Updated September 28, 2026 · VaultCue Editorial Team
Alipay vs JKOPAY 街口支付
Alipay
JKOPAY 街口支付
Higher score in this comparison
Alipay vs JKOPAY 街口支付: the differences
| Compare | AlipayReviewSee alternativesSee alternatives | JKOPAY 街口支付ReviewSee alternativesSee alternatives |
|---|---|---|
| Currencies | 18Higher | 1 |
| Transfer fee | 3% over RMB 200 | TWD 15 per withdrawal |
| Monthly fee | CN¥0 | Not confirmed |
| Currency conversion fee | Not confirmed | 0% |
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Key differences
- JKOPAY 街口支付 scores higher overall: 9.4 vs 9.0.
- Currencies is higher at Alipay: 18 vs 1.
- Support channels: only JKOPAY 街口支付 offers Phone, Help centre, Community.
Our verdict on each
Alipay
Alipay suits travellers who need to pay and send money in China and want a wallet with a monthly fee of CNY 0, taking an overall score of 7.3. Money is held free of charge, but transfers carry 3% over RMB 200 and support runs on email only.
JKOPAY 街口支付
JKOPAY is a digital wallet for travelers who want to move and store money in a single market, not a full bank account. Conversion runs at 0% and the wallet covers 1 currency, so it fits a short trip far better than a long stay abroad.
Score breakdown
| Area | Alipay | JKOPAY 街口支付 |
|---|---|---|
| Cost | 9.3Monthly fee of CNY 0 to hold the account, with transfers costed at 3% over RMB 200. | 9.6HigherConversion runs at 0% and a withdrawal costs TWD 15 per withdrawal, both sitting at the low end of the range. |
| Offer | 8.9Covers 18 currencies and pays out to a bank or a wallet from a digital only account. | 9.0HigherThe offer is thin: the wallet is digital only and payouts reach bank accounts only. |
| Trust | 8.9 | Not confirmed |
How they place
| Ranking | Alipay | JKOPAY 街口支付 |
|---|---|---|
| Money transfer services | 244 of 1564 | 66 of 1564 |
| Online banks | 94 of 402 | 22 of 402 |
Every fact side by side
| Fact | Alipay | JKOPAY 街口支付 |
|---|---|---|
| Audience | Travelers | Travelers |
| Pricing model | No monthly fee | Not confirmed |
| Features | Digital only | Digital only |
| Legal entity | Alipay (Hangzhou) Technology Co. Ltd | JKO Electronic Payment Co., Ltd. |
| Headquarters | China | Taiwan |
| Founded | 2004 | Not confirmed |
| Support channels | Phone, Email, Help centre, CommunityCovers more |
Money transfer
| Fact | Alipay | JKOPAY 街口支付 |
|---|---|---|
| Delivery time | Within minutes (bank-to-wallet) | Not confirmed |
| Payout methods | Bank, WalletCovers more | Bank |
| Fee to send 1,000 | CN¥0 | NT$15 |
Where each stands against the rest
| Fact | Alipay | JKOPAY 街口支付 | Median |
|---|---|---|---|
| Currency conversion fee | Not confirmed | 0%below the median | 0.5% |
| Currencies | 18highest quarter | 1lowest quarter | 5 |
Median across 536 listed accounts.
Pros and cons
Alipay
Pros
- Monthly fee of CNY 0 puts it 1 of 500 brands on this measure.
- Currency reach of 18 sits above the 5 median for multi-currency accounts.
- Payouts reach a bank or a wallet, and bank-to-wallet remittances land within minutes.
Cons
- Transfer charges apply: the quoted transfer fee is 3% over RMB 200.
- Support runs on email only, so a blocked payment has to be chased in writing.
- Currency reach is mid table: 18 currencies ranks 62 of 379.
JKOPAY 街口支付
Pros
- Currency conversion costs 0%, ahead of 0.95% and 3%
- Withdrawals to a bank account cost TWD 15 per withdrawal
- Support runs through phone, email and help centre
Cons
- Only 1 currency is supported, against 30 at Paysera
- The account is digital only, with no branch to visit
- Payouts reach bank accounts only
Who each suits
Alipay
Who it suits
- Travellers heading to China who want to pay and send money from a phone.
- Anyone who wants a wallet with a monthly fee of CNY 0 and 18 currencies.
- People already paying in China who also need to receive money from abroad.
Who should look elsewhere
- PayPal Colombia, if a wallet in US dollars suits you better than paying in renminbi, with a monthly fee of $0.
- Skrill, if you would rather hold euros in one account than carry 18 currencies.
- eToro, if you want everyday money on a trading platform, whose monthly fee is £0, rather than a payments wallet.
JKOPAY 街口支付
Who it suits
- Travelers who mainly need to store and spend in a single market
- People who want to keep conversion costs down and reach a bank account for withdrawals
- Anyone happy managing the wallet in an app
Who should look elsewhere
- People who hold several currencies, since Paysera supports 30
- Anyone who wants to talk to someone at a branch, because the account is digital only
Current offers
JKOPAY 街口支付
Current offer
Bonus
JKO Coin cashback on JKOPAY Account payments: 1% JKO Coin
JKOPAY Account, Silver tier or above; payments made in the JKOPAY app; JKO Coin credited later; not eligible for JKOPAY Account payment rewards when paid by linked credit card
Source, checked September 26, 2026
Country by country
| Country | Alipay | JKOPAY 街口支付 |
|---|---|---|
| Taiwan | No | Yes |
Questions about each
Alipay
Does Alipay charge a monthly fee?+
The monthly fee is CNY 0, so there is nothing to pay for keeping the account open. That puts Alipay alongside PayPal Colombia, Skrill and eToro, whose monthly fees are $0, €0 and £0.
What does it cost to send or top up money?+
Transfer pricing is where the cost sits. The quoted transfer fee is 3% over RMB 200, and the consumer side fee is CNY 0. Since the account costs nothing to hold, the amount you send matters more than how often you send it, and the threshold is worth checking before a large transfer.
JKOPAY 街口支付
How much does JKOPAY charge to convert currency?+
Currency conversion costs 0% at JKOPAY. That is lower than the conversion fee of 0.95% at Bit2Me and well below the 3% charged by bunq. On cost alone it is the cheapest conversion of the brands listed here.
What does a withdrawal from JKOPAY cost?+
A withdrawal costs TWD 15 per withdrawal. Money reaches you through bank accounts, so the payout is made straight to a bank rather than to a card or a cash point. Plan for that fixed charge each time you take money out.
Other options to compare
Related by the facts
Alipay
JKOPAY 街口支付