Updated October 21, 2026 · VaultCue Editorial Team

Top online banks compared in France

62 accounts available in France, ranked for France.

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Top online banks compared in France
OrderAccountScoreFeaturesKey factsActions
1
Salt Bank logo
Salt BankTop pickPartner

Prima luna este gratuit (first month free): First month of any Salt plan free

9.5/10
  • Expats
  • Travelers
  • No monthly fee
  • Low FX
  • Free ATM
Monthly fee:
RON 0
Deposit protection:
EU DGS up to EUR 100,000
Currency conversion fee:
0%
ReviewCompareSee alternatives
2
BoursoBank logo
BoursoBankPartner
9.4/10
  • Travelers
  • No monthly fee
  • Low FX
Monthly fee:
€0
Deposit protection:
EU DGS up to EUR 100,000
Currency conversion fee:
0%
ReviewCompareSee alternatives
3
Statrys logo
StatrysPartner

Your account pays you back: HKD 188 per month

9.4/10
  • No monthly fee
  • Low FX
Monthly fee:
HK$0
Currency conversion fee:
0.1% to 0.15%
Currencies:
11
ReviewCompareSee alternatives
4
Klarna Bank logo
Klarna BankPartner

30% off Klarna Premium or Max for 3 months: 30% off for 3 months

9.3/10
  • Travelers
  • No monthly fee
  • Low FX
Monthly fee:
£0
Deposit protection:
FSCS up to GBP 85,000
Currency conversion fee:
0%
ReviewCompareSee alternatives
5
MyMonty logo
MyMontyPartner
9.3/10
  • No monthly fee
Monthly fee:
€0
Deposit protection:
FSCS up to GBP 85,000
Currencies:
2
ReviewCompareSee alternatives
6
Revolut ES logo
Revolut ESPartner

Banking app offering bank accounts, savings and share investing from a phone.

9.3/10
    Licence type:
    Bank
    Currency conversion fee:
    0% to 1%
    Currencies:
    30
    ReviewCompareSee alternatives
    7
    Fortuneo logo
    FortuneoPartner

    EUR 80 for a first deposit account with Gold Mastercard: 80 EUR

    9.2/10
    • Travelers
    • No monthly fee
    • Free ATM
    • Joint account
    Monthly fee:
    €0
    Deposit protection:
    EU DGS up to EUR 100,000
    Currency conversion fee:
    0%
    ReviewCompareSee alternatives
    8
    Hello bank!Partner

    Hello Prime free for the first 6 months (instead of 5 EUR/month): 0 EUR/month for 6 months instead of 5 EUR/month

    9.2/10
    • Travelers
    • No monthly fee
    • Low FX
    • Free ATM
    • Joint account
    Monthly fee:
    €0
    Deposit protection:
    EU DGS up to EUR 100,000
    Currency conversion fee:
    0%
    ReviewCompareSee alternatives
    9
    Wamo logo
    WamoPartner

    Cashback on card spend with annual plans: up to 1%

    9.2/10
    • No monthly fee
    Monthly fee:
    €0
    Deposit protection:
    EU DGS up to EUR 100,000
    Currencies:
    22
    ReviewCompareSee alternatives
    10
    Aspiration logo
    AspirationPartner
    9.1/10
    • No monthly fee
    • Free ATM
    Monthly fee:
    $0
    Deposit protection:
    FDIC up to USD 250,000
    Currency conversion fee:
    1%
    ReviewCompareSee alternatives

    Licensed in France

    Fortuneo
    ACPR
    Fortuneo
    ORIAS
    Hello bank!
    ACPR (Autorite de Controle Prudentiel et de Resolution)
    Hello bank!
    AMF (Autorite des Marches Financiers)
    Boursobank (Boursorama)
    Autorité de contrôle prudentiel (ACB)
    Boursobank (Boursorama)
    Autorité des marchés financiers (AMF)
    Hello bank! Pro
    ACPR (Autorite de Controle Prudentiel)
    Hello bank! Pro
    AMF (Autorite des Marches Financiers)
    Hello bank! Pro
    ORIAS
    bunq
    Banque de France
    Qonto
    ACPR (Autorite de Controle Prudentiel et de Resolution), France
    Qonto
    FR_ACPR
    Qonto Portugal Business Account
    Autorite de Controle Prudentiel et de Resolution (ACPR)
    Qonto Portugal Business Account
    FR_ACPR
    Tiime
    ACPR (Autorite de controle prudentiel et de resolution) - payment services agent of the e-money institution Treezor
    Tiime
    DGFiP (Plateforme de dematerialisation partenaire for electronic invoicing)
    Shine
    ACPR (Banque de France)
    Shine
    ORIAS
    Shine
    FR_ACPR

    Other rankings

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    Other countries

    Salt Bank

    Salt Bank

    Top pick for France

    9.5/10See alternatives