Vattanac Bank Mobile review
Updated September 28, 2026 · VaultCue Editorial Team · Facts checked September 26, 2026
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.
Our verdict
Vattanac Bank Mobile suits businesses that want everyday banking and a savings pot without a monthly charge: the account runs at KHR 0 a month and pays 0.5% on a variable basis. Transfers settle Immediate, transfers available 24/7, and card conversion charges are the part to watch at 2%.
Key facts
- Best for
- A business current account with no monthly charge and an easy-access savings balance.
- Monthly fee
- KHR 0↗
- Currency conversion fee
- 2%↗
- Transfer fee
- ATM Card: fund transfer at other banks' ATMs KHR 4,000 or US$ 1 (up to KHR 4 million) through KHR 12,000 or US$ 3↗
- Legal entity
- Vattanac Bank↗
- Headquarters
- Cambodia↗
- Founded
- 2002↗
- Support channels
- Phone, Email↗
- Audience
- Business
- Pricing model
- No monthly fee
- Official website
- vattanacbank.com
Savings
Money transfer
- Delivery time
- Immediate, transfers available 24/7↗
- Payout methods
- Bank, Cash-pickup, Wallet↗
- Fee to send 1,000
- $5↗
Facts checked September 26, 2026, 7 sources
Apps and profiles
- Get the app
- App StoreGoogle Play
- Elsewhere
- LinkedInappgallery.huawei.com
Pros and cons
Pros
- A no monthly fee pricing model with a monthly fee of KHR 0, so keeping the account open costs nothing recurring.
- Savings pay 0.5% at a variable rate from a minimum deposit of $10.
- Funds are withdrawable on demand, reachable through mobile banking, internet banking, ATMs and branches.
- Transfers settle Immediate, transfers available 24/7 and pay out to bank, cash pickup and wallet.
Cons
- Card conversion charges of 2% rank 214 of 312 on this measure.
- The savings rate is variable, so the 0.5% headline can move and nothing is locked in.
- Mobile transfers charge $5 each.
Who it suits
- Businesses that want a current account with no monthly charge and savings paying 0.5% with no term attached.
- People who need access on demand rather than a fixed commitment, since the account kind is easy access and funds come out on demand.
- Anyone moving money across borders who wants transfers that settle Immediate, transfers available 24/7 to bank accounts, cash pickup or wallets.
Who should look elsewhere
- Card shoppers abroad, because conversion charges of 2% are above 3% to 4% at PayPal Colombia, 3.99% at Skrill and 3% at bunq.
- Anyone who mostly sends money rather than holding a balance, since each mobile transfer costs $5 on top of Skrill's 3.99% conversion charge.
Rates and card terms
The savings balance earns 0.5% at a variable rate. A variable rate is not locked in, so the headline can move when the bank changes it, and it is worth checking the current figure before holding cash here. Nothing in these terms ties the money up for a set period, so the rate and the access work in opposite directions.
The company behind it
The account is provided by Vattanac Bank, which is based in Cambodia and has been trading since 2002. Support runs on phone and email, so a balance query, a card question or a stuck transfer can be raised by phone or by email. The same name covers the savings account and the mobile transfer service, so both sit with the same institution.
How Vattanac Bank Mobile compares
8.7 vs 8.7
8.7 vs 8.6
8.7 vs 8.0
8.7 vs 8.9
8.7 vs 9.1
8.7 vs 9.2
8.7 vs 8.7
8.7 vs 8.7
8.7 vs 8.7
8.7 vs 9.0The conversion charge of 3.99% is above the 2% here, so card spending in other currencies costs more than with this bank app.
