WebPay review

The monthly fee is BYN 0, and the account sits in the no monthly fee group of listings. Card payment costs sit elsewhere: the transfer fee applies to each Internet Acquiring payment, with no setup fee and no minimum payout. Keeping the account costs nothing until you take card volume.

The transfer fee is charged per payment on Internet Acquiring, so the bill follows card volume. There is no setup fee and no minimum payout, and the account carries no standing monthly charge under the no monthly fee model. Businesses taking occasional payments pay less than those processing volume daily.

A transfer takes 1-3 days to arrive, so money moved out of the account is not instant. That suits businesses that plan payouts in advance, such as weekly supplier runs or client settlements. Anyone expecting a same moment domestic transfer should weigh the timing against their own cash flow needs.

The account offers 4 currencies, which is narrow beside the 5 median for multi-currency accounts. A business trading mostly in the home currency will not notice that. Anyone invoicing across a spread of currencies should expect to convert or hold the balance elsewhere.

Payouts go to bank, so funds leave the account to a bank account. There is no minimum payout, so small withdrawals stay possible. The money then takes 1-3 days to land, which fits planned settlements better than urgent ones.

It is built for business and freelancer users, and business accounts are the most common audience on the site at 56.5%, with freelancers at 18.8%. The account suits a business trading mainly in the home market that takes card payments and wants no monthly charge.

Support runs on email, phone and help centre, so there is a phone line, an email address and a help centre. Phone support is one of the more common channels on the site, and a help centre covers self service questions. A business with card payment queries has both a direct line and a written record.

The account is operated by WEB PAY Ltd (OOO VEB PEY), based in Belarus and trading since 2007. It is a local service rather than a global one, so the account details, currencies and payout routes are shaped by the home market rather than by international demand.