Updated October 16, 2026 · VaultCue Editorial Team
Cathay United digital accounts vs JKOPAY 街口支付
Cathay United digital accounts
JKOPAY 街口支付
Higher score in this comparison
Where Cathay United digital accounts and JKOPAY 街口支付 differ
| Compare | Cathay United digital accountsReviewSee alternativesSee alternatives | JKOPAY 街口支付ReviewSee alternativesSee alternatives |
|---|---|---|
| Transfer fee | Interbank transfer/remittance NTD 30 per item up to NTD 2,000,000, plus NTD 10 per each additional NTD 1,000,000; interbank card transfer NTD 0 for the first NTD 500 item per account per day, then NTD 10 (NTD 501-1,000), NTD 15 (above NTD 1,001) | TWD 15 per withdrawal |
| Currency conversion fee | Not confirmed | 0% |
| Currencies | Not confirmed | 1 |
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Key differences
- Support channels: only Cathay United digital accounts offers Chat.
- Support channels: only JKOPAY 街口支付 offers Help centre, Community.
- Audience: only Cathay United digital accounts offers Expats.
- Audience: only JKOPAY 街口支付 offers Travelers.
Our verdict on each
Cathay United digital accounts
The FAQ defines the digital deposit account as a Taiwan-dollar or foreign-currency demand savings account opened through an automated channel.
JKOPAY 街口支付
JKOPAY is a digital wallet for travelers who want to move and store money in a single market, not a full bank account. Conversion runs at 0% and the wallet covers 1 currency, so it fits a short trip far better than a long stay abroad.
Score breakdown
| Area | Cathay United digital accounts | JKOPAY 街口支付 |
|---|---|---|
| Cost | Not confirmed | 9.6Conversion runs at 0% and a withdrawal costs TWD 15 per withdrawal, both sitting at the low end of the range. |
| Offer | 9.2Higher | 9.0The offer is thin: the wallet is digital only and payouts reach bank accounts only. |
| Trust | 9.5 | Not confirmed |
How they place
| Ranking | Cathay United digital accounts | JKOPAY 街口支付 |
|---|---|---|
| Money transfer services | 831 of 1564 | 66 of 1564 |
Every fact side by side
| Fact | Cathay United digital accounts | JKOPAY 街口支付 |
|---|---|---|
| Audience | Expats | Travelers |
| Features | Not confirmed | Digital only |
| Legal entity | Cathay United Bank Co., Ltd. | JKO Electronic Payment Co., Ltd. |
| Headquarters | Taiwan | Taiwan |
| Founded | 1975 | Not confirmed |
| Support channels | Email, Chat, Phone | Phone, Email, Help centre, Community |
Money transfer
| Fact | Cathay United digital accounts | JKOPAY 街口支付 |
|---|---|---|
| Payout methods | Bank | Bank |
| Fee to send 1,000 | NT$300 | NT$15Lower |
Where each stands against the rest
| Fact | Cathay United digital accounts | JKOPAY 街口支付 | Median |
|---|---|---|---|
| Currency conversion fee | Not confirmed | 0%below the median | 0.5% |
| Currencies | Not confirmed | 1lowest quarter | 5 |
Median across 536 listed accounts.
Pros and cons
Cathay United digital accounts
Pros
- The FAQ defines the digital deposit account as a Taiwan-dollar or foreign-currency demand savings account opened through an automated channel.
- Applicants receive the review result by email and text message after submitting details.
JKOPAY 街口支付
Pros
- Currency conversion costs 0%, ahead of 0.95% and 3%
- Withdrawals to a bank account cost TWD 15 per withdrawal
- Support runs through phone, email and help centre
Cons
- Only 1 currency is supported, against 30 at Paysera
- The account is digital only, with no branch to visit
- Payouts reach bank accounts only
Who each suits
Cathay United digital accounts
Who it suits
- Taiwan applicants checking Cathay United digital deposit accounts
JKOPAY 街口支付
Who it suits
- Travelers who mainly need to store and spend in a single market
- People who want to keep conversion costs down and reach a bank account for withdrawals
- Anyone happy managing the wallet in an app
Who should look elsewhere
- People who hold several currencies, since Paysera supports 30
- Anyone who wants to talk to someone at a branch, because the account is digital only
Current offers
JKOPAY 街口支付
Current offer
Bonus
JKO Coin cashback on JKOPAY Account payments: 1% JKO Coin
JKOPAY Account, Silver tier or above; payments made in the JKOPAY app; JKO Coin credited later; not eligible for JKOPAY Account payment rewards when paid by linked credit card
Source, checked September 26, 2026
Country by country
| Country | Cathay United digital accounts | JKOPAY 街口支付 |
|---|---|---|
| Taiwan | Yes | Yes |
Questions about each
JKOPAY 街口支付
How much does JKOPAY charge to convert currency?+
Currency conversion costs 0% at JKOPAY. That is lower than the conversion fee of 0.95% at Bit2Me and well below the 3% charged by bunq. On cost alone it is the cheapest conversion of the brands listed here.
What does a withdrawal from JKOPAY cost?+
A withdrawal costs TWD 15 per withdrawal. Money reaches you through bank accounts, so the payout is made straight to a bank rather than to a card or a cash point. Plan for that fixed charge each time you take money out.
How many currencies can I hold with JKOPAY?+
JKOPAY supports 1 currency, so the wallet is built around a single market. Paysera, by contrast, covers 30 currencies, and bunq handles a wider range too. If your money spans more than one currency, JKOPAY will be tight.
Is JKOPAY a digital only account?+
Yes, the account is digital only, which means everything is handled in the app and there is no branch to walk into. It suits people who are comfortable moving money on a phone. If you need face to face help, a branch based bank would suit you better.
Other options to compare
Related by the facts
Cathay United digital accounts
JKOPAY 街口支付