8.7 vs 8.7
8.7 vs 9.5
8.7 vs 9.4
8.7 vs 9.3
8.7 vs 9.2
8.7 vs 9.2
8.7 vs 9.2
8.7 vs 9.2
8.7 vs 9.2
8.7 vs 9.2
8.7 vs 9.1
8.7 vs 9.0
8.7 vs 9.0
8.7 vs 8.9
8.7 vs 8.9- 8.7 vs 8.9
8.7 vs 8.7
8.7 vs 8.5
8.7 vs 8.5
8.7 vs 8.5
8.7 vs 8.4
8.7 vs 8.3
8.7 vs 8.2
8.7 vs 8.1- 8.7 vs 8.1
8.7 vs 8.0
8.7 vs 8.0
8.7 vs 8.0
8.7 vs 9.1
Where Vattanac Bank Mobile is available
- Available
- Cambodia
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
How much does Vattanac Bank Mobile cost to keep?+
The account carries a monthly fee of KHR 0 and runs on a no monthly fee model, so nothing is taken each month simply to keep it open. Card use is where costs appear: conversion charges run at 2%.
What does the savings balance pay?+
The balance earns 0.5% and the rate is variable. Because it is variable, the figure can be revised, so check the current number before you commit money. The account kind is easy access, so savings are not locked into a fixed term.
Is there a minimum deposit?+
You need $10 to open and hold the savings account, and the monthly fee of KHR 0 means no recurring cost carries it. Funds can be taken out on demand, so the minimum is a starting point rather than a lock in.
How do I get at my money?+
Funds are withdrawable on demand. The balance is reachable through Vattanac Mobile Banking, internet banking, ATMs and branches, which suits people who mix app use with cash handling. The account kind is easy access.
How fast are transfers and what do they cost?+
Mobile transfers settle Immediate, transfers available 24/7, and the fee is $5 per transfer. Payout options cover bank, cash pickup and wallet, so money can land in a bank account, arrive as cash pickup or go to a wallet depending on the recipient.
What does the card cost abroad?+
Conversion charges are 2% on the Vattanac card, which is the main cost to watch. For comparison, PayPal Colombia lists 3% to 4%, Skrill lists 3.99% and bunq lists 3%, so frequent travellers should check each before settling.
Who is this account built for?+
The stated audience is business, and the pricing follows a no monthly fee model, so the focus is on no monthly charge while still paying 0.5% on the savings balance. It suits owners and small teams who want bank support and cash access, not only an app.
Sources
- vattanacbank.com/about checked September 26, 2026
Backs: Legal entity
“Vattanac Bank is a Cambodian-owned bank offering retail and commercial banking services”
- vattanacbank.com/mobile/emq-mobile-transfers checked September 26, 2026
Backs: Delivery time, Payout methods, Fee to send 1,000
“Reduce transaction turnaround time/Funds are transferred immediately”
- vattanacbank.com/personal/deposits/basic-savings checked September 26, 2026
Backs: Access terms, Account kind, Headline rate, Minimum deposit, Pricing model, Monthly fee, Rate type
“Accounts that pay interest and funds can be withdrawn upon demand”
- vattanacbank.com checked September 26, 2026
Backs: Audience
“Business Banking ... Overview Business Banking”
- vattanacbank.com/about checked September 26, 2026
Backs: Founded, Headquarters
“The Bank commenced operations on 8 November 2002”
- vattanacbank.com/contact checked September 26, 2026
Backs: Support channels
“Use our online form, phone us, e-mail us or visit us”
- vattanacbank.com/personal/cards/atm-card checked September 26, 2026
Backs: Transfer fee
“Fund Transfer - KHR 4,000 or US$ 1 - KHR 8,000 or US$ 2 - KHR 12,000 or US$ 3”
- vattanacbank.com/personal/cards/visa-debit-card checked September 26, 2026
Backs: Currency conversion fee
“Visa Debit Card ... Currency conversion fee, Per Transaction, 2% of Amount”
Compiled from 8 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Licence type, Deposit protection, Currencies.
Related by the facts
Guides
Vattanac Bank Mobile
A business current account with no monthly charge and an easy-access savings balance.