BankBazaar review
Updated September 28, 2026 · VaultCue Editorial Team · Facts checked September 26, 2026
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Our verdict
BankBazaar lists savings accounts in India paying a variable rate of 1.5% to 8%, with deposits you can withdraw whenever you like. It suits savers who want easy access and a low cost, though the top of the range is variable and can change with the market.
Key facts
- Best for
- Easy access savings in India with a variable rate and no monthly fee.
- Headline rate
- 1.5% to 8%↗
- Rate type
- Variable↗
- Minimum deposit
- ₹0 to ₹25,000↗
- Access terms
- Deposits accessible at any time, no fixed term or notice period↗
- Monthly fee
- ₹0↗
- Account kind
- Easy access↗
- Legal entity
- A&A Dukaan Financial Services Private Limited↗
- Headquarters
- India↗
- Support channels
- Email, Phone↗
- Pricing model
- No monthly fee
- Official website
- bankbazaar.com
Facts checked September 26, 2026, 5 sources
Apps and profiles
- Get the app
- Google Play
- Elsewhere
- WikidataLinkedInXblog.bankbazaar.com
Pros and cons
Pros
- Easy access saving (easy access) with deposits available at any time and no notice period.
- The no monthly fee model, with a monthly fee of INR 0.
- A rate of 1.5% to 8% against a listing median of 3%.
- Support by email and phone, with phone offered by 79.5% of listed brands.
Cons
- The rate type is variable, so the 1.5% to 8% range is a moving target rather than a locked return.
- Support runs on email and phone only, without the help centre that 86.1% of listed brands provide.
- Minimum deposits run INR 0 to INR 25,000, so some accounts ask for more before you can start.
Who it suits
- Indian savers who want to take money out at any time with no notice period.
- People who want no monthly charge, since the fee is INR 0.
- Savers who treat easy access as a default, the kind that make up 76.7% of the savings accounts listed.
Who should look elsewhere
- Plazo ES, whose headline rate of 24.19% sits above this range, if the headline rate is the priority.
- AXI Card, whose headline rate of 21.59% is higher again, if you will pick a brand on rate alone.
- PayPal Colombia, whose headline rate of 3.3% is lower, if the top of this range matters most.
How BankBazaar compares
8.9 vs 8.6
8.9 vs 9.5
8.9 vs 8.0
8.9 vs 8.9
8.9 vs 8.9
8.9 vs 9.1
8.9 vs 9.1
8.9 vs 8.9
8.9 vs 8.7- 8.9 vs 8.0
8.9 vs 9.0
8.9 vs 8.1
8.9 vs 8.7
8.9 vs 8.0
8.9 vs 9.5
8.9 vs 9.4
8.9 vs 9.3
8.9 vs 9.2
8.9 vs 9.0
8.9 vs 8.7
8.9 vs 8.5
8.9 vs 8.5
8.9 vs 8.5
8.9 vs 8.4
8.9 vs 8.3
8.9 vs 9.0
Where BankBazaar is available
- Available
- India
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What rate do BankBazaar savings accounts pay?+
Listed rates run 1.5% to 8%, and the rate type is variable, so the number can move rather than stay fixed. These are easy access accounts, with deposits available at any time.
Is there a monthly fee to pay?+
The monthly fee is INR 0, and the account runs on the no monthly fee model, the setup most of the brands listed follow, with a median monthly fee of €0 across the site.
How much do I need to open one?+
Minimum deposits run INR 0 to INR 25,000, so you can start easy access saving at the low end of that range. BankBazaar sits at position 1 on this measure among 370 brands ranked on the site.
Can I get my money out when I want?+
Deposits are accessible at any time, with no fixed term and no notice period, and the accounts are easy access by design. There is no lock-in period to serve before a withdrawal.
What kind of savings account is this?+
These are easy access savings accounts, the same kind that make up 76.7% of the savings accounts listed on the site, with fixed term accounts a smaller share at 17.2% by comparison.
How do I get help if something goes wrong?+
Support runs on email and phone only. Email reaches 74% of listed brands and phone 79.5%, so both of the routes here are among the more common ones across the listings on the site.
Who is this account for?+
Savers in India who want easy access with no monthly fee and a variable rate. It fits anyone putting money aside and wanting access to it without a notice period. The accounts are easy access and the fee is INR 0.
How does the rate compare with other brands listed?+
This range sits against a listing median of 3%, and some alternatives show higher headline rates, such as 24.19% for Plazo ES and 21.59% for AXI Card, while PayPal Colombia lists 3.3%.
Sources
- bankbazaar.com/aboutus.html checked September 26, 2026
Backs: Pricing model, Monthly fee
“NO CHARGE TO YOU - All our services are free of cost”
- bankbazaar.com/conditionsofuse.html checked September 26, 2026
Backs: Legal entity
“owned and operated by A&A Dukaan Financial Services Private Limited ("BankBazaar")”
- bankbazaar.com/contact-us.html checked September 26, 2026
Backs: Headquarters, Support channels
“CHENNAI (Headquarters) Prince Info Park, Block-B, 3rd Floor, 81B, 2nd Main Road, Ambattur Industrial Estate, Ambattur, Chennai 600058, India”
- bankbazaar.com/savings-account.html checked September 26, 2026
Backs: Account kind
“easy access, and no limitation on deposit and withdrawal”
- bankbazaar.com/savings-account/savings-account-interest-r... checked September 26, 2026
Backs: Access terms, Headline rate, Minimum deposit, Rate type
“The money that is deposited in a savings account can be accessed at any point in time.”
Compiled from 5 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Term, Deposit protection.
Related by the facts
BankBazaar
Easy access savings in India with a variable rate and no monthly fee.