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BoursoBank review

Updated September 28, 2026 · VaultCue Editorial Team · Facts checked September 26, 2026

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.

Our verdict

BoursoBank suits anyone who wants a French bank with no monthly fee and free currency exchange abroad. Deposits sit under EU deposit guarantee, and the savings side pays a variable rate on an easy-access account. It is a good fit for travellers and for savers who want access at any time.

Key facts

Best for
A French current account with free spending abroad and a linked easy-access savings account.
Monthly fee
€0↗
Deposit protection
EU DGS up to EUR 100,000↗
Currency conversion fee
0%↗
Legal entity
Boursorama SA↗
Headquarters
France↗
Founded
1998↗
Support channels
Email, Phone, Chat, Help-centre↗
Audience
Travelers
Pricing model
No monthly fee, Low FX fees
Features
Digital-only
Official website
boursobank.com

Savings

Headline rate
1.5% to 2.5%↗
Rate type
Variable↗
Minimum deposit
€10↗
Access terms
Deposits and withdrawals free at any time, minimum balance EUR 10, up to 4 booklets, requires a BoursoBank current account↗
Account kind
Easy access↗

Facts checked September 26, 2026, 5 sources

Apps and profiles

Get the app
App Store

Pros and cons

Pros

  • Monthly fee of €0, in line with the site median of €0
  • Currency conversion fee of 0%, against a site median of 0.5%
  • Savings pays a variable rate of 1.5% to 2.5% with a minimum deposit of €10
  • Deposits covered by EU DGS up to EUR 100,000

Cons

  • The savings account requires a BoursoBank current account
  • The savings rate is variable, so it can move with the bank's rate decisions
  • The account is digital-only, which suits people who bank mainly on screen
BoursoBank

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Scored 9.4 / 10 by VaultCue.

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Who it suits

  • Travellers who spend and withdraw money abroad often
  • Savers who want a variable rate and access to their money at any time
  • Customers happy to run a current account to unlock the savings side

Who should look elsewhere

  • Bit2Me, if you want a different kind of service, since its conversion fee is 0.95%
  • bunq, if you prefer a set monthly plan, since its conversion fee is 3%
  • Varo Visa Debit Card, if you would rather hold a card-led account with a monthly fee of $0

How it compares on our data

BoursoBank sits at position 1 of 312 brands on currency conversion fee, and at position 1 of 500 on monthly fee. Both are the strongest showing on the site, and both sit well against the category medians for online banks and everyday accounts. Few rivals match it on both costs at once.

How BoursoBank compares

Where BoursoBank is available

Available
France

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What does BoursoBank charge each month?+

The monthly fee is €0, and the site median for monthly fees is €0. BoursoBank ranks at position 1 of 500 brands on this measure. The bank is run on a no monthly fee model.

What does it cost to spend money abroad?+

The currency conversion fee is 0%, against a site median of 0.5% and an upper quartile of 2.08%. BoursoBank places at position 1 of 312 brands. Travellers are one of the groups it aims at.

Is my money protected?+

Deposits are covered under EU DGS up to EUR 100,000. The legal entity is Boursorama SA, based in France. The bank was founded in 1998.

What interest does the savings account pay?+

The headline rate is 1.5% to 2.5% and the rate type is variable, so the figure can change. For context, the site median headline rate is 3%. The account is easy-access, with a minimum deposit of €10.

Can I take my savings money out at any time?+

Deposits and withdrawals are free at any time, so the money stays reachable. You can hold a limited number of booklets, and a BoursoBank current account is needed to open the savings side. Minimum balances must be kept at the stated level.

Which account types are available?+

BoursoBank offers an easy-access savings account alongside its current account. The savings side pays a variable rate of 1.5% to 2.5% and takes a minimum deposit of €10. The service is digital-only, so most of the banking runs through the app and website.

How do I get help?+

Support runs on email, phone and chat. That covers email, phone, chat and a help centre, so several routes are open if a payment or transfer goes wrong. Phone and help centre reach sit above the site share of 79.5% and 86.1% for banks offering them.

Who is BoursoBank built for?+

The bank targets travelers in particular. It suits people who hold euros, pay bills from a French current account and want savings alongside it. Those who need a set monthly plan may prefer a different provider.

Sources

Compiled from 5 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Licence type, Currencies.

BoursoBank

BoursoBank

A French current account with free spending abroad and a linked easy-access savings account.

9.4/10See alternatives