Updated October 17, 2026 · VaultCue Editorial Team

Top fixed-rate bonds and CDs compared in France

34 accounts available in France, ranked for France.

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Top fixed-rate bonds and CDs compared in France
OrderAccountScoreFeaturesKey factsActions
1
iuvoSAVE logo
iuvoSAVETop pickPartner
8.7/10
  • No monthly fee
Headline rate:
5%
Rate type:
Fixed
Term:
3 months
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2
Finom logo
FinomPartner

Fixed 5% p.a. on EUR funds for the first 5 months: 5% p.a. fixed for 5 months on up to EUR 200,000

8.9/10
  • No monthly fee
  • Free ATM
Headline rate:
5%
Rate type:
Fixed
Minimum deposit:
€0
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3
Salt Bank logo
Salt BankPartner

Prima luna este gratuit (first month free): First month of any Salt plan free

9.5/10
  • Expats
  • Travelers
  • No monthly fee
  • Low FX
  • Free ATM
Headline rate:
5.3% to 5.9%
Rate type:
Fixed
Term:
3 to 12 months
ReviewCompareSee alternatives
4
Hello bank!Partner

Hello Prime free for the first 6 months (instead of 5 EUR/month): 0 EUR/month for 6 months instead of 5 EUR/month

9.2/10
  • Travelers
  • No monthly fee
  • Low FX
  • Free ATM
  • Joint account
Headline rate:
2.5%
Rate type:
Fixed
Deposit protection:
EU DGS up to EUR 100,000
ReviewCompareSee alternatives
5
One Zero logo
One ZeroPartner
9.2/10
  • No monthly fee
Headline rate:
6%
Rate type:
Fixed
Term:
12 months
ReviewCompareSee alternatives
6
Manager.onePartner

First month free, no commitment: First month of the manager.one subscription free

9.1/10
  • No monthly fee
  • Free ATM
Rate type:
Fixed
Term:
3 to 24 months
Minimum deposit:
€10,000
ReviewCompareSee alternatives
7
NLB Banka Kosova logo
NLB Banka KosovaPartner

NLB Depozita me afat - bonus deri ne 200 EUR: bonus up to 200 EUR

8.9/10
  • Expats
  • Joint account
Rate type:
Fixed
Term:
12 to 60 months
Access terms:
No withdrawal before maturity; early withdrawal loses all interest; automatic renewal after the term
ReviewCompareSee alternatives
8
EstateGuru logo
EstateGuruPartner

8% Campaign on additional EG Grow investments: Fixed annual interest rate of 8% instead of the standard 7%

8.8/10
    Headline rate:
    7%
    Rate type:
    Fixed
    Minimum deposit:
    €100
    ReviewCompareSee alternatives
    9
    Vivid Money logo
    Vivid MoneyPartner
    8.8/10
    • No monthly fee
    Headline rate:
    3%
    Rate type:
    Fixed
    Minimum deposit:
    €0.010
    ReviewCompareSee alternatives
    10
    Vivid Plus logo
    Vivid PlusPartner

    1 month of Vivid Prime free: 1 month free, then from €7.90/month

    8.6/10
    • Travelers
    • Low FX
    • Free ATM
    • Joint account
    Headline rate:
    1% to 3%
    Rate type:
    Fixed
    Minimum deposit:
    €0.010
    ReviewCompareSee alternatives

    Licensed in France

    Hello bank!
    ACPR (Autorite de Controle Prudentiel et de Resolution)
    Hello bank!
    AMF (Autorite des Marches Financiers)
    Manager.one
    ACPR (Autorité de contrôle prudentiel et de résolution)
    Manager.one
    ORIAS
    Vivid Plus
    Banque de France
    Vivid Money
    Banque de France (Vivid Money S.A., French branch)

    Other rankings

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    Other countries

    iuvoSAVE

    iuvoSAVE

    Top pick for France

    8.7/10Visit