Bank Mandiri review

Updated October 12, 2026 · VaultCue Editorial Team

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Our verdict

For Indonesian residents who manage spending through mobile tools, Bank Mandiri offers everyday banking anchored in full digital services. Bank Mandiri is an Indonesian bank that combines Livin by Mandiri, Kopra by Mandiri, cards and currency information with a focus on technology and service.

Key facts

Best for
Indonesian residents wanting app supported everyday banking
Legal entity
PT Bank Mandiri (Persero) Tbk↗
Headquarters
Indonesia↗
Founded
1998↗
Official website
bankmandiri.co.id

Savings

Account kind
Easy access↗

Facts checked September 26, 2026, 1 source

Apps and profiles

Get the app
App Store

Pros and cons

Pros

  • Full digital banking world linking individual and wholesale platforms
  • Livin by Mandiri financial super app supports daily financial life
  • Kopra by Mandiri wholesale digital super platform complements Livin range
  • Credit cards plus currency display with calculator and service support

Cons

  • Indonesian centred operation limits relevance beyond home market
  • Currency display gives indication only with branch follow up required
Bank Mandiri

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Who it suits

  • Mobile led customers wanting card and currency tools together

Who should look elsewhere

  • People requiring banking outside Indonesia

Frequently asked questions

What is Bank Mandiri?+

Bank Mandiri is an Indonesian bank for everyday financial needs. It presents full digital banking for individuals and wholesale users. Its message centres on growing together with customers and giving meaning for better shared life.

Where does Bank Mandiri operate?+

Bank Mandiri operates as an Indonesian bank serving daily and wholesale needs. Its products and currency information reflect an Indonesia centred service. People outside Indonesia may find the geographic focus restrictive for everyday account use.

What is Livin by Mandiri?+

Livin by Mandiri is the financial super app for individual customers. It supports lively daily life through full digital banking. It connects everyday management with continued focus on technology, data security and skilled people service.

What is Kopra by Mandiri?+

Kopra by Mandiri is the wholesale digital super platform within a full digital banking world. It sits alongside Livin by Mandiri and extends digital coverage beyond individual use. It reflects continued attention to technology, innovation and strong human resources.

Which other products does Bank Mandiri cover?+

Bank Mandiri covers credit cards with distinct advantages for lively use. It also provides currency information display with a calculator for guidance. Help content addresses debit and credit card PIN, loss and blocking general enquiries.

Sources

Compiled from 1 source page, checked October 13, 2026. We did not open an account.

Not confirmed yet: Monthly fee, Licence type, Deposit protection, Currency conversion fee, Currencies.

Bank Mandiri

Bank Mandiri

Indonesian residents wanting app supported everyday banking

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