Updated October 17, 2026 · VaultCue Editorial Team

Top current and checking accounts compared in France

527 accounts available in France, ranked for France.

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Top current and checking accounts compared in France
OrderAccountScoreFeaturesKey factsActions
1
Skrill logo
SkrillTop pickPartner

Final Score: Up to EUR 10,000 every week

9.0/10
  • Expats
  • Travelers
  • No monthly fee
Monthly fee:
€0
Licence type:
E money
Deposit protection:
EU DGS up to EUR 100,000
ReviewCompareVisit
2
Skrill Prepaid Mastercard logo
Skrill Prepaid MastercardPartner
9.0/10
    Licence type:
    E money
    Currencies:
    40
    Transfer fee:
    Free
    ReviewCompareVisit
    3
    Kraken logo
    KrakenPartner

    Kraken+ free 30-day trial: 30 days free, then $4.99/mo

    8.7/10
      Monthly fee:
      $4.99
      Licence type:
      Payment institution
      Deposit protection:
      EU DGS up to EUR 100,000
      ReviewCompareVisit
      4
      Revolut AU logo
      Revolut AUPartner
      9.1/10
      • Travelers
      • No monthly fee
      • Low FX
      • Free ATM
      • Joint account
      Monthly fee:
      £0
      Licence type:
      E money
      Deposit protection:
      FSCS up to GBP 85,000
      ReviewCompareVisit
      5
      Revolut UK logo
      Revolut UKPartner
      9.0/10
      • Travelers
      • No monthly fee
      • Free ATM
      • Joint account
      Monthly fee:
      £0
      Licence type:
      E money
      Deposit protection:
      FSCS up to GBP 85,000
      ReviewCompareVisit
      6
      Crypto.com Card logo
      Crypto.com CardPartner

      Subscription rebates on Ruby Steel and Jade Green card tiers: 3 months Spotify and Truth+ (Ruby Steel); 6 months Spotify, Netflix and Truth+ (Jade Green)

      9.4/10
      • No monthly fee
      • Free ATM
      Monthly fee:
      €0
      Deposit protection:
      EU DGS up to EUR 100,000
      Currency conversion fee:
      0.2% to 2%
      ReviewCompareSee alternatives
      7
      Banreservas logo
      BanreservasPartner
      9.3/10
        Monthly fee:
        DOP 20
        Currencies:
        2
        Transfer fee:
        2% to 5% of the send amount, plus a fixed US$2.00-7.00 fee on amounts up to US$100 with Ria
        ReviewCompareSee alternatives
        8
        Consorsbank logo
        ConsorsbankPartner

        Tagesgeldkonto Neukunden-Aktionszins: 3.60% p.a. on balances up to 1,000,000 EUR (1.00% p.a. above that) guaranteed for 5 months from account opening, interest credited quarterly; free Wertpapierdepot included

        9.3/10
        • No monthly fee
        • Free ATM
        Monthly fee:
        €0
        Deposit protection:
        EU DGS up to EUR 100,000
        Currency conversion fee:
        2.1%
        ReviewCompareSee alternatives
        9
        Curve logo
        CurvePartner
        9.3/10
        • Travelers
        • No monthly fee
        • Low FX
        • Free ATM
        Monthly fee:
        £0
        Licence type:
        E money
        Deposit protection:
        EU DGS up to EUR 100,000
        ReviewCompareSee alternatives
        10
        Revolut ES logo
        Revolut ESPartner

        Banking app offering bank accounts, savings and share investing from a phone.

        9.3/10
          Licence type:
          Bank
          Currency conversion fee:
          0% to 1%
          Currencies:
          30
          ReviewCompareSee alternatives

          Licensed in France

          Consorsbank
          Banque de France
          Sumeria
          ACPR (Autorite de Controle Prudentiel et de Resolution) - e-money institution authorised to issue payment services
          Sumeria
          ORIAS (agent of investment service provider Bitpanda Financial Services GmbH)
          Sumeria
          ACPR (Autorité de Contrôle Prudentiel et de Résolution)
          Sumeria
          ORIAS
          Qonto
          ACPR (Autorite de Controle Prudentiel et de Resolution), France
          Qonto
          FR_ACPR
          Qonto Portugal Business Account
          Autorite de Controle Prudentiel et de Resolution (ACPR)
          Qonto Portugal Business Account
          FR_ACPR
          eZ Cash
          European Banking Authority (public register of payment institutions)
          eZ Cash
          FR_ACPR
          Shine
          ACPR (Banque de France)
          Shine
          ORIAS
          Shine
          FR_ACPR

          Other rankings

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          Other countries

          Skrill

          Skrill

          Top pick for France

          9.0/10Visit