Updated October 13, 2026 · VaultCue Editorial Team
ActivoBank vs C6 Bank
ActivoBank
Higher score in this comparison
C6 Bank
ActivoBank vs C6 Bank: the differences
| Compare | ActivoBankReviewSee alternativesSee alternatives | C6 BankReviewSee alternativesSee alternatives |
|---|---|---|
| Monthly fee | €0 | R$0 |
| Transfer fee | 0 EUR - ActivoBank charges no fee for the Wise international transfer service; only Wise's fee applies, a percentage of the amount sent that varies by currency and is shown before confirming | free Pix and TED |
| Deposit protection | EU DGS up to EUR 100,000 | Not confirmed |
| Currencies | 30 | Not confirmed |
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Key differences
- Founded is lower at ActivoBank: 1994 vs 2018.
- Support channels: only C6 Bank offers Email, Chat.
Our verdict on each
ActivoBank
ActivoBank suits anyone who wants a Portuguese bank account with no monthly fee and interest paid on savings they can still reach. It is a PT bank under Banco de Portugal, deposits sit in the EU scheme, and the savings rate of 2.5% is variable.
C6 Bank
For everyday account seekers, C6 Bank provides an easy-access account with digital management for routine tasks and accessible balances. It suits customers who want straightforward daily handling and who prefer to organise movements and reviews through an app in one place.
Score breakdown
| Area | ActivoBank | C6 Bank |
|---|---|---|
| Cost | 9.3 | 9.3 |
| Offer | 9.2 | 9.8Higher |
| Trust | 9.2Higher | 8.2 |
How they place
| Ranking | ActivoBank | C6 Bank |
|---|---|---|
| Savings accounts | 174 of 1420 | 918 of 1420 |
| Money transfer services | 132 of 1564 | 793 of 1564 |
Every fact side by side
| Fact | ActivoBank | C6 Bank |
|---|---|---|
| Pricing model | No monthly fee | No monthly fee |
| Features | Not confirmed | Digital only |
| Legal entity | Banco ActivoBank, S.A. | Banco C6 S.A. |
| Headquarters | Portugal | Brazil |
| Founded | 1994Lower | 2018 |
| Support channels | Phone, Help centre | Email, Chat, Phone, Help centreCovers more |
Savings
| Fact | ActivoBank | C6 Bank |
|---|---|---|
| Headline rate | 2.5% | 101.5%Higher |
| Rate type | Variable | Variable |
| Minimum deposit | €1 | R$20 |
| Access terms | No term: money can be taken out or added at any time; interest calculated daily and paid monthly; maximum remunerated daily balance 20,000 EUR with Plano AB Premium, 5,000 EUR with Plano AB Plus | Daily liquidity CDB, redeemed in the app and credited the same day |
| Account kind | Easy access | Easy access |
Money transfer
| Fact | ActivoBank | C6 Bank |
|---|---|---|
| Exchange rate markup | 0% | Not confirmed |
| Delivery time | About a quarter of transfers arrive in a few seconds; others may take only a few minutes, estimate depends on destination currency, country, security checks and timing | Not confirmed |
| Payout methods | Bank | Not confirmed |
| Fee to send 1,000 | €0 | Not confirmed |
Where each stands against the rest
| Fact | ActivoBank | C6 Bank | Median |
|---|---|---|---|
| Currencies | 30highest quarter | Not confirmed | 5 |
Median across 536 listed accounts.
Pros and cons
ActivoBank
Pros
- No monthly fee on the account, so nothing is deducted from your balance each month
- Savings interest of 2.5% at a variable rate, calculated daily and paid monthly
- Currency conversion carries a 0% margin across 30 currencies
Cons
- Support runs on phone and help centre only, so there is no live chat for quick questions
- Interest is capped at a maximum remunerated daily balance, higher on Plano AB Premium than on Plano AB Plus
- Only Wise's own transfer fee applies on international transfers, a percentage shown before you confirm
C6 Bank
Pros
- Easy-access account structure designed for routine everyday use and movement
- Digital account management covering balances and everyday routine tasks
- Everyday account focus with accessible structure for daily organisation
Who each suits
ActivoBank
Who it suits
- Anyone living in PT who wants everyday banking without a monthly charge
- Savers who want interest on money they can still withdraw at any time
- People who send money abroad and want a low conversion margin
Who should look elsewhere
- Anyone wanting UK or US deposit protection, since the EU DGS up to EUR 100,000 is the EU scheme only
- People who need live chat support, as support runs on phone and help centre
C6 Bank
Who it suits
- People seeking straightforward everyday money handling
- People comfortable handling account tasks through an app
Country by country
| Country | ActivoBank | C6 Bank |
|---|---|---|
| Portugal | Yes | No |
Questions about each
ActivoBank
Is there a monthly fee on the account?+
There is no monthly fee, so nothing is taken out of your balance each month. Money in the account can be added or taken out at any time, and the savings side pays 2.5% at a variable rate on top.
How is my money protected?+
ActivoBank is a bank supervised by Banco de Portugal in Portugal, and deposits are covered by the EU DGS up to EUR 100,000. If you bank in the UK or the US, the local scheme amounts differ from EU DGS up to EUR 100,000.
C6 Bank
What does C6 Bank offer for everyday use?+
C6 Bank offers everyday accounts with an easy-access structure for routine use. Customers keep daily money accessible and handle standard tasks through digital management. The focus stays on simple organisation for everyday account needs.
Who might consider this account?+
This option fits people who want straightforward handling for daily balances and movements. It fits those who prefer digital control and clear routine organisation. Consider whether app based management reflects the way daily tasks are handled.
Other options to compare
Related by the facts
ActivoBank
C6 Bank