Vietcombank review
Updated October 12, 2026 · VaultCue Editorial Team
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Our verdict
Vietcombank offers everyday accounts with flexible access by day or by month alongside fixed term choices. It serves people who want day to day money management with term options in one place and value phone and email contact alongside a help centre.
Key facts
- Best for
- Flexible everyday access with fixed term options
- Currencies
- 20↗
- Transfer fee
- Free when receiving VND↗
- Legal entity
- Ngân hàng TMCP Ngoại thương Việt Nam↗
- Headquarters
- Vietnam↗
- Founded
- 1963↗
- Support channels
- Email, Help-centre, Phone↗
- Audience
- Business
- Pricing model
- Fixed rate
- Official website
- vietcombank.com.vn
Savings
Money transfer
- Delivery time
- From 10 minutes (MoneyGram) to 30 minutes (Swift interbank transfer)↗
- Payout methods
- Bank, Cash-pickup↗
Facts checked September 26, 2026, 5 sources
Apps and profiles
- Elsewhere
- WikidataWikipediafacebook.com
Pros
Pros
- Flexible access by day or by month sits alongside fixed term choices
- Everyday accounts sit alongside money transfer services in one range
- Support stays available by phone, email and help centre
Who it suits
- People who want flexible day or month access
- People who want term options alongside everyday accounts
How Vietcombank compares
Where Vietcombank is available
- Available
- Vietnam
- Licence in Vietnam
- State Bank of Vietnam (Ngân hàng Nhà nước) (2315/QD-NHNN), checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What access terms are available?+
Flexible access by day or by month sits at the centre of the range. Fixed term choices sit alongside for people who prefer a set structure. Check which access style aligns with how the account will be used day to day.
What does the everyday account range include?+
The range centres on everyday accounts for daily money management. Term options and money transfer services sit alongside within the same offer. That combination keeps daily use and planned transfers together in one place.
Which currencies does it handle?+
The offer spans multiple currencies for everyday accounts and transfers. That breadth supports people managing money across different currency needs. Check that the currencies needed for regular use are covered before choosing.
Which company operates Vietcombank?+
Vietcombank is operated by Ngân hàng TMCP Ngoại thương Việt Nam. (Source, checked September 26, 2026)
Where is Vietcombank based?+
Vietcombank is based in Vietnam. (Source, checked September 26, 2026)
When was Vietcombank founded?+
Vietcombank was founded in 1963. (Source, checked September 26, 2026)
How can I contact Vietcombank support?+
Vietcombank offers support through Email, Help-centre, Phone. (Source, checked September 26, 2026)
Sources
- vietcombank.com.vn/vi-VN/KHCN/Cong-cu-Tien-ich/Ty-gia checked September 26, 2026
Backs: Currencies, Support channels
“USD, EUR, GBP, JPY, AUD, SGD, THB, CAD, CHF, HKD, CNY, DKK, INR, KRW, KWD, MYR, NOK, RUB, SAR, SEK”
- vietcombank.com.vn/vi-VN/KHCN/SPDV/Chuyen-va-nhan-tien checked September 26, 2026
Backs: Transfer fee
“Ưu đãi phí nhận tiền: Phí dịch vụ cạnh tranh, tỷ giá hấp dẫn, miễn phí khi nhận tiền VND”
- vietcombank.com.vn/vi-VN/KHCN/SPDV/Chuyen-va-nhan-tien/Ch... checked September 26, 2026
Backs: Delivery time, Payout methods
“Ca nhan, to chuc nuoc ngoai nhan qua tai khoan ngan hang (Swift on VCB Digibank); Thong bao ma so giao dich cho nguoi nhan tien de den cac diem giao dich MoneyGram o nuoc ngoai de nhan tien”
- vietcombank.com.vn/vi-VN/KHCN/SPDV/Tiet-kiem/KHCN---Tien-... checked September 26, 2026
Backs: Access terms, Minimum deposit, Pricing model, Rate type, Term
“Linh hoạt: theo ngày, theo tháng - Các kỳ hạn gửi: 07 ngày, 14 ngày, từ 01 tháng - 60 tháng”
- vietcombank.com.vn/vi-VN/Ve-Vietcombank checked September 26, 2026
Backs: Audience, Founded, Headquarters, Legal entity, Licences
“sự lựa chọn hàng đầu của các tập đoàn, các doanh nghiệp lớn và của đông đảo khách hàng cá nhân”
Compiled from 5 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: Monthly fee, Licence type, Deposit protection, Currency conversion fee.