Updated October 13, 2026 · VaultCue Editorial Team
C6 Bank vs PagBank
PagBank
Higher score in this comparison
C6 Bank
What sets them apart
| Compare | C6 BankReviewSee alternativesSee alternatives | PagBankReviewVisitVisit |
|---|---|---|
| Monthly fee | R$0 | R$0 to R$75 |
| Transfer fee | free Pix and TED | Free (unlimited TED and Pix to any bank) |
| Currency conversion fee | Not confirmed | 5% |
| Free ATM withdrawals | Not confirmed | R$0 |
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.
Key differences
- Founded is lower at PagBank: 2006 vs 2018.
- Features: only PagBank offers Free ATM, No credit check.
Our verdict on each
C6 Bank
For everyday account seekers, C6 Bank provides an easy-access account with digital management for routine tasks and accessible balances. It suits customers who want straightforward daily handling and who prefer to organise movements and reviews through an app in one place.
PagBank
PagBank suits Brazilian businesses and freelancers who want a free everyday account with instant Pix payouts and a savings option on the side.
Score breakdown
| Area | C6 Bank | PagBank |
|---|---|---|
| Cost | 9.3Higher | 8.6Cost score rests on BRL 0 to BRL 75 monthly charges, BRL 0 for cash withdrawals and 5% for card conversion. |
| Offer | 9.8Higher | 9.2Offer score rests on variable savings, Daily liquidity, redeem whenever you want and payouts to bank and wallet. |
| Trust | 8.2 | 8.8Higher |
How they place
| Ranking | C6 Bank | PagBank |
|---|---|---|
| Savings accounts | 918 of 1420 | 28 of 1420 |
| Money transfer services | 793 of 1564 | 14 of 1564 |
| Online banks | 258 of 402 | 11 of 402 |
Every fact side by side
| Fact | C6 Bank | PagBank |
|---|---|---|
| Audience | Not confirmed | Business, Freelancer |
| Pricing model | No monthly fee | No monthly fee |
| Features | Digital only | Free ATM, Digital only, No credit checkCovers more |
| Legal entity | Banco C6 S.A. | PAGSEGURO INTERNET INSTITUIÇÃO DE PAGAMENTO S/A |
| Headquarters | Brazil | Brazil |
| Founded | 2018 | 2006Lower |
| Support channels | Email, Chat, Phone, Help centre | Email, Phone, Help centre, Chat |
Savings
| Fact | C6 Bank | PagBank |
|---|---|---|
| Headline rate | 101.5% | Not confirmed |
| Rate type | Variable | Variable |
| Minimum deposit | R$20 | R$1Lower |
| Access terms | Daily liquidity CDB, redeemed in the app and credited the same day | Daily liquidity, redeem whenever you want |
| Account kind | Easy access | Easy access |
Money transfer
| Fact | C6 Bank | PagBank |
|---|---|---|
| Delivery time | Not confirmed | Within minutes: cross-border payouts cleared in minutes to Pix or a PagBank account; Pix transfers instant 24/7 |
| Payout methods | Not confirmed | Bank, Wallet |
| Fee to send 1,000 | Not confirmed | R$0 |
Where each stands against the rest
| Fact | C6 Bank | PagBank | Median |
|---|---|---|---|
| Monthly fee | R$0at the median | R$0 to R$75at the median | R$0 |
| Currency conversion fee | Not confirmed | 5%highest quarter | 0.5% |
Median across 377 listed accounts.
Pros and cons
C6 Bank
Pros
- Easy-access account structure designed for routine everyday use and movement
- Digital account management covering balances and everyday routine tasks
- Everyday account focus with accessible structure for daily organisation
PagBank
Pros
- Transfers to any bank are Free (unlimited TED and Pix to any bank), which covers both Pix and TED.
- Cash access carries an allowance of BRL 0, so withdrawals do not add to the bill.
- Payouts reach bank and wallet, and cross-border money clears in minutes to Pix or a PagBank account.
Cons
- Currency conversion on the card costs 5%, which ranks 304 of 312 and sits above the site median of 0.5%.
- The service is digital-only, as free atm, digital only and no credit check shows, so it suits people comfortable running money from an app.
- Savings pay a variable rate, so returns can move.
Who each suits
C6 Bank
Who it suits
- People seeking straightforward everyday money handling
- People comfortable handling account tasks through an app
PagBank
Who it suits
- Brazilian sole traders and small companies that bill and pay in Pix
- Freelancers who want an everyday account with an easy access CDB alongside
- Anyone happy to manage the account from a phone
Who should look elsewhere
- Skrill, if a wallet outside Brazil fits better: its monthly fee is €0
- Plazo ES, if a Spanish product suits you instead: its monthly fee is €0
- PayPal Colombia, if a wallet for cross-border online payments is the job: its monthly fee is $0
Current offers
PagBank
Current offer
Discount code
Taxa 0% para novos clientes (0% merchant rate on card readers): 0%
New customers of the Conta PJ PagBank; card reader without rental fee
Source, checked September 26, 2026
Discount code
Moderninha ProFit com 90% off (Super Max): R$ 83,88 à vista (12x de R$ 6,99)
Super Max plan; promotional price valid under campaign terms
Source, checked September 26, 2026
Country by country
| Country | C6 Bank | PagBank |
|---|---|---|
| Brazil | No | Yes |
Questions about each
C6 Bank
What does C6 Bank offer for everyday use?+
C6 Bank offers everyday accounts with an easy-access structure for routine use. Customers keep daily money accessible and handle standard tasks through digital management. The focus stays on simple organisation for everyday account needs.
Who might consider this account?+
This option fits people who want straightforward handling for daily balances and movements. It fits those who prefer digital control and clear routine organisation. Consider whether app based management reflects the way daily tasks are handled.
PagBank
What does PagBank charge to hold an account?+
The monthly fee runs BRL 0 to BRL 75, and the account is built around no monthly charge. PagBank ranks 1 of 500 on monthly fee across the site, the site median is €0, and the top of the site range reaches €449.
Are Pix and TED transfers really free?+
Transfers to any bank are Free (unlimited TED and Pix to any bank), and the Pix transfer charge is BRL 0. Pix is instant around the clock, and cross-border payouts clear in minutes to Pix or a PagBank account, with payouts landing on bank and wallet.
Other options to compare
Other matchups
Related by the facts
PagBank
C6 Bank