bitstack review
Updated September 28, 2026 · VaultCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Bitstack is a French digital asset platform with a savings-style account, and it suits euro-based holders who want easy access and no monthly charge. Euro balances sit under EU DGS cover of EU DGS up to EUR 100,000, though the account holds bitcoin rather than paying a fixed interest rate.
Key facts
- Best for
- Euro holders who want a fee-free crypto account with deposit protection and on demand access.
- Minimum deposit
- €1↗
- Deposit protection
- EU DGS up to EUR 100,000↗
- Access terms
- On demand, no notice period: sell bitcoin for euros back to the linked bank account or send bitcoin to an external wallet↗
- Monthly fee
- €0↗
- Account kind
- Easy access↗
- Legal entity
- BITSTACK DIGITAL ASSETS SAS↗
- Headquarters
- France↗
- Founded
- 2021↗
- Support channels
- Chat, Help-centre, Community↗
- Pricing model
- No monthly fee
- Official website
- bitstack-app.com
Facts checked September 26, 2026, 4 sources
Apps and profiles
- Get the app
- Google Play
Pros and cons
Pros
- No monthly charge, on a no monthly fee model
- On demand access: sell bitcoin for euros back to the linked bank account or send it to an external wallet
- Euro cash held in the account carries EU DGS cover of EU DGS up to EUR 100,000
- Listed with the Autorite des marches financiers under A2025-003 and registered under MiCA as MiCA CASP 894500RKZ3TVTPIF7V84
Cons
- The account is easy access and holds a crypto asset, so its value moves with bitcoin rather than paying a stated rate
- Support runs on chat, help centre and community only, with no phone line among the channels
- It is registered as a crypto asset service provider under MiCA CASP 894500RKZ3TVTPIF7V84 rather than as a bank
Who it suits
- Euro holders who want to keep a cash balance alongside bitcoin
- People who want on demand access rather than a fixed term or a published interest rate
- Holders who want their euro balance inside a EU DGS up to EUR 100,000 protection scheme
Who should look elsewhere
- Anyone chasing a headline interest rate, since the account kind is easy access
- People who want phone support, as the channels are chat, help centre and community
- Savers who prefer a bank licence, given the MiCA registration MiCA CASP 894500RKZ3TVTPIF7V84
Who runs it
Bitstack is run by BITSTACK DIGITAL ASSETS SAS, based in France and founded in 2021. It is listed with the Autorite des marches financiers under A2025-003, and registered for crypto asset services as MiCA CASP 894500RKZ3TVTPIF7V84. A second registration runs through the Autorite de controle prudentiel et de resolution via Xpollens, listed as 747088. Support runs on chat, help centre and community.
How bitstack compares
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8.6 vs 9.0
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Where bitstack is available
- Available
- Austria, Belgium, Croatia, Cyprus, Estonia, Finland, France, Germany, Greece, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Monaco, Netherlands, Portugal, Spain, Switzerland
- Licence in France
- Autorite des marches financiers (AMF) (A2025-003), checked September 26, 2026
- Licence in France
- Autorite de controle prudentiel et de resolution (ACPR), via Xpollens (CIB 16528) (747088), checked September 26, 2026
- Licence in France
- Autorité des Marchés Financiers (AMF) (MiCA CASP 894500RKZ3TVTPIF7V84), checked September 26, 2026, also valid in Austria, Belgium, Bulgaria, Cyprus, Czechia, Germany, Denmark, Estonia, Spain, Finland, Greece, Croatia, Hungary, Ireland, Italy, Lithuania, Luxembourg, Latvia, Malta, Netherlands, Poland, Portugal, Romania, Sweden, Slovenia, Slovakia
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What does it cost to hold an account with Bitstack?+
Monthly fees are €0 and the pricing model is no monthly fee, so there is no recurring charge. The minimum deposit is €1, which means you can start small and add to the balance later.
Is my money protected with Bitstack?+
Euro cash held on the platform sits under the EU deposit guarantee scheme, listed as EU DGS up to EUR 100,000. Bitcoin is not a deposit, so its price can fall below the amount you put in.
Who regulates Bitstack?+
Bitstack is listed with the Autorite des marches financiers under A2025-003. It also holds a MiCA crypto asset service provider registration, MiCA CASP 894500RKZ3TVTPIF7V84, which sets out how the platform handles digital assets.
Can I get my money out quickly?+
Access is on demand with no notice period. You can sell bitcoin for euros back to the linked bank account, or send bitcoin to an external wallet whenever you need it.
What kind of account is this?+
The account kind is easy access, so there is no fixed term to run to. The balance is a crypto holding rather than a fixed rate deposit, which means no stated interest rate applies to the account.
How do I get support if something goes wrong?+
Support runs on chat, help centre and community, so you can use the live chat, browse the help centre or ask the community. No phone line appears among the listed channels.
Who is this account aimed at?+
It suits euro holders who want a fee-free balance alongside a bitcoin position, and who want access on demand rather than at the end of a term. If you are after a published savings rate, a cash savings account fits better.
Sources
- esma.europa.eu/sites/default/files/2024-12/CASPS.csv checked September 26, 2026
Backs: Headquarters, Legal entity, Licences
“ae_homeMemberState=FR”
- bitstack-app.com checked September 26, 2026
Backs: Access terms, Account kind, Deposit protection, Minimum deposit, Support channels
“You can sell your bitcoins for euros and get them back in your linked bank account, or send your bitcoins to your external wallet.”
- bitstack-app.com/en/news/bitstack-secures-mica-license-an... checked September 26, 2026
Backs: Founded
“Created in April 2021 by Alexandre Roubaud and Kabir Sethi, the French company Bitstack offers an application that allows you to save in Bitcoin”
- bitstack-app.com/en/pricing checked September 26, 2026
Backs: Pricing model, Monthly fee
“Standard - Save in Bitcoin at your own pace, with no subscription. Free - Subscription price (in euros) €0 / month”
Compiled from 4 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Headline rate, Rate type, Term.
Related by the facts
bitstack
Euro holders who want a fee-free crypto account with deposit protection and on demand access.