Updated October 17, 2026 · VaultCue Editorial Team

Top accounts for freelancers compared in France

32 accounts available in France, ranked for France.

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Top accounts for freelancers compared in France
OrderAccountScoreFeaturesKey factsActions
1
Finom FR logo
Finom FRTop pickPartner

French site of Finom, an online payments and business account solution for freelancers and small businesses.

9.2/10
    Monthly fee:
    €0
    Currency conversion fee:
    0.5%
    Currencies:
    17
    ReviewCompareVisit
    2
    Finom logo
    FinomPartner

    Fixed 5% p.a. on EUR funds for the first 5 months: 5% p.a. fixed for 5 months on up to EUR 200,000

    8.9/10
    • No monthly fee
    • Free ATM
    Monthly fee:
    €0
    Deposit protection:
    EU DGS up to EUR 100,000
    Currency conversion fee:
    1%
    ReviewCompareVisit
    3
    Revolut AU logo
    Revolut AUPartner
    9.1/10
    • Travelers
    • No monthly fee
    • Low FX
    • Free ATM
    • Joint account
    Monthly fee:
    £0
    Licence type:
    E money
    Deposit protection:
    FSCS up to GBP 85,000
    ReviewCompareVisit
    4
    Revolut UK logo
    Revolut UKPartner
    9.0/10
    • Travelers
    • No monthly fee
    • Free ATM
    • Joint account
    Monthly fee:
    £0
    Licence type:
    E money
    Deposit protection:
    FSCS up to GBP 85,000
    ReviewCompareVisit
    5
    Wamo logo
    WamoPartner

    Cashback on card spend with annual plans: up to 1%

    9.2/10
    • No monthly fee
    Monthly fee:
    €0
    Deposit protection:
    EU DGS up to EUR 100,000
    Currencies:
    22
    ReviewCompareSee alternatives
    6
    Finom ES logo
    Finom ESPartner

    Spanish site of Finom, an online payments and business account solution for autonomos and small businesses.

    9.2/10
      Monthly fee:
      €0
      Currency conversion fee:
      0.5%
      Currencies:
      17
      ReviewCompareSee alternatives
      7
      ePayServicePartner

      No fees for Debit cards: Card issuance and activation free of charge for ePayService Mastercard Standard and Virtual EUR

      9.1/10
        Monthly fee:
        €1.99
        Deposit protection:
        EU DGS up to EUR 100,000
        Currency conversion fee:
        1.99%
        ReviewCompareSee alternatives
        8
        ING logo
        INGPartner

        4% per 12 mesi con Conto Corrente Arancio, Conto Arancio e MYMoneyCoach: 4% gross annual interest for 12 months on savings up to 200,000 EUR (up to 400,000 EUR if investing from 100,000 EUR with MYMoneyCoach)

        9.1/10
        • No monthly fee
        • Joint account
        Monthly fee:
        €0
        Deposit protection:
        EU DGS up to EUR 100,000
        Currency conversion fee:
        2%
        ReviewCompareSee alternatives
        9
        VaultLeap logo
        VaultLeapPartner

        Card activation bonus: 5,000 Tier Points

        9.1/10
        • Expats
        • No monthly fee
        • Low FX
        Monthly fee:
        $0
        Currency conversion fee:
        0.5%
        Currencies:
        3
        ReviewCompareSee alternatives
        10
        WorldFirst logo
        WorldFirstPartner

        Earn GBP 100 when you try the World Card

        9.1/10
        • No monthly fee
        • Low FX
        Monthly fee:
        £0
        Deposit protection:
        FSCS up to GBP 85,000
        Currency conversion fee:
        0.3% to 0.5%
        ReviewCompareSee alternatives

        Licensed in France

        Hello bank! Pro
        ACPR (Autorite de Controle Prudentiel)
        Hello bank! Pro
        AMF (Autorite des Marches Financiers)
        Hello bank! Pro
        ORIAS
        Nickel
        Autorite de Controle Prudentiel et de Resolution (ACPR)
        Nickel
        ORIAS (insurance broker registration)
        Qonto
        ACPR (Autorite de Controle Prudentiel et de Resolution), France
        Qonto
        FR_ACPR
        Qonto Portugal Business Account
        Autorite de Controle Prudentiel et de Resolution (ACPR)
        Qonto Portugal Business Account
        FR_ACPR
        Tiime
        ACPR (Autorite de controle prudentiel et de resolution) - payment services agent of the e-money institution Treezor
        Tiime
        DGFiP (Plateforme de dematerialisation partenaire for electronic invoicing)
        Shine
        ACPR (Banque de France)
        Shine
        ORIAS
        Shine
        FR_ACPR
        Vivid Plus
        Banque de France
        Switchr.lu
        ORIAS
        Vivid Money
        Banque de France (Vivid Money S.A., French branch)

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        Finom FR

        Finom FR

        Top pick for France

        9.2/10Visit