AMK Bank review
Updated October 13, 2026 · VaultCue Editorial Team
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Our verdict
AMK Bank stands apart from digital only current account providers through its large physical network across Cambodia. It is an easy access bank for people who want everyday savings, transfers and cash handling close to home and through its mobile app.
Key facts
Savings
Money transfer
Facts checked September 26, 2026, 7 sources
Apps and profiles
- Get the app
- App Store
Pros and cons
Pros
- Large physical network of 143 branches plus agents and 58 machines for cash
- Easy access savings alongside loans and domestic and international transfers
- Mobile app with QR payments for faster everyday transactions than cash
- Business finance products that keep deposits ready for daily operations
Cons
- Network centres on Cambodia with no presence in other markets
- Physical footprint requires travel to branch and agent locations for cash
Who it suits
- People in Cambodia who want nearby cash access
- Beginners who want simple savings for future goals
- Small businesses handling daily operations and customer payments
Who should look elsewhere
- People who need banking outside Cambodia
The company behind it
AMK Bank Plc is the company behind this service and it operates as a bank in Cambodia. The bank describes a nationwide presence with 143 branches, a nationwide agent network and 58 machines for deposits and withdrawals. The company runs everyday deposits and savings, loans, business finance, digital payments and money transfers. Branches give access to a wide range of financial services, while agents and machines support routine transactions.
How your money is protected
The bank describes its services as simple and secure and within reach for individuals and communities. Business finance is described with an emphasis on security alongside flexibility for daily operations. Cash deposits and withdrawals are handled through branches, agents and machines in the established network.
How AMK Bank compares
Frequently asked questions
What products does AMK Bank cover?+
AMK Bank covers easy access deposits and savings for personal goals and daily operations. It also provides loans, business finance, digital payments and local and international money transfers. Branch locations, agent points and self service machines support everyday transactions.
Where does AMK Bank operate?+
AMK Bank operates across Cambodia through 143 branches, agent points and 58 machines. It aims to make banking available to individuals and communities at any time and in any place. You can use a nearby branch, agent or machine for everyday transactions.
Who suits AMK Bank everyday accounts?+
The accounts suit people who want savings that support future goals and daily money management. They also suit people who value nearby branches, agents and machines for cash access. Small businesses with regular operational needs may find the structure practical.
Which company runs AMK Bank?+
AMK Bank Plc runs the service as a bank in Cambodia. It presents accessibility and community empowerment as guiding aims for its outreach. It maintains a large branch and agent network with machines to keep banking within reach.
Does AMK Bank charge a monthly fee?+
The monthly fee at AMK Bank is KHR 0. (Source, checked September 26, 2026)
Where is AMK Bank based?+
AMK Bank is based in Cambodia. (Source, checked September 26, 2026)
When was AMK Bank founded?+
AMK Bank was founded in 2002. (Source, checked September 26, 2026)
How can I contact AMK Bank support?+
AMK Bank offers support through Chat. (Source, checked September 26, 2026)
Sources
- amkbank.com.kh checked September 26, 2026
Backs: Legal entity, Support channels
“AMK Bank Plc | Leading Bank in Cambodia”
- amkbank.com.kh/about checked September 26, 2026
Backs: Founded
“was formally established in 2002 in line with Cambodia's evolving microfinance regulations”
- amkbank.com.kh/code-of-conduct-2/international-transfer checked September 26, 2026
Backs: Payout methods
“Supports cash and account or wallet transactions; Transfer to Visa Card”
- amkbank.com.kh/contact checked September 26, 2026
Backs: Headquarters
“Head office Address: Building #285, Yothapol Khemarak Phoumin Blvd (271), Sangkat Tumnub Teuk, Khan Boeung Keng Kang, Phnom Penh, Cambodia.”
- amkbank.com.kh/services/easy-saving-account checked September 26, 2026
Backs: Access terms, Account kind, Headline rate, Minimum deposit, Pricing model, Monthly fee, Rate type
“Easy deposit and withdraw anytime, anywhere.”
- amkbank.com.kh/services/transfer-via-thunes checked September 26, 2026
Backs: Transfer fee, Fee to send 1,000
“Transfer Via Thunes: Amount (USD) Min: 1.00 Max: 1,000.00 Fee Charge USD 5.00; Min: 1,000.01 Max: 2,500.00 Fee Charge USD 10.00”
- amkbank.com.kh/services/unionpay-moneyexpress checked September 26, 2026
Backs: Delivery time
“The recipient will receive funds in real time after the transaction is successful.”
Compiled from 7 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: Licence type, Deposit protection, Currency conversion fee, Currencies.