account runs with a monthly fee of JOD 0, so holding it costs nothing. What matters is what the money does: sends inside the network are free, while conversion costs 2.5%. A business that keeps its balance at home will barely notice either.

What does it cost to send money out?+

Sends between UWallet accounts are free. Transfers to accounts outside the network charge a rising amount as the payment grows, topping out at JOD 0.35 on the largest listed tier. Paying a supplier from the balance is therefore cheap while money stays in the wallet.

How much does currency conversion cost?+

A conversion fee of 2.5% applies, and the rate itself carries a margin of 2.5%, so both sides of the trade cost money. Sending and receiving in the same currency keeps it out of the way, and a business paid in its home currency pays nothing extra.

Is UWallet regulated?+

UWallet is run by Mobile Payment Financial Solutions Company, founded 2014, and regulated in Jordan by the Central Bank of Jordan. The account is digital only, so signing up and everyday use run through the app rather than a branch, and help comes by email, phone and help centre.

How can money be paid out of the wallet?+

Payouts cover bank, cash pickup and wallet, so funds can go to a bank account, be collected as cash at a pickup point, move to another wallet or reach a card. Delivery is Instant on the transfers listed, which keeps a payment schedule moving without a branch visit.

Can the wallet be used at a cash machine?+

The free cash machine allowance is JOD 0, so cash is not free to withdraw. With the account digital only (digital only), the app stays the main way to move money, and a business that needs physical cash should check the charge before planning a payment run.

Who is UWallet built for?+

UWallet is aimed at business users (business), and the features follow that: a digital only account, support on email, phone and help centre and payouts by bank, cash pickup and wallet for paying staff and suppliers. It fits a Jordanian company that runs on its phone rather than a personal account.

Sources

  • uwallet.jo checked September 26, 2026

    Backs: Audience, Features, Pricing model, Monthly fee, Support channels, Licences

    “Open a uwallet account free for the business and companies sector”

  • uwallet.jo/%D8%B1%D8%B3%D9%88%D9%85-%D8%A7%D9%84%D8%AD%D8... checked September 26, 2026

    Backs: Free ATM withdrawals, Currency conversion fee, Exchange rate markup, Transfer fee, Fee to send 1,000

    “ATM withdrawal without a card, 1-500 JOD per transaction: 1 JOD fee (no free allowance listed)”

  • uwallet.jo/about-uwallet checked September 26, 2026

    Backs: Founded, Headquarters, Legal entity

    “Umniah established the Mobile Payment Financial Solutions Company in 2014 with its strategic partners”

  • uwallet.jo/faqs checked September 26, 2026

    Backs: Delivery time, Payout methods

    “Payment, transfer and purchase operations are instant, and a notification message with the transaction details arrives within seconds after each successful operation”

Compiled from 4 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Licence type, Deposit protection, Currencies.

UWallet

A Jordanian business that pays staff and suppliers from the phone and keeps its balance at home.

8.7/10See alternatives