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Yettel Bank review

Updated September 28, 2026 · VaultCue Editorial Team · Facts checked September 26, 2026

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.

Our verdict

Yettel Bank suits freelancers and savers in Serbia who want no account fee and free cash withdrawals. The everyday account carries a monthly fee of RSD 0 and a currency conversion fee of 0%, but the wider offer is thin, and the deposit needs RSD 60,000 to start.

Key facts

Best for
A free Serbian current account that adds a fixed term deposit for spare dinars.
Monthly fee
RSD 0↗
Currency conversion fee
0%↗
Currencies
3↗
Free ATM withdrawals
RSD 0↗
Transfer fee
0 RSD for transfers and bill payments up to 300,000 RSD↗
Legal entity
Yettel Bank ad Beograd↗
Headquarters
Serbia↗
Founded
2014↗
Support channels
Phone, Email, Chat, Help-centre↗
Audience
Freelancers
Pricing model
No monthly fee
Features
Free ATM withdrawals
Official website
yettelbank.rs

Savings

Headline rate
4.5%↗
Rate type
Fixed↗
Term
6 months↗
Minimum deposit
RSD 60,000↗
Access terms
Term deposit for 6 months; can be broken any time at 1.00% p.a. on the whole amount, keeping part of the interest; needs an open current account (free Bank Lite is enough) plus the Yettel Bank app↗
Account kind
Fixed↗

Facts checked September 26, 2026, 5 sources

Apps and profiles

Get the app
App StoreGoogle Play
Elsewhere
WikidataWikipediaLinkedInX

Pros and cons

Pros

  • Monthly fee of RSD 0 on the current account, with free ATM withdrawals (RSD 0)
  • Transfers and bill payments covered: 0 RSD for transfers and bill payments up to 300,000 RSD
  • Currency conversion fee of 0%, top of the table at 1 of 312
  • Term deposit pays 4.5% at a fixed rate over 6

Cons

  • Currency coverage is limited to 3, which places it low at 227 of 379
  • The term deposit needs a minimum of RSD 60,000 to open
  • Access is tied to an open current account and the Yettel Bank app
Yettel Bank

Ready to try Yettel Bank?

Scored 9.1 / 10 by VaultCue.

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Who it suits

  • Freelancers billing in dinars who want a current account with no monthly charge
  • Anyone with dinars to spare who can meet the RSD 60,000 minimum for a fixed term deposit
  • People who withdraw cash often and rely on the free ATM allowance

Who should look elsewhere

  • Small or casual savers, who cannot meet the RSD 60,000 minimum
  • Multi-currency users, who need more than 3 currencies
  • Plazo ES and Skrill, listed here as the fee-free alternatives with a monthly fee of €0 and €0

How it compares on our data

Currency conversion is this brand's strongest showing. Its fee of 0% puts it first of 312 brands ranked on that measure. Currency count tells the other side of the story: 3 currencies places it at 227 of 379. A low cost of conversion therefore comes with a narrow set of currencies to convert between.

Fees and FX

The current account has a monthly fee of RSD 0, and the currency conversion fee is 0%. Transfers and bill payments are covered: 0 RSD for transfers and bill payments up to 300,000 RSD. Cash withdrawals draw on a free allowance of RSD 0. Together these figures put day to day banking costs at the low end of the market.

How Yettel Bank compares

Where Yettel Bank is available

Available
Serbia

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What does Yettel Bank charge to hold a current account?+

The monthly fee on the current account is RSD 0. Withdrawals from ATMs are covered by a free allowance of RSD 0, so everyday cash use adds nothing. Transfers and bill payments are also included, at 0 RSD for transfers and bill payments up to 300,000 RSD.

What does it cost to convert currency?+

The currency conversion fee is 0%, which is the joint lowest figure in the group. That number comes with a limit: only 3 currencies are on offer, ranking the brand at 227 of 379.

Is there a savings account and what does it pay?+

Yes, a term deposit paying 4.5% at a fixed rate over 6. You can break it at any time on the whole amount, keeping part of the interest at a lower rate. An open current account is needed, and the free Bank Lite plan is enough.

How much has to be deposited to open the term deposit?+

The minimum deposit is RSD 60,000. That figure sets the floor for the fixed rate of 4.5%, so anyone saving less would be better off leaving the money in the current account.

Who does the account suit?+

Freelancers are the main audience, and the account is built around everyday costs rather than premium perks. Support runs through phone, email and chat, so help is available by more than one route if a payment or transfer question comes up.

Is the money protected?+

Protection details are not covered by the available information for this brand, so check the terms with Yettel Bank before depositing a large balance. The legal entity behind the account is Yettel Bank ad Beograd, based in Serbia.

Who is the account not for?+

It is not built for people holding many currencies, since the account covers 3 of them. Nor for small savers, who would find the RSD 60,000 minimum out of reach on the term deposit.

Sources

Compiled from 5 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Licence type, Deposit protection.

Yettel Bank

Yettel Bank

A free Serbian current account that adds a fixed term deposit for spare dinars.

9.1/10See alternatives