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Widiba review

Updated October 14, 2026 · VaultCue Editorial Team

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Our verdict

Widiba Classic is an Italian personal current account with an international debit card that supports Apple Pay and Google Pay. Customers can temporarily block or unblock the card, receive spending notifications and make ordinary or instant SEPA transfers. Open Banking links other bank accounts for transfers from one platform.

Key facts

Best for
Italian account holders comparing card controls, payment notifications and SEPA transfer features.
Monthly fee
€4.50↗
Deposit protection
EU DGS up to EUR 100,000↗
Local account details
IBAN↗
Free ATM withdrawals
€100↗
Transfer fee
Free for SEPA standard and instant transfers, stated as unlimited↗
Legal entity
Banca Widiba S.p.A.↗
Headquarters
Italy↗
Founded
2013↗
Support channels
Email, Phone, Help-centre↗
Pricing model
No monthly fee, Fixed rate
Features
Free ATM withdrawals, Joint account
Official website
widiba.it

Savings

Headline rate
0.5% to 1.5%↗
Rate type
Fixed↗
Term
3 to 12 months↗
Minimum deposit
€1,000↗
Access terms
3, 6 or 12 month lock-in; total or partial early release allowed↗
Account kind
Fixed↗

Facts checked September 26, 2026, 5 sources

Apps and profiles

Get the app
App Store
Elsewhere
WikidataTrustpilotLinkedInXwidiba.it

Pros

Pros

  • The international debit card supports Apple Pay and Google Pay and can be temporarily blocked or unblocked.
  • Spending notifications and ordinary or instant SEPA transfers are listed.
Widiba

Ready to try Widiba?

Scored 8.6 / 10 by VaultCue.

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Who it suits

  • People in Italy reviewing Widiba Classic account and card functions.

Card and account tools

Widiba Classic includes an international debit card with Apple Pay and Google Pay support, card controls and spending notifications.

Transfers and Open Banking

The account lists ordinary and instant SEPA transfers. Open Banking links other bank accounts and supports transfers through one platform.

How Widiba compares

Where Widiba is available

Available
Italy
Licence in Italy
Banca d'Italia (5760), checked September 26, 2026
Licence in Italy
IVASS (D000495877), checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

Does Widiba charge a monthly fee?+

The monthly fee at Widiba is €4.50. (Source, checked September 26, 2026)

Which company operates Widiba?+

Widiba is operated by Banca Widiba S.p.A.. (Source, checked September 26, 2026)

Where is Widiba based?+

Widiba is based in Italy. (Source, checked September 26, 2026)

When was Widiba founded?+

Widiba was founded in 2013. (Source, checked September 26, 2026)

How can I contact Widiba support?+

Widiba offers support through Email, Phone, Help-centre. (Source, checked September 26, 2026)

Sources

Compiled from 5 source pages, checked October 14, 2026. We did not open an account.

Not confirmed yet: Licence type, Currency conversion fee, Currencies.

Widiba

Widiba

Italian account holders comparing card controls, payment notifications and SEPA transfer features.

8.6/10See alternatives