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Equals Money review

Updated September 28, 2026 · VaultCue Editorial Team · Facts checked September 26, 2026

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.

Our verdict

Equals Money is a multi-currency business account for companies paying suppliers and collecting in many markets, and currency reach is what sets it apart. It holds 165 currencies, pays out to bank accounts and hands over iban details for local collections.

Key facts

Best for
A business that holds many currencies and pays suppliers in local accounts.
Monthly fee
£300↗
Licence type
Payment institution↗
Deposit protection
EU DGS up to EUR 100,000↗
Currency conversion fee
1.5%↗
Currencies
165↗
Local account details
IBAN↗
Free ATM withdrawals
£0↗
Transfer fee
Card to card free; FX and same-currency payments based on volumes↗
Legal entity
Equals Money Europe SA↗
Headquarters
Belgium↗
Support channels
Email, Phone, Help-centre↗
Audience
Business
Official website
equalsmoney.com

Money transfer

Delivery time
Same day, up to 3 working days↗
Payout methods
Bank↗

Facts checked September 26, 2026, 7 sources

Apps and profiles

Get the app
App StoreGoogle Play
Elsewhere
TrustpilotLinkedIninstagram.com

Pros and cons

Pros

  • Money held sits under EU DGS up to EUR 100,000.
  • Support runs on email, phone and help centre, with a help centre, email and phone listed.
  • Card to card transfers are free, while exchange and same-currency payments are priced on volumes.
  • Ranks 6 of 379 brands on currency count.

Cons

  • The account costs £300 a month, where the site median is €0 and XTB charges €0.
  • Currency conversion at 1.5% places the brand 194 of 312 on this site.
  • It is a payment institution rather than a bank, and cover on money held stops at EU DGS up to EUR 100,000.
Equals Money

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Scored 8.5 / 10 by VaultCue.

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Who it suits

  • Companies holding several currencies and paying suppliers in local accounts.
  • Business teams that want 165 currencies behind iban payout details.
  • Anyone paying out to bank accounts across several markets.

Who should look elsewhere

  • Anyone who wants a free monthly account: XTB charges €0.
  • Card-led users who do not need 165 currencies, since AXI Card charges €0.
  • Simple transfer wallets: Skrill charges €0 for people who send money rather than run company accounts.

The company behind it

Equals Money Europe SA is the company behind the brand, and it lists BE as its home country. Support runs on email, phone and help centre, so a help centre, email and phone are the listed routes to the team. The entity appears in the UK register under 900493 and in the Belgian register under PSD_PI BE_NBB!0849185510.

How Equals Money compares

Where Equals Money is available

Licence in Belgium
National Bank of Belgium, checked September 26, 2026
Licence in United Kingdom
Financial Conduct Authority (900493), checked September 26, 2026
Licence in Belgium
BE_NBB (PSD_PI BE_NBB!0849185510), checked September 26, 2026, also valid in Austria, Belgium, Bulgaria, Cyprus, Czechia, Germany, Denmark, Estonia, Spain, Finland, France, Greece, Croatia, Hungary, Ireland, Iceland, Italy, Liechtenstein, Lithuania, Luxembourg, Latvia, Malta, Netherlands, Norway, Poland, Portugal, Romania, Sweden, Slovenia, Slovakia

Frequently asked questions

How much does an Equals Money account cost?+

Equals Money charges £300 a month for the account. Most rivals sit at €0, so this is the main cost to weigh. Cash machine withdrawals come with an allowance of £0.

What does it cost to convert currency?+

Currency conversion costs 1.5%, which puts the brand 194 of 312 on this site. The median conversion fee here is 0.5%, so the figure sits well above the middle and belongs in any rate a business quotes.

How fast do beneficiary payments go out?+

Payments to beneficiaries go out Same day, up to 3 working days. Card to card transfers are free, while exchange and same-currency payments are priced on volumes, so a business that moves cash each month should check the band it falls into.

How many currencies can I hold and can I get local payout details?+

The account holds 165 currencies, ranking 6 of 379 brands on currency count. Payouts use iban details, so suppliers can be paid into local accounts without the money passing through another market.

Is the money in the account protected?+

Balances sit under EU DGS up to EUR 100,000. The company operates under a payment institution licence rather than a bank licence, so the cover comes from a deposit guarantee scheme and stops at that limit.

Who is Equals Money built for?+

The account is aimed at business customers, so it is designed around company money rather than personal banking. Businesses holding several currencies and paying suppliers in local accounts are the case it fits.

How do I get help when something goes wrong?+

Support runs on email, phone and help centre, so a help centre, email and phone cover most questions. Business users reach the same team for payment timing and currency list changes, and the help centre carries the published answers on both.

Who regulates the company behind the account?+

The entity appears in the UK register under 900493 and in the Belgian register under PSD_PI BE_NBB!0849185510. The company named behind the brand is Equals Money Europe SA, so registrations in both places point to the same firm.

Sources

Compiled from 8 source pages, checked September 26, 2026. We did not open an account.

Equals Money

Equals Money

A business that holds many currencies and pays suppliers in local accounts.

8.5/10See alternatives