ZiraatBank BH review
Updated October 12, 2026 · VaultCue Editorial Team
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Our verdict
ZiraatBank BH stands apart from online only everyday banking through its physical branch network across many towns in Bosnia and Herzegovina. ZiraatBank BH is a bank offering current, giro and basic accounts for individuals alongside digital banking, and it is for people who value face to face service near home.
Key facts
- Best for
- Everyday banking with nearby branch access
- Currencies
- 2↗
- Legal entity
- ZiraatBank BH d.d.↗
- Headquarters
- Bosnia and Herzegovina↗
- Support channels
- Phone, Email, Help-centre↗
- Audience
- Business, Teens
- Pricing model
- Fixed rate
- Official website
- ziraatbank.ba
Savings
Money transfer
Facts checked September 26, 2026, 4 sources
Apps and profiles
- Elsewhere
- LinkedInyoutube.comfacebook.com
Pros and cons
Pros
- Branch network across many towns supports face to face everyday banking.
- Digital banking and e Bank give an online route for everyday banking.
- Current, giro and basic accounts cover different everyday needs for individuals.
- Cash in function at cash machines adds a practical way to pay in funds.
Cons
- Branch based service means access depends on living near a listed town.
- Services span individuals and legal persons, so personal banking shares attention.
Who it suits
- People who prefer branch service for everyday money
- Employees receiving monthly salary through the bank
- Pensioners managing regular household income
Who should look elsewhere
- People living outside its branch towns
How ZiraatBank BH compares
Where ZiraatBank BH is available
- Available
- Bosnia and Herzegovina
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What does ZiraatBank BH offer for everyday banking?+
ZiraatBank BH covers current, giro and basic accounts for individuals, with payment transaction conditions explained in its general terms. It also serves legal persons with payment services and published tariff documents. That mix makes it an everyday bank for households as well as employers.
How does online access work at ZiraatBank BH?+
Online access is provided through digital banking and Ziraat e-Bank, with web signing mentioned as part of the offer. The bank also publishes a citizen manual on digital financial services. Those tools give an online route alongside branch visits.
Who uses its salary and pension services?+
The bank publishes an instruction for payment of monthly employee income, which points to salary customers. It also publishes notices aimed at pensioners managing regular household income. People in those groups can look to branch staff and published notices for guidance.
Which company operates ZiraatBank BH?+
ZiraatBank BH is operated by ZiraatBank BH d.d.. (Source, checked September 26, 2026)
Where is ZiraatBank BH based?+
ZiraatBank BH is based in Bosnia and Herzegovina. (Source, checked September 26, 2026)
How can I contact ZiraatBank BH support?+
ZiraatBank BH offers support through Phone, Email, Help-centre. (Source, checked September 26, 2026)
Sources
- ziraatbank.ba/bs/brzi-transfer-novca-western-union checked September 26, 2026
Backs: Currencies, Delivery time, Payout methods
- ziraatbank.ba/bs/contact checked September 26, 2026
Backs: Headquarters, Support channels
“Call Centar 081 920 088; E-mail informacije@ziraatbank.ba; FAQ”
- ziraatbank.ba/bs/paketi-proizvoda-i-usluga checked September 26, 2026
Backs: Audience
“GEN-Z Paket za mlade; Pravna Lica”
- ziraatbank.ba/bs/racun-ustede-novca checked September 26, 2026
Backs: Access terms, Account kind, Headline rate, Minimum deposit, Pricing model, Rate type, Term
“Minimalni iznos za ugovaranje štednje iznosi 100 KM / 50 EUR”
- ziraatbank.ba checked September 26, 2026
Backs: Legal entity
“ZiraatBank BH d.d.”
Compiled from 5 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: Monthly fee, Licence type, Deposit protection, Currency conversion fee.