WE Pay review
Updated September 28, 2026 · VaultCue Editorial Team · Facts checked September 26, 2026
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.
Our verdict
WE Pay is the Telecom Egypt wallet built for teens, and the everyday account carries a monthly fee of EGP 0. It suits a teenager in Egypt who wants transfers that land Instant, in the same moment and payouts by wallet, cash pickup and bank, not a household running a full current account.
Key facts
- Best for
- A no cost teen wallet for everyday spending inside Egypt.
- Monthly fee
- EGP 0↗
- Currency conversion fee
- 0%↗
- Currencies
- 1↗
- Transfer fee
- 0.5% (min EGP 1, max EGP 15) to other card wallets in Egypt; first monthly transfer up to EGP 2,000 to any Egyptian e-wallet is free↗
- Legal entity
- Telecom Egypt↗
- Headquarters
- Egypt↗
- Founded
- 1998↗
- Support channels
- Email, Chat, Phone, Help-centre↗
- Audience
- Teens
- Pricing model
- No monthly fee
- Official website
- te.eg
Money transfer
- Delivery time
- Instant, in the same moment↗
- Payout methods
- Wallet, Cash-pickup, Bank↗
- Fee to send 1,000
- EGP 1↗
Facts checked September 26, 2026, 4 sources
Apps and profiles
Pros and cons
Pros
- Transfers land Instant, in the same moment, so money sent between wallets does not sit waiting.
- Payouts cover wallet, cash pickup and bank, so a balance can become cash or a bank transfer.
- Support runs on email, chat and phone, which covers phone and chat for a younger account holder.
- It is run by Telecom Egypt, which has been going since 1998.
Cons
- The wallet holds 1 currency, so it is not a place to keep several balances.
- Transfers to other card wallets in Egypt take a percentage fee, with the smallest charge at EGP 1.
- The audience in teen is teens, so an adult wanting a full current account gets a narrow wallet.
Who it suits
- Teens in Egypt who want a wallet for pocket money, bus fares and small purchases.
- Anyone who wants transfers that land Instant, in the same moment without opening a full current account.
- People who want cash as well as a digital balance, since payouts cover wallet, cash pickup and bank.
Who should look elsewhere
- Anyone who needs several currencies, because WE Pay lists 1 currency, while bunq bills a monthly fee of €0.
- Readers who want a paid account rather than a free one: Pixpay FR has a monthly fee of €3.99.
- Anyone banking outside Egypt, who can look at bunq Spain Bank Account, with a monthly fee of €0.
How WE Pay compares
9.2 vs 8.7
9.2 vs 8.6
9.2 vs 8.0
9.2 vs 8.9
9.2 vs 9.1
9.2 vs 9.2
9.2 vs 8.7Its monthly fee is €0, so bunq Spain Bank Account also costs nothing to hold and competes on price alone.
9.2 vs 8.7
9.2 vs 8.7A monthly fee of €3.99 makes Pixpay FR the one here with a charge to pay each month.
9.2 vs 9.0
9.2 vs 8.7
9.2 vs 9.5
9.2 vs 9.4
9.2 vs 9.3
9.2 vs 9.2
9.2 vs 9.2
9.2 vs 9.2
9.2 vs 9.2
9.2 vs 9.2
9.2 vs 9.2
9.2 vs 9.1
9.2 vs 9.0
9.2 vs 9.0
9.2 vs 8.9
9.2 vs 8.9- 9.2 vs 8.9
9.2 vs 8.7
9.2 vs 8.5
9.2 vs 8.5
9.2 vs 8.5
9.2 vs 8.4
9.2 vs 8.3
9.2 vs 8.2
9.2 vs 8.1- 9.2 vs 8.1
9.2 vs 8.0
9.2 vs 8.0
9.2 vs 8.0
9.2 vs 9.1
Where WE Pay is available
- Available
- Egypt
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What does WE Pay cost to hold?+
There is no monthly charge on the everyday account: the listed monthly fee is EGP 0 and the currency conversion fee is 0%. Transfers to other card wallets in Egypt take a percentage cut, while the first transfer each month to any Egyptian e-wallet is free.
How fast do transfers arrive?+
Transfers are listed as Instant, in the same moment between Egyptian wallets. Money also comes out to wallet, cash pickup and bank, so a teenager can take cash at a pickup point or send funds to a bank account as well as spending from the wallet balance.
Who is the wallet built for?+
The audience in teen is teens, and the wallet comes from Telecom Egypt in Egypt. It is aimed at a teenager handling pocket money, small transfers and collecting cash rather than at someone running a household account or saving monthly.
Can I hold other currencies?+
The wallet lists 1 currency, so it is a single currency account rather than a multi-currency one. The listed currency conversion fee is 0%, but there is no second currency to hold a balance in.
What help is there if something goes wrong?+
Support runs on email, chat and phone, so a teen account holder can reach a person by phone or chat, or use email and the help centre. The wallet is operated by Telecom Egypt, which has been running since 1998.
Is it only useful inside Egypt?+
It is a product of Telecom Egypt based in Egypt, and the transfer terms described cover card wallets and e-wallets in Egypt. Users outside the country would find a local wallet with local payouts rather than an international service.
Is there a minimum cost on transfers?+
A percentage fee applies to transfers to other card wallets in Egypt, and the smallest charge is EGP 1. The first transfer each month to any Egyptian e-wallet is free, which covers the small payments a teen usually sends.
Sources
- play.google.com/store/apps/details checked September 26, 2026
Backs: Headquarters
“TELECOM EGYPT COMPANY, B7 Building, Smart Village, KM 28 Cairo - Alexandria Desert Road, Giza 12577 Egypt”
- te.eg checked September 26, 2026
Backs: Legal entity, Support channels
“Copyright (c) 2026 Telecom Egypt. All Rights Reserved.”
- te.eg/web/guest/about-te/history checked September 26, 2026
Backs: Founded
“1998 - conversion of the National Telecommunications Authority into an Egyptian joint-stock company named Telecom Egypt”
- te.eg/web/guest/personal/we-pay checked September 26, 2026
Backs: Audience, Currencies, Delivery time, Currency conversion fee, Pricing model, Monthly fee, Payout methods, Transfer fee, Fee to send 1,000
“You can subscribe to the WE Pay wallet upon reaching the age of 15”
Compiled from 4 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Licence type, Deposit protection.