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Walmart MoneyCard review

Updated September 28, 2026 · VaultCue Editorial Team · Facts checked September 26, 2026

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Our verdict

Walmart MoneyCard is a US prepaid card from Green Dot Bank that suits shoppers wanting a simple card for everyday spending, and its cost score sits at 1.1 while the monthly fee stands at $5.94. Useful as a side account, weak as a main one.

Key facts

Best for
A Walmart shopper who wants a simple spending card with fee-free everyday model
Monthly fee
$5.94↗
Deposit protection
FDIC up to USD 250,000↗
Local account details
Us-ACH↗
Legal entity
Green Dot Bank↗
Headquarters
United States↗
Support channels
Help-centre, Chat, Phone↗
Pricing model
No monthly fee
Official website
walmartmoneycard.com

Facts checked September 26, 2026, 2 sources

Apps and profiles

Get the app
App StoreGoogle Play
Elsewhere
facebook.com

Pros and cons

Pros

  • Deposits are insured at FDIC up to USD 250,000 through Green Dot Bank, so the money is held at an FDIC-insured bank
  • Support runs through a help centre, chat and phone, listed under help centre, chat and phone
  • Local transfers use US ACH details, set out under us ach

Cons

  • A monthly fee of $5.94 applies, where most everyday accounts on the site charge €0
  • Support reaches you on help centre, chat and phone, which does not include email
  • It ranks 455 of 500 brands on monthly fee, so cost is the weak point
Walmart MoneyCard

Ready to try Walmart MoneyCard?

Scored 8.6 / 10 by VaultCue.

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Who it suits

  • US shoppers who mainly want a card for in-store and online spending
  • Anyone who puts the balance at a bank with deposit cover of FDIC up to USD 250,000
  • People who are happy to reach support by phone or chat as listed in help centre, chat and phone

Who should look elsewhere

  • Anyone after a free everyday account, since the fee is $5.94 against a site median of €0
  • People who want email support, as help centre, chat and phone lists a help centre, chat and phone only
  • Those wanting euro costs with no monthly charge, the case for XTB and Skrill

Safety of your money

The account is operated by Green Dot Bank and is registered in the US, so your balance is held at a bank rather than an e-money firm. Deposits are covered at FDIC up to USD 250,000, which is the standard US deposit protection limit. The licence reference is 908739 under the NMLS in the US. Support is available through help centre, chat and phone if you need to raise a query about a payment.

How Walmart MoneyCard compares

Where Walmart MoneyCard is available

Available
United States
Licence in United States
NMLS (908739), checked September 26, 2026
Licence in United States
FDIC, checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

How much does Walmart MoneyCard cost each month?+

The monthly fee is $5.94. That is the main cost drawback, since the median monthly fee across the site is €0, and this card ranks 455 of 500 brands on that measure.

Is my money protected at Walmart MoneyCard?+

Yes. The account is run by Green Dot Bank and deposits are covered at FDIC up to USD 250,000, the standard US protection limit. The card is registered in the US under licence 908739.

How do I get support if something goes wrong?+

You can use help centre, chat and phone, which lists a help centre, live chat and phone. There is no email option among those channels, so phone or chat are the routes for a query.

Can I transfer money with local bank details?+

Yes, the account carries us ach, meaning it works with US ACH transfers for paying in and taking money out. That suits anyone already set up with a US bank.

Does Walmart MoneyCard hold other currencies?+

The card is a US dollar product issued by a US bank, so the currency story is single market rather than multi-currency. If you need to hold and convert several currencies, the site median is 5 currencies, and accounts like XTB or Skrill fit that better.

Who is this card aimed at?+

It suits US shoppers who want a straightforward spending card, especially those already using Green Dot Bank. It is less appealing as a primary current account, because of the $5.94 charge and the limited support channels in help centre, chat and phone.

Sources

  • walmartmoneycard.com checked September 26, 2026

    Backs: Deposit protection, Headquarters, Legal entity, Pricing model, Monthly fee, Licences

    “one percent (1%) on qualifying purchases at Walmart stores in the United States”

  • walmartmoneycard.com/help checked September 26, 2026

    Backs: Local account details, Support channels

    “How do I find my account/routing number?”

Compiled from 2 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Licence type, Currency conversion fee, Currencies.

Walmart MoneyCard

Walmart MoneyCard

A Walmart shopper who wants a simple spending card with fee-free everyday model

8.6/10See alternatives