CellMoni review
Updated September 28, 2026 · VaultCue Editorial Team · Facts checked September 26, 2026
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Our verdict
CellMoni is a Digicel wallet for sending money to family inside PG, with a monthly fee of PGK 0 and transfers costing 0.1-7.7 Kina per Send Moni transaction. It suits people who want money to land as cash or in another wallet straight away, not those wanting a bank payout.
Key facts
- Best for
- No-fee Digicel wallet transfers to cash pickup or another wallet in Papua New Guinea.
- Transfer fee
- 0.1-7.7 Kina per Send Moni transaction↗
- Delivery time
- Instant (CellMoni Send Moni, wallet to wallet)↗
- Payout methods
- Cash-pickup, Wallet↗
- Fee to send 1,000
- PGK 7.70↗
- Legal entity
- Digicel (PNG) Ltd↗
- Headquarters
- Papua New Guinea↗
- Support channels
- Email, Chat, Phone, Help-centre↗
- Official website
- digicelpacific.com
Everyday accounts
- Monthly fee
- PGK 0↗
- Pricing model
- No monthly fee
Facts checked September 26, 2026, 3 sources
Pros and cons
Pros
- The monthly fee is PGK 0, in line with the €0 median for money transfer services.
- Delivery is Instant (CellMoni Send Moni, wallet to wallet), so no cut-off decides when family gets the money.
- Each Send Moni transaction costs 0.1-7.7 Kina per Send Moni transaction, with the top of that range at PGK 7.70.
- Help is available on email, chat and phone, including a phone line and a help centre.
Cons
- Payouts cover cash pickup and wallet only, so there is no route to pay a recipient's bank account.
- The wallet is run by Digicel (PNG) Ltd for PG, so a recipient outside that network collects cash in person.
- The monthly fee is PGK 0 while every transaction carries its own charge, and the top of the Send Moni range is PGK 7.70.
Who it suits
- People sending money to relatives inside PG who collect cash or hold a CellMoni wallet.
- Digicel network customers who want a wallet with no monthly charge, since the monthly fee is PGK 0.
- Senders who need the money to land straight away, since delivery is Instant (CellMoni Send Moni, wallet to wallet).
Who should look elsewhere
- PayPal Colombia, if you want a fee taken as a percentage of the amount with a fixed part on card payments, and priced for international sends.
- Skrill, if you want to fund sends from a bank account, since its fee is free on a bank transfer while CellMoni pays out to cash pickup and wallet only.
- Paysera, if euro payments to SEPA users are your priority, since its fee is free in euro to SEPA and Paysera users and then charged per transfer elsewhere.
The company behind it
CellMoni is operated by Digicel (PNG) Ltd and run from PG, which puts the wallet inside a Digicel network business rather than a stand-alone transfer company. Anyone who needs a hand can use email, chat and phone, so a call, a chat, an email or the help centre are all open to senders and wallet holders.
How CellMoni compares
Where CellMoni is available
- Available
- Fiji, Nauru, Papua New Guinea, Samoa, Tonga, Vanuatu
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
Is there a monthly fee to hold a CellMoni wallet?+
The monthly fee is PGK 0, so the wallet itself is free to keep open. The charge sits on the transfer side instead, where each Send Moni transaction costs 0.1-7.7 Kina per Send Moni transaction. That suits people who send money now and then rather than heavy daily users.
What does a single transfer cost?+
Each Send Moni transaction costs 0.1-7.7 Kina per Send Moni transaction, and the top of that range is PGK 7.70. The charge is a Kina amount per transaction, so it is easier to forecast than a percentage on a large payment, though the amount sent still shapes the total.
How fast does the money arrive?+
Delivery is Instant (CellMoni Send Moni, wallet to wallet). That speed applies to Send Moni sends, so the recipient needs a CellMoni wallet for the money to land in an account. A cash pickup point covers someone who is not carrying the app.
Can I send money to a bank account?+
Payouts cover cash pickup and wallet. A wallet transfer puts the money into another CellMoni account, and a cash pickup point lets a recipient collect it in person. A bank account is not among the payout routes listed.
How do I get help if a payment goes wrong?+
Support runs on email, chat and phone. A phone line and live chat suit anything urgent, an email gives you a written trail, and the help centre covers routine questions. The same channels are open to senders and wallet holders.
Who runs CellMoni and from where?+
CellMoni is operated by Digicel (PNG) Ltd and run from PG. It is a wallet built inside a mobile network business, so the transfer service and the support team sit in the same operation rather than a separate transfer company.
Is CellMoni usable beyond PG?+
The service is run from PG and built on the Digicel network there, so transfers are aimed at recipients in that market. Payouts to cash pickup and wallet keep the money inside the same network. Anyone sending across borders is better served by a provider that quotes an international fee of its own.
How do the fees compare with other transfer services?+
CellMoni quotes 0.1-7.7 Kina per Send Moni transaction for a Send Moni transaction. PayPal Colombia takes a percentage of the amount with a fixed part on card payments, Skrill is free on a bank transfer and higher on cards, and Paysera is free in euro to SEPA and Paysera users. The shapes of the fee differ.
Sources
- digicelpacific.com/cellmoni/pg/pricing checked September 26, 2026
Backs: Pricing model, Monthly fee, Transfer fee, Fee to send 1,000
“CellMoni Fees are very competitive and are displayed below”
- digicelpacific.com/cellmoni/pg/services checked September 26, 2026
Backs: Delivery time, Payout methods
“deposit cash into your CellMoni wallet and Send Moni instantly to family and wantoks”
- digicelpacific.com/mobile/pg/apps/mydigicel checked September 26, 2026
Backs: Headquarters, Legal entity, Support channels
“Write to us at Digicel PNG Limited PO Box 1618 Port Moresby Papua New Guinea”
Compiled from 3 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Exchange rate markup, Licence type.
Other rankings
CellMoni
No-fee Digicel wallet transfers to cash pickup or another wallet in Papua New Guinea.